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10-080 Disposition and Development Agreement, Habitat for Humanity, Silicon Valley for Cleo Avenue DISPOSITION AND DEVELOPMENT AGREEMENT BETWEEN THE CITY OF CUPERTINO AND HABITAT FOR HUMANITY, SILICON VALLEY FOR CLEO AVENUE PROPERTY This Disposition and Development Agreement ( "Agreement ") is entered into as of , 2010, and is by and between the City of Cupertino, a municipal 1 corporate ( "City ") and Habitat for Humanity, Silicon Valley, _a California nonprofit public benefit corporation ( "Developer "). RECITALS A. These Recitals refer to and utilize certain capitalized terms which are defined in Article 1 of this Agreement. The parties intend to refer to those definitions in conjunction with the use of capitalized terms in these Recitals. B. The City Council of the City of Cupertino ( "City ") obtained the Cleo Avenue property ( "Property ") located in the City of Cupertino, County of Santa Clara, from CalTrans for the sum of $615,000 for the specific purpose of creating affordable housing. C. The City intends to convey the real property, more particularly described in the attached Exhibit A to the Developer pursuant to the terms of this Agreement. D. The City and the Developer desire to cause the development of four (4) single - family detached homes ( "Single- Family Homes ") and ancillary landscaping, parking, and other improvements ( "Improvements "). The Developer shall market and sell the Single - Family Homes ( "Homes ") at an affordable price to very low income homebuyers ( "Eligible Purchasers ") who are involved in the Developer's sweat equity program. E. The City desires to use Low and Moderate Income Housing Set -Aside Funds to provide a Revocable Grant in the approximate amount of Two Hundred Fifty Thousand Nine Hundred Thirty Two Dollars ($250,932) to the Developer to assist the Developer with predevelopment costs as defined by the CDBG program ( "Grant "). F. To effectuate this purpose, the City will transfer the Property to the Developer at no cost, and will provide the City Grant to the Developer to assist in predevelopment costs as defined by the Community Development Block C rant (CDBG) Program, all as fully set forth in this Agreement. G. Through this Agreement and accompanying documents the City is imposing occupancy and affordability restrictions on the Development in order for the City to meet its the goals and objectives of improving and increasing the community's supply of affordable housing. H. The Developer proposes to construct the Improvements and to sell each Home to each Eligible Purchaser at an affordable sales price. Each Home will be sold subject to a Homebuyer Resale Restriction and Option to Purchase Agreement that will ensure long -term affordability of the Home. 6 -2 -10 1 I In addition, Developer will record deed restrictions against each Home and provide each Eligible Purchaser with first mortgage loans to assist with the purchase of a Home. J As set forth the in Section 2.3 of this Agreement, the City has not approved, nor will it approve the Improvements until all required environmental reviews under the California Environmental Quality Act have been completed. K. The City has concluded that the Developer has the necessary experience, skill and ability to carry out the commitments contained in this Agreement and that this Agreement will benefit the City. NOW, THEREFORE, in consideration of the recitals hereof and the mutual promises and covenants set forth in this Agreement, the City and the Developer agree as follows: ARTICLE 1 DEFINITIONS AND EXHIBITS Section 1.1 Definitions. In addition to the terms defined elsewhere in this Agreement, the following definitions shall apply throughout this Agreement: (a) "Affordable Housing Cost" means the total cost of ownership of a Home which shall not exceed a Monthly Housing Cost of thirty percent (30 %) times fifty percent (50 %) of the Area Median Income adjusted for household size. (b) "Agreement" means this Disposition and Development Agreement, including the attached Exhibits and all subsequent amendments to this Agreement. (c) "Annual Income" means the total anticipated annual income of all persons in a household, as calculated in accordance with 25 California Code of Regulations Section 6914. (d) "Approved Construction Plans" has the meaning set forth in Section 2.6 of this Agreement. (e) "Approved Security Interest" means a mortgage, deed of trust, or other reasonable method of security encumbering the Property, or any portion thereof that meets the requirements of this Agreement. (f) "Area Median Income" means the median income for households in Santa Clara County, California, as published from time to time by the United States Department of Housing and Urban Development (the "HUD "). In the event such income determinations are no longer published by HUD, or are not updated for a period of at least twenty -four (24) months, the 6 -2 -10 2 City shall provide other income determinations which are reasonably similar with respect to the method of calculation to those previously published by HUD. (g) "Building Permits" has the meaning set forth in Section 2.7 of this Agreement. (h) "CEQA" means the California Environmental Quality Act, Sections 21000 et seq. of the Public Resources Code and the CEQA Guidelines set forth at 14 California Code of Regulations Sections 15000 et seq. (i) "Certificate of Completion" means the certificate of completion to be issued by the City to the Developer after completion of the Improvements in accordance with the provisions set forth in Article 5 of this Agreement. (j) "City" means the City of Cupertino, California, a municipal corporation, operating through its governing body, the City Council and its various departments. (k) "City Council" means the City Council of the City of Cupertino in its capacity as the legislative body of the City. (1) "City Documents" means this Agreement and any other documents the City requires the Developer to execute to implement the provisions of this Agreement. (m) "City Grant" means the sum of money provided by the City to the Developer to assist with mortgage financing for tle Eligible Purchasers, as described in Article 4 of this Agreement. (n) "Concept Plan" has the meaning set forth in Section 2.5 of this Agreement. (o) "Construction Documents" has the meaning set forth in Section 2.6 of this Agreement. (p) "County" means County of' Santa Clara, a political subdivision of the State of California. (q) "Developer" means Habitat: for Humanity Silicon Valley, Inc., a California nonprofit public benefit corporation, and any approved successors and assigns pursuant to this Agreement. (r) "Development" means the Property and the Improvements. (s) "Eligible Purchaser" means a qualified Very Low Income Household that meets the condition set forth in Section 1.1 (jj) of this Agreement. (t) "Escrow" means the escrow established with the Title Company for purchase of the Property pursuant to this Agreement. 6 -2 -10 3 (u) "First Mortgage Assistance" means the first mortgage assistance provided to the Eligible Purchasers by the Developer. (v) "Habitat Deed of Trust" means the deed of trust from an Eligible Purchaser to the Developer evidencing the Developer's First Mortgage Assistance to the Eligible Purchaser. (w) "Habitat Documents" means the Habitat Grant Deed and Restrictions, the Habitat Promissory Note and the Habitat Deed of Trust. (x) "Habitat Grant Deed and Restrictions" means the grant deed and restrictions between the Eligible Purchase and Developer which places restrictions on the resale of the Home and gives Developer an option to repurchase the Home. (y) "Habitat Promissory Note" means the promissory note from an Eligible Purchaser to Developer evidencing the First Mortgage Assistance to Eligible Purchaser from the Developer. (z) "Hazardous Materials" means: (i) any "hazardous substance" as defined in Section 101(14) of the Comprehensive Environmental Response, Compensation, and Liability Act 1980 ( "CERCLA ") (42 U.S.C. Section 9601(14)) or Section 25281(d) or 25316 of the California Health and Safety Code at such time; (ii) any "hazardous waste," "infectious waste" or "hazardous material" as defined in Section 25117, 25117.5 or 25501(j) of the California Health and Safety Code at such time; (iii) oil, petroleum or other hydrocarbon, or any other waste, substance or material designated or regulated in any way as "toxic" or "hazardous" in the Resource Conservation and Recovery Act of 1976 ( "RCRA ") (42 U.S.C. Section 6901 et seq.), CERCLA, Federal Water Pollution Control Act (33 U.S.C. Section 1521 et seq.), Safe Drinking Water Act (42 U.S.C. Section 3000 (f) et seq.), Toxic Substances Control Act (15 U.S.C. Section 2601 et seq.), Clear Air Act (42 U.S.C. Section 7401 et seq.), California Health and Safety Code (Section 25100 et seq., Section 3900 et seq.), or California Water Code (Section 1300 et seq.) at such time; and (iv) any additional wastes, substances or material which at such time are classified, considered or regulated as hazardous or toxic under any other present or future environmental or other similar laws relating to the Property and the Improvements. The term "Hazardous Materials" shall not include: (i) construction materials, gardening materials, household products, office supply products or janitorial supply products customarily used in the construction, maintenance, rehabilitation, or management of residential housing or associated buildings and grounds, or typically used in household activities, or (ii) certain substances which may contain chemicals listed by the State of California pursuant to 6 -2 -10 4 California Health and Safety Code Sections 25249.3 et seq., which substances are commonly used by a significant portion of the population living within the region of the Development, including, but not limited to, alcoholic beverages, aspirin, tobacco products, nutrasweet and saccharine. (aa) "Hazardous Materials Laws" means all federal, state, and local laws, ordinances, regulations, orders and directives pertaining to Hazardous Materials in, on or under the Property and the Improvements or any portion thereof. (bb) "Holder" means the holder of an Approved Security Interest (excluding developer). (cc) "Home" or "Homes" means one or all of the four (4) single - family homes to be constructed on the Property pursuant to this Agreement. (dd) "Improvements" mean, collectively, the Homes and appurtenant landscaping and improvements. (ee) "Insurance Period" has the meaning set forth in Section 5.7 of this Agreement. (ff) "Monthly Housing Cost" shall include all of the following costs associated with owning a Home: (i) Principal and interest on mortgage loans and any loan insurance fees associated therewith. (ii) Property taxes and assessments. (iii) Fire and casualty insurance covering replacement value of property improvements. (iv) Property maintenance and repairs. (v) A reasonable allowance for utilities, including garbage collection, sewer, water, electricity, gas, and other heating, cooking, and refrigeration fuels. Utilities do not include telephone service. Such an allowance shall take into consideration the cost of an adequate level of service. (vi) Homeowner association fees, if any. Monthly housing cost of a purchaser shall be an average of estimated costs for the next twelve months. (gg) "Property" means the real property that is a subject of this Agreement located at the end of Cleo Avenue in the City of Cupertino, California, as more specifically described in the attached Exhibit A. 6 -2 -10 5 (hh) "Term" means the term of this Agreement which shall begin on the date of execution of this Agreement and end on the date of sale of the fourth and last Home to an Eligible Purchaser pursuant to this Agreement. (ii) "Title Company" means Old Republic Title Company, 1900 The Alameda, San Jose, CA 95152, or such other title insurance company as shall be designated by the City. (jj) "Very Low Income Household" means an Eligible Purchaser with an Annual Income that does not exceed the qualifying limits for very low income families as established and amended from time to time pursuant to Section 8 of the United States Housing Act of 1937, and as published by the State of California Department of Housing and Community Development. Section 1.2 Exhibits. The following Exhibits are attached to this Agreement and by this reference are incorporated herein and made a part hereof: Exhibit A Legal Description of Cleo Avenue Property Exhibit B Development Schedule Exhibit C Certificate of Completion Exhibit D Insurance Requirements ARTICLE 2 PREDISPOSITION REQUIREMENTS Section 2.1 Conditions Precedent to Development. As conditions precedent to the City's obligation to convey the Property to the Developer, the following conditions set forth in