LLA-Hamid Ghazvini and Ziba Manouchehrizadeh, 21761 Granada Ave, APNs: 357-17-055 & 357-17-056� � J
RECORDING REQUESTED BY
City of Cupertino
WHEN RECORDED MAIL TO
City of Cupertino
10300 Torre Avenue
Cupertino, CA 95014
NO FEE IN ACCORDANCE
WITH GOV. CODE 6103
DOCUMENT: 197111111
Pages 21
Fees - No Fees
Taxes
Copies.
AMT PAfD
REGINA ALCOMENDRAS 2/26/20 RIDE # 009
9
SANTA CLARA COUNTY RECORDER /26 20
08
Recorded at the request of
8�00AM
Chicago Title
(SPACE ABOVE THIS LINE FOR RECORDER'S USE)
LOTLINE ADJUSTMENT
Hamid Ghazvini and Ziba Manouchehrizadeh, husband and wife and joint tenants
APN: 357-17-055 and 357-17-056
THIS INSTRUMENT IS DELIVERED TO THE
RECORDER'S OFFICE AS AN ACCOMMODATION,
BY CHICAGO TITLE COMPANY FOR PHYSICAL
CONVENIENCE ONLY. IT HAS NOT BEEN EXAMINED
AS TO ITS VALIDITY EXECUTION OR ITS EFFECT
UPON TITLE IF ANY.
KoF
Original
or Fast Endorsement
r
LOT LINE ADJUSTMENT
Property Owners: Hamid Ghazvini and Ziba Manouchehrizadeh, husband and wife as joint tenants
ACTION BY THE CITY ENGINEER APPROVING A LOT LINE ADJUSTMENT BETWEEN
TWO OR MORE ADJACENT PARCELS
BE IT RESOLVED BY THE CITY ENGINEER OF THE CITY OF CUPERTINO:
A request for a lot line adjustment between APN 357-17-055 (Lot K) and APN 357-17-056 (Lots J
and H) as designated on the attached plat and descriptions marked Exhibit "A" and attached hereto, has
been submitted by the record owners of the above properties (as shown in Exhibit `B", attached) of the City
of Cupertino with the request that an adjustment of lot lines be approved by the City Engineer.
The City Engineer hereby finds that the lot line adjustment requested is between two or more
adjacent parcels, that the land taken from one of the parcels is added to the adjacent parcel and that a greater
number of parcels than originally existed would not be created.
Based on the above facts and findings and by the authority of Section 18.08.0101-1 of the
City of Cupertino Municipal Code and Section #66412d of the Subdivision Map Act, said lot line
adjustment is hereby approved.
This lot line adjustment shall be totally null and void without further act of the City of Cupertino, in
the event that the change in title interest of ownership (including lien holder interest) is not recorded by
Grant Deeds within twelve (12) months from the approved date and/or in the event that any change in title
interest of ownership (including lien holder interest) from that specified on the preliminary title report
designated on Exhibit "B" and attached hereto, occurs prior to the recordation of the grant deed conveying
the real property in conformity to Exhibit "A".
Approved this" %O day o Vlx , 2008.
Ralph A. Qualls Jr.
CITY ENGINEER
CITY OF CUPERTINO
C.E. # 22046
10" l l iwo a 1 r_►_15% Ali 0 111-i =-T� :�: r•�i I,
�ai -�
State of California
County of _ LLS--
On before me,
Datej
Here Inlrel NkWand Title of the ae
personally appeared
GRACE SCHMIDT
CoptMWW 0 1720127
� CI1" Count
f17 Comte. Egim Fib 21, 2011
who proved to me on the basis of satisfactory evidence to
be the person(O whose name) is/afk subscribed to the
within instrument and acknowledged to me that
he/sVe/4y executed the same in hi"/M& authorized
capacity(i94 and that by his*r/tVr signatureA on the
instrument the person(s), or the entity upon behalf of
which the person(,pfacted, executed the instrument.
I certify under PENALTY OF PERJURY under the laws
of the State of California that the foregoing paragraph is
true and correct.
WITNESS my hand and official seal.
,�Q -�-
Signature1�-i
Place Notary Seal Above Signature of Notary Public
OPTIONAL
Though the information below is not required by law, it may prove valuable to persons relying on the document
and could prevent fraudulent removal and reattachment of this form to another document.
Description of Attached Document
Title or Type of Document: na 'y 11 r 1 J 1-1/
�,,,
Document Date: - 24 �6e Number of Pages:
Signer(s) Other Than Named Above:
Capacity(ies) Claimed by Signer(s)
Signer's Name:
❑ Individual
❑ Corporate Officer — Title(s): —
❑ Partner — ❑ Limited ❑ General
❑ Attorney in Fact
❑ Trustee
❑ Guardian or Conservator
❑ Other:
Signer Is Representing
RIGHTTHUMBPRINT
OF SIGNER
p of thumb here
I
Signers Name:
❑ Individual
❑ Corporate Officer — Title(s):
❑ Partner — ❑ Limited ❑ General
❑ Attorney in Fact
❑ Trustee
❑ Guardian or Conservator
❑ Other:
Signer Is Representing
RIGHT THUMBPRINT
OF SIGNER
02007 National Notary Assodahon • 9350 De Soto Ave., P.O Box 2402 • Chatsworth, CA 91313.2402• www.NationalNotaryorg Item #5907 Reorder CaA ToIFFree l-800-876-6627
EXISTING
SITE CONDITIONS
EXISTING AREAS
LOT
GROSS
AREA
H
2, 500±
SQ.
FT.
J
2, 500f
SQ.
FT.
K
2, 500f
SQ.
FT.
TOTAL
7, 500f
SQ.
FT.
N89'59'22"W 75.00'
1125, 0•
6.82
•.• :•..;
■orruu■uoA
337.29
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0336
1MBIT A
10"OAK
•336.95
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0
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x 337.11 x 336.94 z
337.34 t7
n iTt
7
x 337.48 <.
' ' ' , ::
-
0347.19
I
EX. STRUCTURE
°- • � ' °
x
x 336.68 16 AK
TO BE DEMOLISHED
EX. CONC.�-�
z
337
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SLAB
m
337.34
D
.95
337.77
i
EL=338.6
0338.2
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331.84
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I
CONC.
GHAZMNI
I
EL=338.32'
& MANOUCHEHRIZADEH
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o
k4�
APN:
357-17-055 & 056
09337.29
x 337.24
T,
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40,
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DOC.# 18951609
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x 337.€:
Ld
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21761 GRANADA AVE.
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x 338.36
O
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EX. SINGLE RESIDENCE
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O
LOTH
w
TO BE DEMOLISHED
P-MAPS-24
I�
1
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IM
337.67
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LOT K
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H.B.
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338
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x 337.82
x 337,76
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x °�5.00
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,:
EXHIBIT I-
LOTW
Situate in the City of Cupertino, County of Santa Clara, State of California.
Being all of Lot K in Block 3 as shown on that certain map entitled "Map of
Resubdivision of Subdivision No. 1, Town of Monta Vista" filed April 11, 1917 in Book
"P" of Maps at Page 24, Santa Clara County Records, and being more particularly
described as follows:
Beginning at the southwestern comer of said Lot K; thence along the westerly boundary
of said Lot K, North 0° 03' 25" West 100.00 feet to the northwestern corner thereof;
thence along the northern boundary of said Lot K, South 890 59' 22" East 25.00 feet to
the northeastern corner thereof; thence along the eastern boundary thereof, South 0° 03'
26" East 100.00 feet to the southeastern corner thereof, thence along the southern
boundary of said Lot K, North 89° 59' 22" West 25.00 feet to the Point of Beginning.
CURT G.
No
410 ss�s
K.WSOFFICBWORDIjayWescriptions106343 lot h.doc
LOT 'H'
Situate in the City of Cupertino, County of Santa Clara, State of California.
Being all of Lot H in Block 3 as shown on that certain map entitled "Map of
Resubdivision of Subdivision No. 1, Town of Monta Vista" filed April 11, 1917 in Book
"P" of Maps at Page 24, Santa Clara County Records, and being more particularly
described as follows:
Beginning at the southwestern corner of said Lot H; thence along the westerly boundary
of said Lot H, North 0° 03' 26" West 100.00 feet to the northwestern corner thereof,
thence along the northern boundary of said Lot H, South 890 59' 22" East 25.00 feet to
the northeastern comer thereof; thence along the eastern boundary thereof, South 00 03'
26" East 100.00 feet to the southeastern corner thereof; thence along the southern
boundary of said Lot H, North 890 59' 22" West 25.00 feet to the Point of Beginning.