Sections 2.2 through 2.7 of this Agreement must first be met by the dates set forth in the Development Schedule attached to this Agreement as Exhibit B, subject to the extension of any time limit in writing by the City. In addition, as a condition precedent to the City conveying the Property to the Developer, the Developer must comply with the provisions set forth in Sections 3.4 and 5.7 of this Agreement, as more fully stated in those Sections. Section 2.2 Phase I Reports; Hazardous Materials Investigation. (a) Prior to the close of Escrow, the City grants the Developer the right to enter the Property for a period of ninety (90) days after the date of this Agreement for the purpose of performing its own independent investigation, including, but not limited to, Phase I and Phase II studies, concerning the presence of any Hazardous Materials on the Property. The 6 -2 -10 6 Developer shall deliver copies of such reports to the City as soon as they are prepared. The Developer shall defend (with counsel acceptable to the City), indemnify and hold harmless the City from any claim or damage arising from the Developer's entry onto the Property. - If during the course of its independent investigation, the Developer concludes that Hazardous Materials are present on the Property through no fault of the Developer then the Developer may request that the City remediate such conditions of the Property prior to conveyance of the Property to the Developer. If in the reasonable determination of the Developer and the City, the Property is not suitable for the use to which it is required to be put under this Agreement or remediation of the discos ered Hazardous Materials on the Property is prohibitively expensive, then the Developer and the City shall have the right to terminate this Agreement pursuant to Section 9.1; provided, however, that this Agreement may only be terminated pursuant to Section 9.1 if the terminating party notifies the other party in writing within one (1) year following the date of this Agreement. Section 2.3 Environmental Review. If the Developer obtains federal funding and is required to undergo National Environmental Policy Act (NEPA) review, NEPA review and California Environmental Quality Act (CEQA) review will be conducted as simultaneously as possible. The Development is subject to completion of all required CEQA environmental review. Within sixty (60) days after the date of this Agreement, the City, at the Developer's sole cost and expense, shall diligently complete any required environmental review of the Development in accordance with CEQA. The Developer acknowledges that the environmental review process under CEQA may involve preparation and consideration of additional information as well as consideration of input from interested organizations and individuals; that approval or disapproval of the Development following completion of the environmental review process is within the sole, complete, unfettered and absolute discretion of the City without limitation by or consideration of the terms of this Agreement; and that the City makes no representation regarding the ability or willingness of the City to approve the Development at the conclusion of the environmental review process required by CEQA, or regarding the imposition o f any mitigation measures as conditions of any approval that may be imposed on the Development. The parties recognize that, as a result of the environmental review process, each party has the absolute discretion and right to terminate this Agreement, and no cost shall be incurred by either party as a result of such termination. In addition, the Developer acknowledges that any required approvals by any other local, state or federal City may require additional environmental review, and that any approval by the City shall not bind any other local, state or federal City to approve the Development or to impose mitigation measures which are consistent with the terms of this Agreement or with the terms of any mitigation measures required by the City pursuant to the City's environmental review Section 2.4 Government and Land Use Approvals. The Developer, prior to the date of this Agreement, has applied for and, with the City's assistance and cooperation, shall diligently pursue efforts to obtain issuance of all governmental, land use and utility approvals (in addition to the Building Permits described below) necessary for construction of the Improvements, including but not limited to a final subdivision map and subdivision requirements as set forth by the Department of Real Estate, any governmental or 6 -2 -10 7 regulatory approvals, permits or authority for the Development and design review. The Developer acknowledges that execution of this Agreement by the City does not constitute approval by the City and in no way limits the discretion of the City in granting any required City permit or approval. The City will cooperate as is necessary, to assist the Developer in applying for and obtaining all government, land use and utility approvals and permits (including the Building Permits), including executing documents required to be executed by the owner of the Property. Section 2.5 Concept Plan. Prior to the City's consideration of this Agreement, the City issued a Request for Proposals ( "RFP ") dated August 20, 2007 which contained a Concept Plan for the project and in its October 17, 2007 response to the RFP, Developer agreed to the Concept Plan, as well as its desire to develop "green" buildings. If the Developer desires to change the Improvements in any material manner which causes the Improvements not to be in substantial conformity with the Concept Plan, the Developer shall submit to the City Council a revised Concept Plan for the City Council's consideration. The City Council shall review the revised Concept Plan and either approve or disapprove the revised Concept Plan within thirty (30) days after receipt. Any disapproval shall state in writing the reasons for disapproval and the change requested by the City. The Developer shall thereafter submit a re- revised Concept Plan to the City Council for its approval within thirty (30) days after the City's notification of disapproval. The City Council shall approve or disapprove the re- revised Concept Plan within thirty (30) days after receipt. If the City Council does not approve the re- revised Concept Plan after this second submittal, this Agreement shall terminate pursuant to Section 9.1. When the revised Concept Plan has been approved by the City Council, it shall form a part of this Agreement. Section 2.6 Construction Plans. No later than the date ninety (90) days after the date of this Agreement, the Developer shall deliver to the City a set of the completed Construction Plans. "Construction Plans" means all construction documentation upon which the Developer and the Developer's contractors and subcontractors shall rely in building the Improvements and shall include, but not necessarily be limited to final architectural drawings, landscaping plans and specifications, final elevations, building plans and specifications, and a time schedule for construction. The City shall, if the Construction Plans conform to the provisions of this Agreement and conform with the Concept Plan, approve in writing such Construction Plans and no further filing by the Developer or approval by the City thereof shall be required except with respect to any material change. Unless rejected by the City for their failure to comply with the foregoing requirements within thirty (30) days of submission by the Developer, the Construction Plans shall be deemed accepted. If rejected by the City in whole or in part, the Developer shall submit new or corrected Construction Plans within thirty (30) days of notification of the City's rejection and the reasons 6 -2 -10 8 therefor. The City shall then have thirty (30) days to review and approve the Developer's new or corrected Construction Plans. The provisions of this section relating to time periods for approval, rejection, or resubmission of new or corrected Construction Plans shall continue to apply until the Construction Plans have been approved by the City. Section 2.7 Building Permits. No later than the date ninety (90) days after the date of this Agreement, the Developer shall submit the Construction Plans and an application for all necessary building and related City permits (collectively, the "Building Permits ") from the City Building Department. The Developer shall thereafter diligently pursue and obtain issuance of the Building Permits. The Developer acknowledges that execution of this Agreement by the City does not constitute approval by the City and in no way limits the discretion of the City in approving or rejecting the Construction Plans or in granting or denying the Building Permits. Once Building Permits are obtained, they must be kept active and in force until completion of the project. The Construction Plans upon which the Building Permits are granted shall constitute the "Approved Construction Plans." Promptly upon receipt of the Building Permits, the Developer shall submit to the City a complete set of the Approved Construction Plans. ARTICLE 3 DISPOSITION OF PROPERTY Section 3.1 Sale and Purchase. Provided the pre- disposition requirements set forth in Article 2 and the additional closing conditions set forth in Section 3.4 and 6.2 have been satisfied, the City shall transfer the Property at no cost to the Developer, pursuant to the terms.. covenants, and conditions of this Agreement. Section 3.2 Opening Escrow. To accomplish the transfer of the Property from the City to the Developer, the parties shall establish the Escrow with the Title Company. The parties shall execute and deliver all written instructions to the Title Company to accomplish the terms hereof, which instructions shall be consistent with this Agreement. Section 3.3 Close of Escrow. Escrow for the conveyance of the Property shall close on a date mutually acceptable to the City and the Developer within thirty (30) days following the date on which all conditions precedent to conveyance of the Property set forth in Article 2 have been satisfied, but in no event later than August 31, 2010 or such later date that the City and the Developer agree upon. In addition to the conditions precedent to conveyance set forth in Article 2, the following conditions shall be satisfied prior to or concurrently with, and as conditions of, conveyance of the Property: 6 -2 -10 9 (a) The Developer shall provide the City with certified copies of corporate authorizing resolutions, approving the City Documents to be executed by the Developer as applicable, and the Developer's execution of the City Documents. (b) The Developer shall have furnished the City with evidence of the insurance coverage required by Section 5.7 and a memorandum of this Agreement. (c) There shall exist no condition, event or act which would constitute a material breach or default under this Agreement or any other City Document or which, upon the giving of notice or the passage of time, or both, would constitute such a material breach or default. (d) All representations and warranties of the Developer contained in any City Document shall be true and correct as of the close of Escrow. Section 3.4 Condition of Title. (a) Upon the close of Escrow on the Property, the City shall convey the Property to the Developer by the City Grant Deed and the Developer shall have insurable fee title to the Property which shall be free and clear of all liens, encumbrances, clouds and conditions, rights of occupancy or possession, except: (i) applicable building and zoning laws and regulations; (ii) the provisions of this Agreement; (iii) the provisions of the City Grant Deed; (iv) any lien for current taxes and assessments or taxes and assessments accruing subsequent to recordation of the City Grant Deed; (v) any liens of Approved Security Interests; (vi) conditions, covenants, restrictions or easements shown in the Preliminary Title Reports for the Property. Section 3.5 Condition of Property. The City and the Developer understand and agree that the Property shall be purchased by the Developer, "as is ", after City's completion of the remediation work, if any, pursuant to Section 2.2, and that the City shall in no way be responsible for demolition, site preparation or any other removal or replacement of improvements thereon except as provided in Section 2.2.; provided, however, that the City shall be responsible for remediation of any and all Hazardous Materials, contamination or other conditions arising in connection with the City's or City's use, ownership, or possession of the Property. Except to the extent expressly set forth in this Agreement, Developer agrees to accept conveyance of the Property in its condition after completion of any remediation work by