K.\MSOFFICMWORDIjeyWcscriptions106343 lot h.doc
EMBITA
LOT W
Situate in the City of Cupertino, County of Santa Clara, State of California.
Being all of Lot J in Block 3 as shown on that certain map entitled "Map of
Resubdivision of Subdivision No. 1, Town of Monta Vista" filet] April 11, 1917 in Book
"P" of Maps at Page 24, Santa Clara County Records, and being more particularly
described as follows:
Beginning at the southwestern comer of said Lot J; thence along the westerly boundary
of said Lot J, North 0° 03' 26" West 100.00 feet to the northwestern comer thereof;
thence along the northern boundary of said Lot J, South 89' 59' 22" East 25.00 feet to the
northeastern corner thereof; thence along the eastern boundary thereof, South 0° 03' 26"
East 100.00 feet to the southeastern corner thereof; thence along the southern boundary of
said Lot J, North 890 59' 22" West 25.00 feet to the Point of Beginning.
K:IMSOFFICEIWORDIjay\descriptions106343 tot h.doc
i !�
PROPOSED
SITE CONDITIONS
PROPOSED AREAS
PARCEL
GROSS
AREA
1
1,971 f
SQ.
FT.
2
2,429f
SQ.
FT.
3
3,100f
SQ.
FT.
TOTAL
7, 500±
SQ.
FT.
0
0
0
0
w
N
M
0
O
0
V)
1
1
rn
I
1
44.00 N89*59'22"W 75.00'
PROPOSED PARCEL 2
T
2,429 SQ. FT. (GROSS) I
I I
PROPOSED TWO-STORY
RESIDENTIAL
TO BE CONSTRUCTED
N 8959'22" W
I
Iis
N w
^ IZ
Z
H
Z
io
N
M
O
O
0
r
Imo-- 18'
PROPOSED DRIVEWA
o PROPOSED PARCEL 1 I
1,971 SQ. FT. (GROSS)
I
I
PROPOSED TWO-STORY
COMMERCIAL / RESIDENTIAL
TO BE CONSTRUCTED
Vol
6.0,
31.00
EXHIBITA
c;
1 `OAK
1
1
PROPOSED TWO-STORY
RESIDENTIAL
TO BE CONSTRUCTED 0
0
0
0
W
Cfl
N
to PROPOSED PARCEL 3 M
O 3,100 SO. FT. (GROSS) '00
5.00co N �kq
EAST O ��2,89 \�oO
0 � \�0
z to �`'o.
14.00 L= 8. 49
\'a+
EAST R �
44.00
GRANADA AVENUE (60') o N8
31 \0 1
NI � 1
18
V) PROPOSED DRIVEWAY
o
Z N Z —10 Z NI
—
31.00
'99"w 75 nn'
SHBITA
PARCEL I
Situate in the City of Cupertino, County of Santa Clara, State of California.
Being a portion of Lots H and J, Block 3 as shown on that certain map entitled "Map of
Resubdivision of Subdivision No. 1, Town of Monta Vista" filed April 11, 1917 in Book
"P" of Maps at Page 24, Santa Clara County Records, and being more particularly
described as follows:
Beginning at the southwestern corner of said Lot H;
Thence from said point of beginning, along the westerly boundary of said Lot H North 0°
03' 26" West 44.79 feet; thence leaving said westerly boundary, South 89' 59' 22" East
44.00 feet; thence South 0° 03' 26" East 44.79 feet, a little more -or -less, to the southerly
boundary of said Lot J; thence along the southerly boundary of said Lots H and J, North
89' 59' 22" West 44.00 feet to the Point of Beginning.
G
K:IMSOFFICEIWORI)Vayldescriptions106343 Brown Parcel I.doc
EMBITA
PARCEL2
Situate in the City of Cupertino, County of Santa Clara, State of California.
Being a portion of Lots H and J, Block 3 as shown on that certain map entitled "Map of
Resubdivision of Subdivision No. 1, Town of Monta Vista" filed April 11, 1917 in Book
"P" of Maps at Page 24, Santa Clara County Records, and being more particularly
described as follows:
Commencing at the southwestern corner of said Lot H; thence along the westerly
boundary of said Lot H North 00 03' 26" West 44.79 feet to the True Point of
Beginning;
Thence from said true point of beginning, leaving said westerly boundary South 89" 59,
22" Fast 44.00 feet; thence North 0° 03' 26" West 55.21 feet, a little more -or -less, to the
northerly boundary of said Lot J; thence along the northerly boundary of said Lots H and
J North 89° 59' 22" West 44.00 feet, a little mare -or -less, to the northwestern comer of
said Lot H; thence along the westerly boundary of said Lot H South 0° 03' 26" East
55.21 feet to the True Point of Beginning.