the City as provided in Section 2.2, "as is" and without s -2 -10 1 representation or warranty from the City with respect to the condition of the Property including, but not limited to, the condition of the soil, presence of hazardous materials or contaminants, and all other physical characteristics. The Developer has performed and relies solely upon its own independent investigation concerning the physical condition of the Property or compliance of the Property with any statutes, ordinances, rules or regulations. Except as provided in this Agreement, if the conditions of the Property are not in all respects entirely suitable for the use or uses to which the Property will be put as described in this Agreement, then it is the sole responsibility and obligation of the Developer to correct any soil conditions, correct any subsurface condition, correct any structural condition, demolish any improvements and otherwise put the Property in a condition suitable for the Development to be constructed pursuant to this Agreement. The Developer hereby waives any right to seek reimbursement or indemnification from the City or the City of the Developer's costs related to correction of any physical conditions on the Property, including but not limited to the presence of Hazardous Materials, except for the remediation work to be completed by the City pursuant to Section 2.2 and except for any loss, damage, cost, expense or liability arising in connection with the City's or City's use, ownership or possession of the Property. This Section does not in any way limit the right of the Developer to seek reimbursement from parties other than the City and the City for the Developer's costs related to correction of any physical conditions on the Property, including but not limited to the presence of Hazardous Materials. Section 3.6 Costs of Escrow and Closing. Ad valorem taxes, if any, shall be prorated as of the date of conveyance. All costs of closing the conveyance of the Property, including but not limited to, the cost of title insurance (including the City's lender's policy), transfer tax, Title Company document preparation, recordation fees and the escrow fees of the Title Company shall be paid by the Developer. The costs borne by the Developer are in addition to the Purchase Price for the Property. ARTICLE 4 CITY GRANT Section 4.1 Amount. Subject to the terms and conditions set forth in the City Documents, the City hereby agrees to grant, and the Developer hereby agrees to accept an amount up to Two Hundred Thousand Dollars ($200,000) for assistance with predevelopment costs as defined by the CDBG program. 6 -2 -10 11 Section 4.2 City Grant Disbursement. (a) The City Grant shall be disbursed in accordance with the following provisions of this section. Satisfaction by the Developer of the following requirements shall be conditions precedent to the City's obligation to disburse the City Grant: (i) the City shall have conveyed the Property to the Developer, and a memorandum of this Agreement shall have been recorded against the Property; (ii) there shall exist no condition, event or act which would constitute a material breach or default under this Agreement or any other City Documents or which, upon the giving of notice or the passage time, or both, would constitute such a material breach or default; (iii) there shall exist no breach or default declared by any lender or other party under any document related to any other financing for the Development. A breach or default shall be deemed "declared" for purposes of this subsection upon delivery of notice to the Developer that such breach or default is already existing or will exist upon passage of time without a cure being made by the Developer; (iv) all representations and warranties of the Developer contained in any City Document shall be true and correct as of any disbursement of the City Grant; Upon satisfaction of the above conditions precedent, the City shall from time to time disburse the City Grant. The Developer shall apply all disbursements to predevelopment costs as defined by the CDBG program. Section 4.3 Assumption. The City Grant shall not be assumable by successors and assigns of the Developer, without the prior written consent of the City, which consent shall be granted or denied in the City's sole discretion. ARTICLE 5 CONSTRUCTION OF IMPROVEMENTS Section 5.1 Construction of Improvements. The Developer shall construct the Improvements in accordance with the terms and provisions of the Building Permits, the Approved Construction Plans, and all other governmental approvals (collectively, the "Construction Documents "), as such may be modified pursuant to the following paragraph, and in accordance with all applicable federal, state, and local laws and regulations and the provisions of this Agreement. If the Developer desires to make any material change in the Construction Documents, the Developer shall obtain approval of any governmental entity in the manner required by applicable City or other governmental entity ordinances, regulations, codes, and requirements. In addition, 6 -2 -10 12 the Developer shall obtain the prior written approval of the City of any change in the Construction Documents prior to authorizing, approving, acting on, or causing or allowing to be implemented any change in the Construction Documents. Section 5.2 Commencement and Completion of Improvements. The Developer shall commence construction of the Improvements within thirty (30) days after issuance of Building Permits to the Developer. The Developer shall diligently prosecute to completion the construction of the Improvements no later than eighteen (18) months after commencement of construction. If the Developer fails to complete the Homes and related Improvements, the Property shall revert back to the City. If construction is delayed due to an unforeseeable or unanticipated reason, the parties may mutually agree upon an extension of time. Any extension of time shall be reflected in writing. Section 5.3 Fees. The Developer shall pay any and all governmental and utility fees required in connection with construction of the Improvements, including without limitation, fees required for issuance of the Building Permits, utility hook -up fees, and development impact fees. Section 5.4 Equal Opportunity. In connection with the construction of the Improvements, neither the Developer nor any of its contractors, subcontractors or agents shall discriminate on the basis of race, color, creed, religion, sex, sexual orientation, age, marital status, national origin or ancestry in the hiring, firing, promoting or demoting of any person engaged in the construction work. Section 5.5 Prevailing Wages. The Developer shall and shall cause the contractor and subcontractors to pay prevailing wages in the construction of the Improvements as those wages are determined pursuant to Labor Code Sections 1720 et seq., to employ apprentices as required by Labor Code Sections 1777.5 et seq. and the implementing regulations of the Department of Industrial Relations (the "DIR ") and the Developer shall and shall cause the contractor and subcontractors to comply with the other applicable provisions of Labor Code Sections 1720 et seq., 1777.5 et seq., and implementing regulations of the DIR. The Developer shall and shall cause the contractor and subcontractors to keep and retain such records as are necessary to c.etermine if such prevailing wages have been paid as required pursuant to Labor Code Sections 1720 et seq. and apprentices have been employed as required by Labor Code Sections 1777.5 et seq. Copies of the currently applicable current per diem prevailing wages are available from the City's Public Works Department, Cupertino, California. During the construction of the Improvements, Developer shall or shall cause the contractor to post at the Property the applicable prevailing rates of per diem wages. The Developer shall indemnify, hold harmless and defend (with counsel reasonably selected by the City) the City and the City against any claim for damages, compensation, fines, penalties or other amounts arising out of the failure or alleged failure of any person or entity (including Developer, its contractor and subcontractors) to pay prevailing wages as determined pursuant to Labor Code Sections 1720 et seq., to employ apprentices pursuant to Labor Code Sections 1777.5 et seg., and implementing regulations of the DIR or to comply with the other applicable 6-2-10 13 provisions of Labor Code Sections 1720 et seq., 1777.5 et seq., and the implementing regulations of the DIR in connection with the construction of the Improvements or any other work undertaken or in connection with the Property prior to issuance of the Certificate of Completion. Section 5.6 Inspections. (a) Periodic Inspections. In addition to any normal inspections that may be performed by the City, the City shall have the right to make periodic inspections to determine if construction of the Improvements is being performed in accordance with the provisions of this Agreement. The City shall have the right to enter upon the Property for purposes of such inspections. The results of City inspections shall be incorporated in written reports which shall include any observed defects or deficiencies in the construction of the Improvements. The City shall send copies of such reports to the Developer within five (5) business days of each inspection. (b) Final Inspection. The Developer shall notify the City in writing of the date when, in the Developer's opinion, the construction of the Improvements will reach completion. Unless the City has determined and so notifies the Developer that construction of the Improvements has not reached completion, the City shall promptly arrange for a joint final inspection by the City and the Developer. Such final inspection by the City and the Developer shall not constitute evidence of compliance with or satisfaction of any obligation of the Developer to any Holder of an Approved Security Interest, and shall not be deemed a final inspection required by any governmental City or by the City. (c) Certificate of Completion. If the final inspection discloses that the construction of the Improvements has been completed in accordance with the requirements of this Agreement, the City shall provide the Developer with a Certificate of Completion in the form shown in Exhibit C. Such Certificate of Completion shall be conclusive determination that the covenants in this Agreement with respect to the obligations of Developer to construct the Improvements have been met. Such Certificate of Completion and determination shall not constitute evidence of compliance with or satisfaction of any obligation of Developer to any Holder of an Approved Security Interest, and shall not be deemed a notice of completion under the California Civil Code, or a certificate of occupancy from the City. The City agrees to issue partial Certificates of Completion with respect to the portion of the Property comprising individual Homes as is necessary to accommodate the transfer of individual Homes to the Eligible Purchasers over time. Upon issuance of the Certificate of Completion, this Agreement shall terminate, except for those provisions that expressly survive termination. Section 5.7 Insurance. (a) Fire and Casualty Insurance. The risk of loss or damage to the Improvements by fire or other casualty shall be assumed by the Developer throughout the Insurance Period (as defined in subsection (d) below). Throughout such Insurance Period, the Developer shall maintain, at the Developer's sole cost and expense, sufficient fire and casualty insurance insuring one hundred percent (100 %) of the replacement value of the Improvements. 6 -2 -10 14 (b) General Liability Insurance. Throughout the Insurance Period the Developer shall maintain, at the Developer's sole cost and expense, comprehensive, broad form, general liability and automobile insurance against claims and liabilities for personal injury, death, or property damage arising from the Developer's activities under this Agreement, providing coverage for at least One Million Dollars ($1,000,000) per occurrence for bodily injury, personal injury or property damage, with an umbrella policy of Three Million Dollars ($3,000,000). (c) Worker's Compensation and Employer's Liability Insurance. Throughout the Insurance Period, the Developer shall carry worker's compensation and employer's liability insurance covering all persons employed by the Developer in connection with its activities under this Agreement and with respect to whom death, bodily injury and sickness insurance claims could be asserted against the City or the Developer. The worker's compensation limits shall be as required by the Labor Code of the State of California and the Employer's Liability limit shall provide protection of at least One Million Dollars ($1,000,000). (d) Insurance Period. The "Insurance Period" means: the period commencing upon the date that the Property is conveyed to the Developer and ending on the date all Homes have been sold to Eligible Purchasers. (e) General Requirements. Al] insurance required to be maintained by the Developer pursuant to this Section 5.7 shall be provided in compliance with the "Insurance Requirements" attached hereto as Exhibit D and incorporated herein by reference. Section 5.8 Hazardous Materials. The Developer shall keep and maintain the Property in compliance with, and shall not cause or permit the Property to be in violation of any federal, state or local laws, ordinances or regulations relating to industrial hygiene or to the environmental conditions on, under or about the Property including, but not limited to, soil and ground water conditions. The Developer shall not use, generate, manufacture, store or dispose of on, under, or about the Property or transport to or from the Property any Hazardous Materials except such of the foregoing as may be customarily kept and used in and about residential property or except as may be required for construction of the Improvements in accordance with the Approved Construction Plans, provided such materials are used and stored in compliance with all applicable laws. The Developer shall immediately advise the City in writing if at any time it receives written notice of (i) any and all enforcement, cleanup, removal or other governmental or regulatory actions instituted, completed or threatened against the Developer or the Property pursuant to any applicable federal, state or local laws, ordinances, or regulations relating to any Hazardous Materials, ( "Hazardous Materials Law "); (ii) all claims made or threatened by any third party against the Developer or the Property relating to damage, contribution, cost recovery compensation, loss or injury resulting from any Hazardous Materials (the matters set forth in clauses (i) and (ii) above hereinafter referred to a "Hazardous Materials Claims "); and (iii) the Developer's discovery of any occurrence or condition on any real property adjoining or in the vicinity of the Property that could cause the Property or any part thereof to be classified as "border -zone property" under the provision of California Health and Safety Code Sections 25220 6 -2 -10 i5 et seq. or any regulation adopted in accordance therewith, or to be otherwise subject to any restrictions on the ownership, occupancy, transferability or use of the Property under any Hazardous Materials Law. The City shall have the right to join and participate in, as a party if it so elects, any legal proceedings or actions initiated in connection with any Hazardous Materials Claims at the City's sole cost and expense. If a shared defense with Developer is appropriate, the City's participation in such a defense with Developer with joint legal counsel reasonably satisfactory to the City shall meet the provisions of this section. The Developer shall indemnify, defend (with counsel acceptable to the City) and hold harmless the City and its members, supervisors, directors, officers, employees, agents, successors and assigns from and against any loss, damage, cost, expense or liability directly or indirectly arising out of or attributable to the use, generation, storage, release, threatened release, discharge, disposal, or presence of Hazardous Materials on, under, or about the Property to the extent caused by the Developer, its agents, employees or contractors including without limitation: (a) all foreseeable consequential damages; (b) the costs of any required or necessary repair, cleanup or detoxification of the Property and the preparation and implementation of any closure, remedial or other required plans; and (c) all reasonable costs and expenses incurred by the City in connection with clauses (a) and (b), including but not limited to reasonable attorneys' fees. The City shall indemnify, defend (with counsel reasonable acceptable to the Developer) and hold harmless the Developer and its members, supervisors, directors, officers, employees, agents, successors and assigns from and against any loss, damage, cost, expense or liability directly or indirectly arising out of or attributable to the use, generation, storage, release, threatened release, discharge, disposal, or presence of Hazardous Materials on, under, or about the Property to the extent caused by the City, the City or their respective agents, employees or contractors, including without limitation: (a) all foreseeable consequential damages; (b) the costs of any required or necessary repair, cleanup or detoxification of the Property and the preparation and implementation of any closure, remedial or other required plans; and (c) all reasonable costs and expenses incurred by the City in connection with clauses (a) and (b), including but not limited to reasonable attorneys' fees. Without the City's prior written consent, which shall not be unreasonably withheld, the Developer shall not take any remedial action in response to the presence of any Hazardous Materials on, under or about the Property, nor enter into any settlement agreement, consent decree, or other compromise in respect to any Hazardous Material Claims, which remedial action, settlement, consent decree or compromise might, in the City's reasonable judgment, impair the value of the City's security hereunder; provided, however, that the City's prior consent shall not be necessary in the event that the presence of Hazardous Materials on, under, or about the Property either poses an immediate threat to the health, safety or welfare of any individual or is of such a nature that an immediate remedial response is necessary and it is not reasonably possible to obtain the City's consent before taking such action, provided that in such event the Developer shall notify the City as soon as practicable of any action so taken. The City agrees not to withhold its consent, where such consent is required hereunder, if either (i) a particular remedial action is ordered by a court of competent jurisdiction, (ii) the Developer will or may be subjected to civil or criminal sanctions or penalties if it fails to take a required action; 6-2-10 16 (iii) the Developer establishes to the reasonable satisfaction of the City that there is no reasonable alternative to such remedial action which would result in less impairment of the City's security hereunder; or (iv) the action has been agreed to by the City. The Developer hereby acknowledges and agrees that (i) this Article is intended as the City's written request for information (and the Developer's response) concerning the environmental condition of the Property as required by California Code of Civil Procedure Section 726.5, and (ii) each representation and warranty in this Agreement or any of the other City Documents (together with any indemnity applicable to a breach of any such representation and warranty) with respect to the environmental condition of the property is intended by the City and the Developer to be an "environmental provision" for purposes of California Code of Civil Procedure Section 736. This Section 5.8 shall survive the expiration of the Term or other termination of this Agreement. Section 5.9 Mandatory Lar..guage in All subsequent Deeds and Contracts. (a) Basic Requirement. The Developer covenants by and for itself, its successors and assigns that there shall be no discrimination against or segregation of a person or of a group of persons on account of race, color, creed, religion, sex, sexual orientation, marital status, national origin, ancestry or disability in the sale, lease, sublease transfer, use, occupancy, tenure or enjoyment of the Development nor shall the Developer or any person claiming under or through the Developer establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number, use or occupancy of tenants, lessees, subtenants, sublessees or vendees in the Development. The foregoing covenant shall run with the land. (b) Provisions In Conveyance Documents. All deeds or contracts made or entered into by Developer, its successors or assigns, as to any portion of the Property shall contain therein the following language: (i) In Deeds: "Grantee herein covenants by and for itself, its successors and assigns that there shall be no discrimination against or segregation of a person or of a group of persons on account of race, color, creed, religion, sex, sexual_ orientation, marital status, national origin, ancestry or disability in the sale, lease, sublease, i:ransfer, use, occupancy, tenure or enjoyment of the property herein conveyed nor shall the grantee or any person claiming under or through the grantee establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number, use or occupancy of tenants, lessees, subtenants, sublessees or vendees in the property herein conveyed. The foregoing covenant shall run with the land." 6 -2 -10 17 (ii) In Contracts: "There shall be no discrimination against or segregation of any person or group of persons on account of race, color, creed, religion, sex, sexual orientation, marital status, national origin or ancestry or disability in the sale, lease, sublease, transfer, use, occupancy, tenure or enjoyment of the property nor shall the transferee or any person claiming under or through the transferee establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number, use or occupancy of tenants, lessees, subtenants, sublessees or vendees of the land." ARTICLE 6 MORTGAGE ASSISTANCE AND SALE OF HOMES Section 6.1 Sale of Homes to Eligible Purchasers. Subsequent to issuance by the City of the Certificate of Completion, the Developer shall sell all of the Homes to Eligible Purchasers. The Eligible Purchaser shall not pay, as a purchase price, more than allowed in order to meet Affordable Housing Cost. The City shall approve the sales prices for each Home prior to the sale of the Home. The Developer shall submit for City approval the proposed Home sales prices at least thirty (30) days prior to entering into any sales agreement with an Eligible Purchaser. The City shall either approve or disapprove the proposed sales price of a Home within fifteen (15) days of submittal of such price. Each of the Eligible Purchasers of the Homes shall receive Developer First Mortgage Assistance as set forth in Section 6.2. As a condition of purchase of the Homes, each Eligible Purchaser shall be required to execute a Habitat Promissory Note, and execute and record against the Home a Habitat Grant Deed and Restrictions and Habitat Deed of Trust. An individual who is divorced or legally separated from his or her spouse is considered a First Time Homebuyer if the individual, while married, owned a home with his or her spouse but no longer has ownership interest in the home as a result of a court approved dissolution proceeding or property settlement. As a condition precedent to an Eligible Purchaser receiving mortgage assistance, an Eligible Purchaser shall certify that at least one member of the household, at the time of filing an application: (i) has been a resident of Cupertino for at least one year; (ii) has an immediate family member (parent, child or sibling) who has been as resident of Cupertino for at least one year; or (iii) has their primary employment (largest source of income) located within the City of Cupertino for at least one year. Section 6.2 Developer First Mortgage Assistance and Other Eligible Purchaser Financing. The parties currently anticipate that the Developer shall provide each Eligible Purchaser First Mortgage Assistance. Upon sale of each Home to an Eligible Purchaser, the Eligible Purchaser shall: (i) execute a Habitat Promissory Note in the amount of the First Mortgage Assistance; (ii) execute and record against the Home a Habitat Deed of Trust securing the 6-2-10 18 Eligible Purchaser's obligations under the Habitat Promissory Note; and (iii) execute and record against the Home a Habitat Grant Deed and Restrictions agreement. The Developer may provide an Eligible Purchaser silent second or deferred financing assistance. Such assistance may require an Eligible Purchaser to: (i) execute a second Habitat Promissory Note in the amount of the such assistance; (ii) execute and record against the Home a second Habitat Deed of Trust securing the Eligible Purchaser's obligations under the second Habitat Promissory Note; and (iii) execute and record against the Home a second Habitat Grant Deed and Restrictions agreement tailored to the silent second or deferred financing. ARTICLE 7 SECURITY FINANCING AND RIGHTS OF HOLDERS Section 7.1 Requirements for Approved Security Interests. The Developer shall not encumber any portion of the Property or the Improvements with a deed of trust, mortgage or other