G. DVNBvn<
No. 5615
,_ "Ar
K:IMSOFFICEkWORUIjayldescriptims106343 Brown Parcel 2.doc
E)GUBITA
PARCEL 3
Situate in the City of Cupertino, County of Santa Clara, State of California.
Being a portion of Lots J and K, Block 3 as shown on that certain map entitled "Map of
Resubdivision of Subdivision No. 1, Town of Monta Vista" filed April 11, 1917 in Book
"P" of Maps at Page 24, Santa Clara County Records, and being more particularly
described as follows:
Commencing at the southwestern corner of Lot H, Block 3, as shown on said map;
thence along the westerly boundary of said Lot H North 00 03' 26" West 44.79 feet;
thence leaving said westerly boundary South 89' 59' 22" East 44.00 feet to the True
Point of Beginning;
Thence from said true point of beginning, North 0° 03' 26" West 55.21 feet, a little
more -or -less, to the northerly boundary of said Lot J; thence along the northerly boundary
of said Lots J and K South 89' 59' 22" East 3 1. 00 feet, a little more -or -less, to the
northeastern corner of said Lot K; thence along the easterly boundary of said Lot K South
00 03' 26" East 100.00 feet, a little more -or -less, to the southeastern corner of said Lot
K; thence along the southerly boundary of said Lots J and K North 890 59' 22" West
31.00 feet; thence leaving said southerly boundary North 00 03' 26" West 44.79 feet to
the True Point of Beginning.
K:IMSOFFICE\WORDljayldescriptions106343 Brown Pz=I 3-PUBLIC WORKs.doc
Escrow Branch:
910 Campisi Way, #1D
Campbell, CA 95008
(408) 558-8000
PRELIMINARY REPORT Fax: (408) 558-8008
ORDER NO. 11569803-285- JP2
Escrow Officer: Jackie Price/tl
Email: jprice@ate-ca.com
Ref. No:
Exhibit B
Stewart & Soss Property Address:
1865 Winchester Blvd. 200 21761 Granada Avenue
Campbell, CA. 95008 Cupertino, CA 95014
Attn.: Kasey Stewart APN: 357-17-055; 357-17-056
ARB: 357-17-055 & 056
In response to the above referenced application for a policy of title insurance, this Company reports that it is prepared to issue, or cause to be issued,
as of the date hereof, a Policy or Policies of Title Insurance describing the land and the estate or interest therein hereinafter set forth, insuring against
loss which may be sustained by reason of any defect, lien or encumbrance not shown or referred to as an Exception herein or not excluded from
coverage pursuant to the printed Schedules, Conditions and Stipulations of said Policy forms. The printed Exceptions and Exclusions from the
coverage of said Policy or Policies are set forth in Exhibit A attached.
Please read the exceptions shown or referred to below and the Exceptions and Exclusions set forth in Exhibit A of this report carefully. The
exceptions and exclusions are meant to provide you with notice of matters which are not covered under the terms of the title insurance policy
and should he carefully considered.
It is important to note that this preliminary report is not a written representation as to the condition of title and may not list all liens, defects,
and encumbrances affecting title to the land. This report (and any supplements hereto) is issued solely for the purpose of facilitating the issuance
of a policy of title insurance and no liability is assumed hereby. If it is desired that liability be assumed prior to the issuance of a policy of title
insurance, a Binder or Commitment should be requested.
In the event of cancellation or if the transaction has not closed within 90 days from the date hereof, the rate imposed and collectable shall be a
minimum of $360.00, pursuant to Section 12404 of the Insurance code, unless other provisions are made.
The form of policy of title insurance contemplated by this report is:
CLTA Owner's, ALTA Lender's issued by First American Title Insurance Company
Dated as of September 19, 2007 at 7:30 a.m.
The estate or interest in the land hereinafter described or referred to covered by this Report is:
A Fee
Title to said estate or interest at the date hereof is vested in:
Hamid Ghazvini and Ziba Manouchehrizadeh, husband and wife as joint tenants
The land referred to in this Report is situated in the State of California, County of Santa Clara and is described as follows:
(See "Legal Description" Schedule C attached)
At the date hereof exceptions to coverage in addition to the printed Exceptions and Exclusions in said policy would be those as shown
on the following pages.