form of security interest unless such instrument constitutes an Approved Security Interest meeting the requirements of this Section 7.1. Unless otherwise approved in writing by the City Managaer, an Approved Security Interest shall meet the following requirements: (a) The Approved Security Interest shall secure a construction loan the proceeds of which are used exclusively for the construction of the Improvements. (b) An Approved Security Interest shall meet all other requirements of Section 7.6 and Section 7.7 of this Agreement. Section 7.2 Approved Security Interest Not Invalidated. No breach of any provision of this Agreement shall invalidate the lien of an Approved Security Interest. Except as otherwise provided, all of the covenants, conditions and restrictions in this Agreement shall be binding on any owner whose title is delivered through foreclosure sales, trustee's sale, or otherwise with respect to an Approved Security Interest. Section 7.3 Holder Not Obligated to Construct. A Holder is not obligated to construct or complete any improvements or to guarantee such construction or completion; nor shall any covenant or any other provision in conveyances from the City to the Developer evidencing the realty comprising the Property or any part thereof be construed so to obligate such Holder. However, nothing in this Agreement shall be deemed to construe, permit or authorize any such Holder to devote the Property or any portion thereof to any uses, or to construct any improvements thereon, other than those uses or improvements provided for or authorized by this Agreement. Section 7.4 Notice of Default and Right to Cure. 6 -2 -10 19 Whenever the City pursuant to its rights set forth in Article 5 of this Agreement delivers any notice or demand to the Developer with respect to the commencement, completion, or cessation in the construction of the Improvements, the City shall at the same time deliver to the applicable Holder who has provided written notice to the City specifying its name and address, a copy of such notice or demand. Each such Holder shall (insofar as the rights of the City are concerned) have the right, but not the obligation, at its option, to cure or remedy or commence to cure or remedy any such default or breach and to add the cost thereof to the applicable Approved Security Interest debt and the lien on its Approved Security Interest. Nothing contained in this Agreement shall be deemed to permit or authorize such Holder to undertake or continue the construction or completion of the Improvements, as applicable (beyond the extent necessary to conserve or protect such improvements or construction already made) without first having expressly assumed in writing the Developer's obligations to the City relating to the Improvements as applicable under this Agreement. The Holder in that event must agree to complete, in the manner provided in this Agreement, the Improvements, as applicable. Any Holder properly completing the Improvements pursuant to this paragraph shall assume all rights and obligations of Developer under this Agreement and shall be entitled, upon written request made to the City, to a Certificate of Completion for the Improvements, as applicable, from the City. Section 7.5 Failure of Holder to Complete Improvements. In any case where, having exercised its option to construct the Improvements, a Holder has not proceeded diligently with construction in accordance with the provisions set forth in Article 5, the City shall be afforded those rights against Holder that the City would otherwise have against the Developer under this Agreement. In the event that the Holder, with consent of the City, conveys or otherwise transfers its interest in the Property, it shall thereafter be relieved of any and all liability arising under this Agreement. Section 7.6 Right of City to Cure. In the event of a default or breach by the Developer of an Approved Security Interest prior to the completion of construction, and the Holder has not exercised its option to complete the construction called for, the City may cure the default, upon receipt of a copy of a notice of default or upon discovery by the City that a Holder intends to foreclose, prior to the completion of any foreclosure. In such event, the City shall have the first right of refusal to purchase the loan from the Holder prior to foreclosure or acceptance of a deed in lieu of foreclosure at a purchase price equal to the amount required to repay, in full, all remaining indebtedness and obligations of the Developer to the Holder, with respect to the Approved Security Interest that is in default, including but not limited to all principal, accrued interest, and any interest fees or costs incurred by the Developer by reason of such default, foreclosure, or transfer in lieu of foreclosure. Any Approved Security Interest shall include provisions requiring Holder to provide the City with a copy of any notice of default at the same time such notice is provided to the Developer, and shall afford the City an opportunity to cure any default within the same time period allotted the Developer, plus an additional ten (10) days. Section 7.7 Right of City to Satisfy Other Liens. 6 -2 -10 20 Prior to the recordation of a Certificate of Completion, and after the Developer has had a reasonable time to challenge, cure or satisfy any liens or encumbrances on the Property or any portion thereof, the City shall have the right to satisfy any such lien or encumbrances and receive reimbursement from the Developer; provided, however, that nothing in this Agreement shall require the Developer to pay or make provision for the payment of any tax, assessment, lien or charge so long as the Developer in good faith shal] contest the validity or amount therein and so long as such delay in payment shall not subject the Property or any portion thereof to forfeiture or sale. ARTICLE 8 ASSIGNMENT AND TRANSFERS Section 8.1 Definitions. As used in this Article 8, the term "Transfer" means: (a) Any total or partial sale, assignment or conveyance, or any trust or power, or any transfer in any other mode or form, of or with respect to this Agreement or of the Development or any part thereof or any interest therein or any contract or agreement to do any of the same; or (b) Any total or partial sale, assignment or conveyance, or any trust or power, or any transfer in any other mode or form, of or with respect to any ownership interest in Developer or any contract or agreement to do any of the same; or (c) Any merger, consolidation, sale or lease of all or substantially all of the assets of Developer; or (d) The leasing of part or all of the Property or the improvements thereon; provided, however, that transfer of the Homes to ihe Eligible Purchasers shall not be deemed a "Transfer" for purposes of this Article 8. Section 8.2 Purpose of Restrictions on Transfer. This Agreement is entered into solely for ihe purpose of development of the Improvements and the subsequent use in accordance with the terms hereof. The Developer recognizes that the qualifications and identity of I)eveloper are of particular concern to the City, in view of: (a) The importance of the development of the Property to the general welfare of the community; (b) The land acquisition assistance and other public aids that have been made available by law and by the City for the purpose of making such development possible; 6-2-10 21 (c) The reliance by the City upon the unique qualifications and ability of the Developer to serve as the catalyst for development of the Property; (d) The fact that a change in ownership or control of the owner of the Property, or of a substantial part thereof, or any other act or transaction involving or resulting in a significant change in ownership or with respect to the identity of the parties in control of the Developer or the degree thereof is for practical purposes a transfer or disposition of the Property; (e) The fact that the Property is not to be acquired or used for speculation, but only for development by the Developer in accordance with the Agreement; and (f) The Developer further recognizes that it is because of such qualifications and identity that the City is entering into this Agreement with the Developer and that Transfers are permitted only as provided in this Agreement. Section 8.3 Prohibited Transfers. The limitations on Transfers set forth in this Article 8 shall apply until the initial sale of each Home to an Eligible Purchaser. Except as expressly permitted in this Agreement, the Developer represents and agrees that the Developer has not made or created, and will not make or create or suffer to be made or created, any Transfer, either voluntarily or by operation of law without the prior written approval of the City. Any Transfer made in contravention of this section shall be void and shall be deemed to be a default under this Agreement whether or not the Developer knew of or participated in such Transfer. Section 8.4 Permitted Transfers. Notwithstanding the provisions of Section 8.3, the following Transfers shall be permitted and are hereby approved by the City. (a) Any Transfer creating an Approved Security Interest; and (b) Any Transfer directly resulting from the foreclosure of an Approved Security Interest or the granting of a deed in lieu of foreclosure of an Approved Security Interest or as otherwise permitted under Article 7. Section 8.5 Effectuation of Certain Permitted Transfers. The City may, in its sole discretion, approve in writing other Transfers as requested by the Developer. In connection with such request, there shall be submitted to the City for review all instruments and other legal documents proposed to effect any such Transfer. If a requested Transfer is approved by the City such approval shall be indicated to the Developer in writing. Such approval shall be granted or denied by the City within thirty (30) days of receipt by the City of Developer's request for approval of a Transfer. 6-2-10 22 No Transfer of this Agreement permitted pursuant to this section shall be effective unless, at the time of the Transfer, the person or entity to which such Transfer is made, by an instrument in writing reasonably satisfactory to the City and in form recordable among the land records, shall expressly assume the obligations of the Developer under this Agreement and agree to be subject to the conditions and restrictions to which the Developer is subject arising during this Agreement, to the fullest extent that such obligations are applicable to the particular portion of or interest in the Development conveyed in such Transfer. The holder of an Approved Security Interest whose interest shall have been acquired by, through or under an Approved Security Interest or shall have been derived immediately from any holder thereof shall not be required to give to City such written assumption until such holder or other person is in possession of the Property or entitled to possession thereof pursuant: to enforcement of the Approved Security Interest. In the absence of specific written agreement by the City, no such Transfer, assignment or approval by the City shall be deemed to relieve the Developer or any other party from any obligations under this Agreement. Section 8.6 Special Remedy for Prohibited Transfer. In the event that, in violation of the provisions of this Agreement, the Developer undertakes a prohibited Transfer, the City shall be entitled to increase the purchase price paid by the Developer for the Property previously conveyed from the City to Developer. The amount of the increase shall be in the amount that the consideration payable for such assignment or transfer is in excess of the sum of (a) the purchase price paid by the Developer to City for the Property and (b) the costs of subsequent improvements and development, including carrying charges, interests and fees, transfer taxes, real estate taxes, assessments and commissions, escrow fees and costs related thereto. The consideration payable for such assignment or transfer to the extent it is in excess of the amount so authorized, shall belong and be paid to the City and until so paid, the City shall have a lien on the Property for such amount. The rights and protections of holders of Approved Security Interests set forth in Article 7 shall also apply to this section. ARTICLE 9 DEFAULT, REMEDIES AND TERMINATION Section 9.1 No Fault of Parties. The following events constitute a basis for a party to terminate this Agreement without the fault of the other: (a) The Developer or City determines, following a hazardous materials investigation pursuant to Section 2.2 of this Agreement, that Hazardous Materials are present on the Property through no fault of the Developer such that in the reasonable determination of the Developer and the City, the Property is not suitable for the use to which it is required to be put under this Agreement or remediation of such Hazardous Materials is prohibitively expensive; 6-2-10 23 (b) If pursuant to Section 2.3, the City is unable to approve the Development after completion of CEQA review for the Development or if designated mitigation measures are prohibitively expensive in the reasonable determination of the City and Developer; (c) If the Developer does not secure City approval of any change to the Concept Plan after a second submittal of such revised Concept Plan pursuant to Section 2.5; (d) There is a final judgment of a court of competent jurisdiction rendering this Agreement invalid or prohibiting the City from performing one or more of its respective obligations under this Agreement; or (e) The Developer, despite good faith and best efforts, is unable to obtain all permits, or land use or government approvals necessary to construct the Improvements within the time and in the manner specified in Sections 2.4 and 2.7. Upon the happening of any of the above described events, the City and the Developer shall confer in good faith for a period not to exceed thirty (30) days to determine if there is a feasible and mutually acceptable alternate arrangement can be made to alleviate the basis for a party to terminate this Agreement. If no agreement is reached by the parties within such thirty (30) -day period regarding the alternative courses of action to alleviate the basis for termination of this Agreement, this Agreement may be terminated at the election of either party. Termination shall be effected by the terminating party giving written notice to the other party of termination and the reason(s) therefore. After termination, neither party shall have any rights against or liability to the other under this Agreement, except as follows: (i) the indemnification and waiver provisions set forth in Sections 2.2, 3.6, 5.5, 5.8 and 10.7 of this Agreement shall survive such termination; and (ii) the parties shall implement the provisions of Section 9.7. Section 9.2 Fault of City. Except as to events constituting a basis for termination under Section 9.1, the following events each constitute a basis for the Developer to take action against the City: (a) The City without good cause fails to convey the Property to the Developer within the manner and form herein called for and the Developer is otherwise entitled by this Agreement to such action or conveyance; or (b) The City breaches any other material provisions of this Agreement. Upon the happening of any of the above - described events, the Developer shall first notify the City in writing of its purported breach or failure, giving the City thirty (30) days from receipt of such notice to cure such breach or failure. In the event City does not then cure the noticed default within thirty (30) days (or with respect to a default that cannot reasonably be cured within thirty (30) days, the City does not commence to cure such default within such thirty (30) day period or does not thereafter diligently pursue such cure to completion and in all events complete such cure within ninety (90) days), the Developer shall be entitled to all of its rights in law or in equity, including without limitation, enforcement of obligations through specific performance or payment of damages. 6 -2 -10 24 Section 9.3 Fault of Developer. Except as to events constituting a basis for termination pursuant to Section 9.1, the following events shall each constitute a basis for the City to take action against the Developer: (a) The Developer fails to exercise good faith and best efforts to satisfy, within the time and in the manner set forth in Article 2, one or more of the conditions precedent to the City's obligation to convey the Property to the Developer; or (b) The Developer without good cause refuses to accept conveyance from the City of the Property within the time periods and under the terms set forth in Article 3; or (c) The Developer constructs or attempts to construct the Improvements in violation of Article 5; or (d) After satisfaction of all preconditions thereto, the Developer fails to commence or complete construction of the Improvements within the times set forth in Article 5, or abandons or suspends construction of the Improvements prior to completion of all construction for a period of thirty (30) days after written notice by the City of such abandonment or suspension; or (e) The Developer fails to comply with any material obligation or requirement set forth in Article 5; or (f) A Transfer occurs, either voluntarily or involuntarily, in violation of Article 8; or (g) Any representation or warranty contained in this Agreement or in any application, financial statement, certificate or report submitted by Developer * (but excluding any materials provided by prospective buyers of the Homes) to the City in connection with this Agreement proves to have been incorrect in any material and adverse respect when made; or (h) A court having jurisdiction shall have made or entered any decree or order (1) adjudging the Developer to be bankrupt or insolvent, (2) approving as properly filed a petition seeking reorganization of the Developer or seeking any arrangement for the Developer under the bankruptcy law or any other applicable debtor's relief law or statute of the United States or any state or other jurisdiction, (3) appointing a receiver, trustee, liquidator, or assignee of the Developer in bankruptcy or insolvency or for any of their properties, or (4) directing the winding up or liquidation of the Developer, if any such decree or order described in clauses (1) to (4), inclusive, shall have continued unstayed or undischarged for a period of sixty (60) days unless a lesser time period is permitted for cure under any other mortgage on the Property, in which event such lesser time period will apply under this subsection (i) as well; or the Developer shall have admitted in writing its inability to pay :ts debts as they fall due or shall have voluntarily submitted to or filed a petition seeking any decree or order of the nature described in clauses (1) to (4), inclusive; or 6-2-10 25 (i) The Developer shall have assigned its assets for the benefit of its creditors or suffered a sequestration or attachment of or execution on any substantial part of its property, unless the property so assigned, sequestered, attached or executed upon shall have been returned or released within sixty (60) days after such event (unless a lesser time period is permitted for cure under any other mortgage on the Property, in which event such lesser time period shall apply under this subsection (j) as well) or prior to sooner sale pursuant to such sequestration, attachment, or execution. In the event that the Developer is diligently working to obtain a return or release of the property and the City's interests under the City Documents are not immediately threatened, in the City's reasonable business judgment, the City shall not declare a default under this subsection; or (j) The Developer shall have voluntarily suspended its business or, if the Developer is a partnership, the partnership shall have been dissolved or terminated; or (k) There shall occur any default declared by any lender under any loan document related to any loans secured by a deed of trust on the Development, subject to applicable notice and cure periods, if any, set forth in such loan document; or (1) The Developer breaches any other material provision of this Agreement or any other City Document. Upon the happening of any of the above - described events, the City shall first notify the Developer in writing of its purported breach, failure or act above described, giving the Developer thirty (30) days from receipt of such notice to cure, or, if cure cannot be accomplished within said thirty (30) days, to commence to cure such breach, failure, or act. In the event the Developer fails to cure within said thirty (30) days, or if such breach is of a nature that it cannot be cured within thirty (30) days, Developer fails to commence to cure within said thirty (30) days and diligently complete such cure within a reasonable time thereafter but in no event later than ninety (90) days, then the City shall be afforded all of its rights at law or in equity by taking any or all of the following remedies: (i) Termination of this Agreement by written notice to the Developer; provided, however, that the City's remedies pursuant to this Article 9 or any other City Document and the indemnification provisions of Sections 2.2, 5.5, 5.8 and 10.7 and the waiver provisions of Sections 2.2 and 3.6 shall survive such termination; (ii) Prosecuting an action for damages or specific performance; and (iii) Any of the remedies specified in Sections 9.4, 9.5, 9.6 or 9.7. Notwithstanding the notice and cure periods set forth above, if a lesser cure period or notice requirement is allowed before a default occurs under any other City Document, such periods shall control in this Agreement as well. Section 9.4 Right of Reverter. 6 -2 -10 26 In the event that following close of Escrow this Agreement is terminated pursuant to Section 9.3 and such termination occurs prior to issuance of the Certificate of Completion, then the City shall have the right to reenter and take possession of the portion of the Property for which a Certificate of Completion has not been issued and all improvements thereon. The Developer shall execute any document necessary to convey its interest in the Property and the Improvements to the City, pursuant to the terms of this Section 9.4. The City shall promptly use its best efforts to sell the Property and the Improvements consistent with the purpose of the Agreement and its obligations under state law. Upon sale the proceeds shall be applied as follows: (a) First, to reimburse the City for any costs it incurs in selling the Property and the Improvements including but not limited to amounts to discharge or prevent liens or encumbrances arising from any acts or omissions of the Developer. (b) Second, to reimburse the City for damages to which it is entitled under this Agreement by reason of the Developer's default. (c) Third, to the Developer, the reasonable cost of the portion of the Improvements the Developer has placed on the Property prior to reversion to the City. (d) Fourth, any balance to the City. The rights granted in this Section 9.4 shall be subject to and be limited by and shall not defeat, render invalid, or limit: (i) Any Approved Security Interest permitted by this Agreement. (ii) Any rights or interests provided in this Agreement for the protection of the holder of such Approved Security Interests. Section 9.5 Right to Cure at Developer's Expense. The City shall have the right to cure any monetary default by the Developer under a loan in connection with the Development, if any; provided, however, that if the Developer is in good faith contesting a claim of default under a loan and the City's interest under the City Documents are not imminently threatened by such default, in the City's sole judgment, the City shall not have the right to cure such default. The Developer agrees to reimburse the City for any funds advanced by the City to cure a monetary default by Developer upon demand therefore, together with interest thereon at the lesser of the rate of ten percent (10 %) per annum or the maximum rate permitted by law from the date of expenditure until the date of reimbursement. Section 9.6 Construction Plans. If this Agreement is terminated pursuant to Section 9.1 or 9.3, the Developer, within five (5) business days of the written request of the City, shall deliver to the City, at no cost to the City, copies of any studies related to the Property and any construction plans in the Developer's 6 -2 -10 27 possession or to which the Developer is entitled for development of the Improvements, if City funds were used to prepare such studies, reports or plans. If the City wants any studies, reports or plans originally paid for by other than City funds, City shall reimburse Developer for the costs of reproduction. ARTICLE 10 GENERAL PROVISIONS Section 10.1 Notices, Demands and Communications. Formal notices, demands, and communications between the City and the Developer shall be sufficiently given if and shall not be deemed given unless dispatched by registered or certified mail, postage prepaid, return receipt requested or delivered personally, or by express delivery service to the principal office of the City and the Developer as follows: City: CITY OF CUPERTINO 10300 Torre Avenue Cupertino, California 95014 Attention: City Manager Developer: HABITAT FOR HUMANITY,. SILICON VALLEY 513 Valley Way Milpitas, CA 95035 Attention: Executive Director Such written notices, demands and communications shall be deemed delivered upon receipt, and may be sent in the same manner to such other addresses as the affected party may from time to time designate by mail as provided in this Section 10.1. If the deadline for any notice, communication, or approval pursuant to this Agreement falls on a Friday, Saturday, or Sunday, the deadline date shall be extended to the subsequent Monday. Section 10.2 Non - Liability of City Officials, Employees and Agents. No member, official, employee or agent of the City shall be personally liable to the Developer, or any successor in interest, in the event of any default or breach by the City or for any amount which may become due to the Developer or successor or on any obligation under the terms of this Agreement. 