D�ibit B
2.
4.
Page No. 2
File No. 11569803-285- JP2
General and special taxes and assessments for the fiscal year 2007-2008.
First Installment:
Second Installment:
Tax Rate Area:
A. P. No.:
$1,731.53 Payable
$1,731.53 Payable
13-009
357-17-055
General and special taxes and assessments for the fiscal year 2007-2008.
First Installment:
Second Installment
Tax Rate Area:
A. P. No.:
$3,475.35 Payable
$3,475.35 Payable
13-009
357-17-056
The lien of supplemental taxes, if any, assessed pursuant to Chapter 3.5 commencing with Section 75 of
the California Revenue and Taxation Code.
We find no open deeds of trust. Escrow please confirm before closing.
NOTES:
a. Date last insured: 5-26-06
b. This report does not reflect requests for notice of default, requests for notice of delinquency, subsequent
transfers of easements, and similar matters not germane to the issuance of the policy of title insurance
anticipated hereunder.
C. If this company is requested to disburse funds in connection with this transaction, Chapter 598 of 1989
Mandates of the California Insurance Code requires hold periods for checks deposited to escrow or sub -
escrow accounts. Such periods vary depending upon the type of check and anticipated methods of
deposit should be discussed with the escrow officer.
d. No endorsement issued in connection with the policy and relating to covenants, conditions or restrictions
provides coverage for environmental protection.
e. SPECIAL RECORDINGS: Due to a severe budget shortfall, many County recorders have announced
that as of September 1, 1992, severe limitations will be placed on the acceptance of "special recordings."
Exhibit B
Page No. 3
File No. 11569803-285- JP2
f. HOMEOWNERS ASSOCIATION: if the property herein described is subject to membership in a
Homeowners Association, it will become necessary that we be furnished a written statement from the
said Homeowners Association of which said property is a member, which provides that all liens, charges
and/or assessments levied on said land have been paid. Said statement should provide clearance up to
and including the time of closing. In order to avoid unnecessary delays at the time of closing we ask
that you obtain and forward said statement at your earliest convenience.
g. DEMANDS: This company requires that all beneficiary demands be current at the time of closing. If
the demand has expired and a current demand cannot be obtained it may be necessary to hold money
whether payoff is made based on updated verbal figures or an expired demand.
h. LINE OF CREDIT PAYOFFS: If any deed of trust herein secures a line of credit we will require that the
account be frozen and closed and no additional advances be made to the borrower. If the beneficiary is
unwilling to freeze the account we will require you submit to us all unused checks, debit vouchers,
and/or credit cards associated with the loan along with a letter (affidavit) signed by the trustor stating
that no additional advances will be made under the credit line. If neither of the above is possible it will
be necessary to hold any difference between the demand balance and the maximum available credit.
MAPS: The map attached hereto may or may not be a survey of the land depicted thereon, you should
not rely upon it for any purpose other than orientation to the general location of the parcel or parcels
depicted, Alliance Title Company expressly disclaims any liability for alleged loss or damages which
may result from reliance upon this map.
This report is preparatory to the issuance of an ALTA Loan Policy. We have no knowledge of any fact
which would preclude the issuance of the policy with CLTA endorsement forms 100 and 116 and if
applicable, 115 and 116.2 attached.
When issued, the CLTA endorsement form 116 or 116.2, if applicable will reference a(n) Single Family
Dwelling known as 21761 Granada Avenue, Cupertino, CA 95014.
k. Statements of information are required from all parties to the transaction.
According to the public records, there has been no conveyance of the land within a period of twenty-four
months prior to the date of this report, except as follows:
Grantor: Robert Ersepke, a single man
Grantee: Hamid Ghazvini and Ziba Manouchebrizadeh, husband and wife as joint tenants
Recorded: May 26, 2006 as Instrument No. 18951609, Official Records.
Page No. 4
Exhibit B
Fite No. 11569803-285- JP2
SCHEDULE C
LEGAL DESCRIPTION
All that certain property situate in the City of Cupertino, County of Santa Clara, State of California,
described as follows:
Lots H and J and K, Block 3, Map of Re -Subdivision No. 1 of Morita Vista, which Map was filed for
record in the office of the Recorder of the County of Santa Clara, State of California on April 11, 1917
in Book P of Maps, page(s) 24.