6 -2 -10 28 Section 10.3 Enforced Delay. In addition to specific provisions of this Agreement, performance by either party hereunder shall not be deemed to be in default where delays or defaults are due to war; insurrection; strikes; lock -outs; riots; floods; earthquakes; fires; casualties; acts of the public enemy; epidemics; quarantine restrictions; freight embargoes; governmental restrictions or priority; litigation (including suits filed by third parties concerning or arising out of this Agreement); or weather or soils conditions which, in the opinion of the Developer's contractor, will necessitate delays. An extension of time for any cause will be deemed granted if notice by the party claiming such extension is sent to the other within ten (10) days from the commencement of the cause, which extension sha:Ll be limited to a time reasonably related to the cause, and in no event be more than ninety (90) days. Times of performance under this Agreement may also be extended in writing by mutual agreement of the City and the Developer. Section 10.4 Inspection of Books and Records. Upon request, the Developer shall permit the City to inspect at reasonable times and on a confidential basis those books, records and all other documents of the Developer necessary to determine the Developer's compliance with the terms of this Agreement. The Developer also has the right at all reasonable times to inspect the books, records and all other documentation of the City pertaining to its obligations under this Agreement. The right of inspection includes the right to make extracts and copies. Section 10.5 Provision Not Merged with Deed. None of the provisions of this Agreement are intended to or shall be merged by any grant deed transferring title to any real property the subject of this Agreement from the City to the Developer or any successor in interest, and any such grant deed shall not be deemed to affect or impair the provisions and covenants of this Agreement. Section 10.6 Title of Parts and Sections. Any titles of the Parts, Sections or Subsections of this Agreement are inserted for convenience of reference only and shall be disregarded in constructing or interpreting any part of its provision. Section 10.7 Indemnification. The Developer agrees to indemnify, protect, hold harmless and defend (by counsel reasonably satisfactory to the City) the City and the City, and their respective officers, officials, employees, agents and volunteers, from all suits, actions, claims, causes of action, costs, demands, judgments and liens from third parties arising out of the Developer's breach of any of the City Documents, or any other agreement executed pursuant to the City Documents, except to the extent caused by the City's or City's willful misconduct or gross negligence or breach of this Agreement or any agreements executed pursuant Hereto. The provisions of this Section shall survive expiration of the Term or other termination of this Agreement, and shall remain in full force and effect. The City and the Developer agree that if pursuant to the terms of this Agreement, the Agreement is terminated under Section 9.1, the Developer's failure to develop 6-2-10 29 the Development shall not be considered non - performance under the Agreement for the purposes of this section. Section 10.8 Rights and Remedies Cumulative. Except as otherwise expressly stated in this Agreement, the rights and remedies of the parties are cumulative, and the exercise or failure to exercise one or more of such rights or remedies by either party shall not preclude the exercise by it, at the same time or different times, of any right or remedy for the same default or any other default by the other party. Section 10.9 Applicable Law. This Agreement shall be interpreted under and pursuant to the laws of the State of California. Section 10.10 Severability. If any term, provision, covenant or condition of this Agreement is held by a court of competent jurisdiction to be invalid, void or unenforceable, the remainder of the provisions shall continue in full force and effect unless the rights and obligations of the parties have been materially altered or abridged by such invalidation, voiding or unenforceability. Section 10.11 Legal Actions. In the event any legal action is commenced to interpret or to enforce the terms of this Agreement or to collect damages as a result of any breach thereof, the party prevailing in any such action shall be entitled to recover against the party not prevailing all reasonable attorney's fees and costs incurred in such action. Section 10.12 Binding Upon Successors. This Agreement shall be binding upon and inure to the benefit of the heirs, administrators, executors, successors in interest and assigns of each of the parties hereto except that there shall be no transfer of any interest by the Developer except pursuant to the terms of this Agreement. Any reference in this Agreement to a specifically named party shall be deemed to apply to any successor, heir, administrator, executor or assign of such party who has acquired an interest in compliance with the terms of this Agreement, or under law. Section 10.13 Parties Not Co- Venturers. Nothing in this Agreement is intended to or does establish the parties as partners, co- venturers, or principal and agent with one another. Section 10.14 Warranties. The City expresses no warranty or representation to the Developer as to fitness or condition of the Property for the building or construction to be conducted thereon. 6-2-10 30 Section 10.15 Time of the Essence. In all matters under this Agreement, the parties agree that time is of the essence. Section 10.16 Action by the City. Except as may be otherwise specifically provided herein, whenever any approval, notice, direction, consent, request, or other action by the City is required or permitted under this Agreement, such action may be given, made, or taken by the City Manager or by his designee, without further approval by the City's Council, and any such action shall be in writing. The City Manager is authorized to make nonmaterial amendments and technical corrections to this Agreement, including the exhibits to this Agreement. Section 10.17 Waiver of Tern's and Conditions. The City Manager may at his or her discretion waive in writing any of the terms and conditions of this Agreement, or the other City Documents, without the Developer completing an amendment to this Agreement. The City Manager may also at his or her discretion agree to extension of any time deadline set forth in this Agreement for up to ninety (90) days. No waiver of any default or breach by the Developer or of the City, as applicable, hereunder shall be implied from any omission by the City or the Developer, as applicable, to take action on account of such default if such default persists or is repeated, and no express waiver shall affect any default other than the default specified in the waiver, and such waiver shall be operative only for the time and to the extent therein stated. Waivers of any covenant, term, or condition contained herein shall not be construed as a waiver of any subsequent breach of the same covenant, term, or condition. The consent or approval by the City to or of any act by the Developer requiring further consent or approval shall not be deemed to waive or render unnecessary the consent or approval to or of any subsequent similar act. The exercise of any right, power, or remedy shall in no event constitute a cure or a waiver of any default under this Agreement or the City Documents, nor shall it invalidate any act done pursuant to notice of default, or prejudice the City in the exercise of any right, power, or remedy hereunder or under the City Documents, unless in the exercise of any such right, power, or remedy all obligations of the Developers to City are paid and discharged in full. Section 10.18 Identity and Authority of the Developer. The persons executing this Agreement on behalf of the Developer do hereby covenant and warrant: that the Developer is a duly formed and existing California nonprofit public benefit corporation; that the Developer has, is and shall remain in good standing and qualified to do business in the State of California; that the Developer has full right, power and authority to enter into this Agreement and to carry out all actions on its part contemplated by this Agreement; that the execution and delivery of this Agreement were duly authorized by proper corporate actions of the Developer and no consent, authorization or approval of the Developer's Board members or any person is necessary in connection with such execution and delivery or to carry out all actions on the Developer's part contemplated by this Agreement, except as have been obtained and are in full force and effect; that the persons executing this Agreement on behalf of the Developer have 6 -2 -10 31 full authority to do so; and that this Agreement constitutes the valid, binding and enforceable obligation of the Developer. Section 10.19 Recordation. The City shall cause this Agreement or a memorandum of this Agreement to be recorded against the Property in the records of the County Recorder of the County of Santa Clara. The Developer consents to, and shall cooperate as necessary in, such recording. Section 10.20 Counterparts and Complete Understanding of the Parties. This Agreement may be executed in counterparts, each of which is deemed to be an original. This Agreement and attached Exhibits constitute the entire understanding and agreement of the parties. WHEREFORE, the parties have executed this Agreement on or as of the date first above written THE CITY OF CUPERTINO, a municipal corporation By: _ Its: N : or DEVELOPER HABITAT FOR HUMANITY, SILICON VALLEY, a California nonprofit public benefit corporation • By: Y , Its: _ �C,u} t �}� . 6-2-10 32 Number DD- 020832 -01 -01 EXHIBIT "A" A portion of Cleo Avenue (46.48 feet wide) as described in PARCEL 1 in the Relinquishment No. 40230 to the City of San Jose recorded January 28, 1970 in Book 8813, Page 14, Official Records of Santa Clara County and portions of those parcels of land described in the deeds to the State of California recorded as follows: State Deed No. Recording Date Volume Page 20832 05/28/1959 4432 25 20833 " 10/14/1958 4199 471 20834 08/03/1959 4500 526 all of Official Records of Santa Clara County, more particularly described as follows: COMMENCING at the Southeasterly te:minus of that certain course described as "S. 35 °23'09" E., 148.00 feet" in that Director's Deed DD- 020838 -01 -01 recorded February 13, 1998 under Recorder's Serial No. 14052911, Official Records of Santa Clara County; thence along the Southeasterly prolongation of said course, South 35 °23'09" East, 186.58 feet; thence South 72 °21'32" East, 43.63 feet; thence South 37 °21' 17" East, 17.39 feet to the Southerly line of said parcel (State Deed No. 20832); thence along last said line and the Southerly lines of said parcels (State Deed No. 20833 and 20834), North 89 °08'42" West, 167.63 feet to the Westerly • line of said parcel (State Deed No. 20834); thence along Iast said line and its Northerly prolongation, North 00°51'10" East, 145.05 feet; thence North 47°16'03" West, 16.28 feet to the curve with a radius of 30.13 feet described in SEGMENT 1 in the Relinquishment No. 56062 to the City of Cupertino recorded December 23, 2004 under Recorder's Serial No. 18159783, Official Records of Santa Clara County; thence along said curve, from a tangent that bears North 29 °44'22" East, along a curve to the left with a radius of 30.13 feet, through a central angle of 40 °54'55 ", an arc length of 21.52 feet :o the general Southerly line of that parcel of land described in said Director's Deed; thence along Last said line, South 89 °08'42" East, 13.84 feet to the Point of Commencement. EXCEPTING THEREFROM that portion of the above- described parcel of land lying within the bounds of said Cleo Avenue (46.48 feet wide). CONTAININ,G 11,938 square feet, more or less. ALSO, the State of California, acting by and through its Director of Transportation, does hereby remise, release and quitclaim unto the hereinabove named grantee, all right, title and interest in and to said exception to above described real property, lying within the bounds of said Cleo Avenue (46.48 feet wide). CONTAINING 1,275 square feet, more or less. • Number DD- 020832 -01 -01 -2- There shall be no abutter's rights of access appurtenant to the above- described real property in and to the adjacent State freeway. RESERVING unto the State of California, its successors or assigns, an eASSBME o e or and storm drain purposes with the right to construct, place, inspect, maintain, rep facilities consisting of storm drain lines, fixtures and appurtenances, together with the right of ingress thereto or egress therefrom, upon, over, under, and across all that real property described as follows: COMMENCING at the Southeasterly terminus of that certain course described as "S. 35 °23'09" E., 148.00 feet" in that Director's Deed DD- 020838 -01 -01 recorded February 13, 1998 under Recorder's Serial No. 14052911, Official Records of Santa Clara County; thence along the Southeasterly prolongation of said course, South 35 °23'09" East, 186.58 feet; thence South 72 °21'32" East, 43.63 feet; thence South 37 °21' 17" East, 17.39 feet to the Southerly line of said parcel (State Deed No. 20832); thence along last said line, North 89 °08'42" West, 19.09 feet to a line parallel with and distant 15.00 feet Southwesterly, measured at right angles from the course described above with the length parallel line, North 37°21'17" West, 0.85 feet to a line paral lel with and distant 15.00 feet Southerly, measured at right angles from the course described above with the length of 43.63 feet; thence • along last said parallel line, North 72 °21'32" West, 43.91 feet to a line parallel with and distant 15.00 feet Southwesterly, measured at right angles from the course described above with the length of 186.58 feet; thence along last said parallel line, North 35 °23'09" West, 193.46 feet to the curve with a radius of 30.13 feet described in SEGMENT Recor der's li n wish 18159783, to the City of Cupertino recorded December 23, 2004 Official Records of Santa Clara County; thence along last said curve, from a tangent that bears North 02 °55' 11 "East, along a curve to the left with a radius of 30.13 feet, through a central angle of 14 °05'44 ", an are length of 7.41 feet to the general Southerly line of that parcel of land described in said Director's Deed; thence along last said line, South 89 °08'42" East, 13.84 feet to the Point of Commencement. CONTAINING 3,693 square feet, more or less. • The bearings and distances used Itr the the above di es by California to obtain ground Coordinate System. of 1927, Zone 3. Multiply y level distances. • EXHIBIT A LEGAL DESCRIPTION OF CLEO AVENUE PROPERTY Real property in the City of Cupertino, County of Santa Clara, State of California, described as follows: APN: 362 -01 -004 A -1 EXHIBIT B DEVELOPMENT SCHEDULE This Development Schedule summarizes the schedule for various activities under the Disposition and Development Agreement ( "DDA ") to which this exhibit is attached. The description of items in this Development Schedule is meant to be descriptive only, and shall not be deemed to modify in any way the provisions of the DDA to which such items relate. Section references herein to the DDA are intended merely as an aid in relating this Development Schedule to other provisions of the DDA and shall not be deemed to have any substantive effect. Whenever this Development Schedule requires the submission of plans or other documents at a specific time, such plans or other documents, as submitted, shall be complete and adequate for review by the City or other applicable governmental entity within the time set forth herein. Prior to the time set forth for each particular submission, the Developer shall consult with City staff informally as necessary concerning such submission in order to assure that such submission will be complete and in a proper form within the time for submission set forth herein. Action Date These Items Relate to Actions and Requirements Prior to the Conveyance of the Property as Set Forth in Article 2 of the DDA. CEQA Review. CEQA review of No later than 60 days after date of DDA. Development to be completed. [DDLA § 2.3] Site Investigation. Developer may investigate By the date 90 days after the date of the DDA. Property conditions. [DDLA § 2.2] Applicable Land Use Approvals. The Developer applied for prior to date of DDA Developer shall apply for and obtain the and will diligently pursue issuance before close applicable Land Use Approvals necessary for of escrow. the construction of the Improvements. [DDA § 2.4] Design Concept. The Developer shall submit Submitted and City approved prior to date of any changes to the proposed concept for the DDA. Improvements for City approval. [DDLA § 2.5] Construction Plans. The Developer shall Within 90 days following the date of DDA. submit proposed Construction Plans for the Improvements. [DDA § 2.6] B -1 Action Date Building Permit. The Developer shall apply Within 120 days following the date of DDA. for the Building Permit for construction of the Improvements. [DDA § 2.7] Construction Contract. The Developer shall Within 10 days after the issuance of the submit for City approval any applicable Building Permit for site work and within 60 subcontracts for the construction of the days of the date of the DDA for any other Improvements. applicable trades. [DDA § 2.9] Insurance. The Developer shall submit No later than close of escrow. evidence of insurance to the City. [DDA § 5.7] Payment and Performance Bonds. The Prior to the close of escrow. Developer shall submit to the City payment and performance bonds for the Improvements. [DDA § 2.8] These Items Relate to the Conveyance of the Property and the Developer's Construction of the Improvements as Set Forth in Articles 3 and 5. Closing. Property shall be transferred to No later than , provided Developer by the City. [DDA § 3.4] the conditions to conveyance of the Property set forth in Article 2 have been satisfied. Commencement of Construction. The No later than 30 days after the close of escrow. Developer shall commence construction of the Improvements. [DDA § 5.2] Completion of Construction. The Developer Within 18 months after commencement of shall complete construction of the construction. Improvements. [DDA § 5.2] B -2 EXHIBIT C FORM OF CERTIFICATE OF COMPLETION Recording Requested By And When Recorded Mail To: Habitat for Humanity Silicon Valley, Inc. 513 Valley Way Milpitas, CA 95035 Attn: Executive Director CERTIFICATE OF COMPLETION Pursuant to Section 5.6 of the Disposition and Development Agreement (the "Agreement "), dated as of , 200_, by and between the City of Cupertino, a municipal corporation ( "City "), and Habitat for Humanity Silicon Valley, Inc, a California nonprofit public benefit corporation (the "Developer "), the City certifies that the Developer has met its construction obligations under Article 5 of the Agreement. This Certificate of Completion: (1) shall not constitute evidence of compliance with or satisfaction of any obligation of the Developer to any holder of a deed of trust securing loaned to finance the Improvements (as defined in the Agreement) or any part thereof; (2) shall not constitute evidence of compliance with the prevailing wage requirements of California Labor Code Sections 1720 et seq.; and (3) shall not be deemed either a notice of completion under the California Civil Code or a certificate of occupancy. CITY OF CUPERTINO By: Its: Date: C -1 EXHIBIT D INSURANCE REQUIREMENTS Developer shall procure and maintain for the duration of the Insurance Period insurance against claims for injuries to persons or damages to property which may arise from or in connection with the performance of the work hereunder by the Developer, its contractors, subcontractors, agents, representatives and employees. Unless otherwise expressly approved in writing by the City, such insurance shall conform with the following specifications: MINIMUM SCOPE OF INSURANCE: Coverage shall be at least as broad as: 1. Insurance Services Office Commercial General Liability coverage (occurrence form CG 0001). 2. Insurance Services Office Form (G0009 11 88 Owners and Contractors Protective Liability Coverage Form — Coverage for Operations of Designated Contractor). 2. Insurance Services Office Form Number CA 0001 covering Automobile Liability, code 1 (any auto). 3. Workers' Compensation insurance as required by the State of California and Employer's Liability Insurance. 4. Course of Construction insurance providing coverage for "all risks" of loss. MINIMUM LIMITS OF INSURANCE: The Developer shall maintain limits no less than: 1. General Liability (including operations, products and completed operations): $2,000,000 per occurrence for bodily injury, personal injury and property damage. If Commercial General Liability Insurance or other form with a general aggregate limit is used, either the general aggregate limit shall apply separately to this project/location or the general aggregate limit shall be twice the required occurrence limit. 2. Automobile Liability: $1,000,000 per accident for bodily injury and property damage. 3. Employer's Liability: $1,000,000 per accident for bodily injury or death. 4. Course of Construction: Completed value of the project with no coinsurance penalty provisions DEDUCTIBLES AND SELF - INSURED RETENTIONS: Any deductibles or self - insured retentions must be declared to and approved by the City. At the option of the City, either the insurer shall reduce or eliminate such deductibles or self- insured retentions as respects the City and the City, their respective officers, officials, employees, agents and volunteers, or the Developer shall provide a financial guarantee satisfactory to the City guaranteeing payment of losses and related investigations, claim administration and defense expenses. OTHER INSURANCE PROVISIONS: The general liability and automobile liability policies are to contain, or be endorsed to contain. the following provisions: 1. The City and the City, and their respective officers, officials, employees, agents and volunteers are to be covered as insureds with respect to liability arising out of work or operations performed by or on behalf of the Developer including materials, parts or equipment furnished in connection with such work or operations and with respect to liability arising out of automobiles owned, leased, hired or borrowed by or on behalf of the Developer. General liability coverage can be provided in the form of an endorsement to the Developer's insurance policy, or as a separate owner's policy. 2. For any claims related to this project, the Developer's insurance coverage shall be primary insurance as respects the City and the City, and their respective officers, officials, employees, agents and volunteers. Any insurance or self - insurance maintained by the City or the City, or their respective officers, officials, employees, agents or volunteers shall be excess of the Developer's insurance and shall not contribute with it. 3. Any failure to comply with reporting or other provisions of the policies including breaches of warranties shall not affect coverage provided to the City and the City, and their respective officers, officials, employees, agents or volunteers. 4. The Contractor's insurance shall apply separately to each insured against whom claim is made or suit is brought, except with respect to the limits of the insurer's liability. 5. Each insurance policy required by this clause shall be endorsed to state that coverage shall not be suspended, voided, cancelled by either party, reduced in coverage or in limits except after thirty (30) days' prior written notice by certified mail, return receipt requested, has been given to the City. 6. Course of construction insurance shall name the City and the City as loss payees, as their respective interests may appear, and shall include a waiver of all rights of subrogation against the City and the City. ACCEPTABILITY OF INSURERS: Insurance is to be placed with insurers with a current A.M. Best's rating of no less than A:VII, unless otherwise acceptable to the City. VERIFICATION OF COVERAGE: The Developer shall furnish the City with original certificates of insurance or endorsements evidencing coverage required by these specifications. The certificates or endorsements are to be signed by a person authorized by that insurer to bind coverage on its behalf. The certificates or endorsements are to be in form and substance satisfactory to the City and shall be received and approved by the City before work commences. At the request of the City, the Developer shall provide complete, certified copies of all required insurance policies, including endorsements affecting the coverage required by these specifications.