ARB No: 357-17-055 & 056
APN No: 357-17-055; 357-17-056
Exhibit B
Notice
In accordance with Section I W2 of the Revenue and Taxation Code, a buyer may be required to withhold an amount equal to 3 1/3 percent of the sales
price in the case of a disposition of California real property interest by either:
1. A seller who is au individual, trust, or estate or when the disbursement instructions authorize the proceeds to be sent to a financial intermediary
of the seller, OR
2. A corporate seller that has no permanent place of business in California immediately after the transfer of title to the California property
The buyer may become subject to penalty for failure to withhold an amount equal to the greater of 10 percent of the amount required to be withheld or
five hundred dollars (S500).
However, notwithstanding any other provision included in the California statutes referenced above, no buyer will be required to withhold any amount or
be subject to penalty for failure to withhold it:
1. The sales price of the California real property conveyed does not exceed one hundred thousand (S 100,000), OR
2. The seller executes a written certificate, under the penalty of perjury, certifying that the seller is a corporation with a permanent place of
business in California, OR
3. The seller, who is an individual, trust, estate or corporation without a permanent place of business in California, executes a written certificate,
under the penalty ofperjury, ofany ofthe following:
a. The California real property being conveyed is the sellers or decedent's principal residence (within the meaning of Section 121 of
the Internal Revenue Code).
b_ The last use of the property being conveyed was used by the transferor as the transferor's principal residence within the meaning of
Section 121 of the Internal Revenue Code.
c. The California real property being conveyed is or will be exchanged for property of like kind (within the meaning of Section 1031
of the Internal Revenue Code), but only to the extent of the amount of gain not required to be recognized for California income tax
purposes under Section 1031 of the Internal Revenue Code.
d. The California real property has been compulsorily or involuntarily converted (within the meaning of Section 1033 of the Internal
Revenue Code) and that the seller intends to acquire property similar or related in service or use so as to be eligible for
nonrecognition of gain for California income tax purposes under Section 1033 of the Internal Revenue Code.
e. The California real property transaction will result in a loss or net gain not required to be recognized for California income tax
purposes.
The seller is subject to penalty for knowingly filing a fraudulent certificate for the purpose ofavoiding the withholding requirement.
Please call your Escrow Officer if your answer is
"Yes" to any of the following questions
♦ At any time during the preceding 6 months, has there been, or is there currently, any work or construction of improvements on the
property?
♦ Are any of the parties currently vested in title, on the property herein currently Incapacitated or Deceased?
♦ Are any of the principals of the transaction intending to use a Power of Attorney to execute any of the documentation involved in
this transaction".
♦ Has there been a recent change of marital status of any of the principals involved in this transaction?
♦ Is the property herein intended to be transferred into a Trust, Partnership, Corporation, or Limited Liability Company?
♦ Do the sellers of the property reside outside the state of California?
♦ Will the property described herein be part of a Tax Deferred Exchange?
In order to better serve you, We ask that you remember:
♦ All parties signing documents must have a valid Photo Identification Card, Drivers License, or Passport for notarial
acknowledgment.
♦ Please call your Escrow Officer with any Loan or Lien payoff information, if required, so he or she may order payoff demands in a
timely manner, & advise your Escrow Officer of any loan(s) that are to be assumed by the buyer.
♦ If parties are obtaining a loan, your Escrow Officer will need to have the Fire/Hazard Insurance, agent name & phone number to
add the new lender on the policy as a loss payee.
♦ If there is to be a change of ownership, it will be necessary for the parties acquiring title to indicate how they would like to be
vested. Alliance Title Company has a worksheet available that will briefly explain each of the various methods of holding title
(please feel free to request a copy from us). Note: Each method by which you can hold title has different legal &tor tax
considerations & parties are encouraged to obtain advise from an Attorney, CPA, or other professional knowledgeable in this area.
PrivacyPolicy f Alliance Title Exhibit B
y o a Company
We Are Committed to Safeguarding Customer Information
In order to better serve your needs now and in the future, you have provided or will provide us with certain information. We
understand that you may be concerned about what we will do with such information — particularly any personal or financial
information. We agree that you have a right to know how we will utilize personal information you provide to us.
Applicability
This Privacy Policy governs our use of the information that you provide to us. It does not govern the manner in which we may
use information we have obtained from any other source, such as information obtained from a public record or from another
person or entity.
Types of Information
Depending upon which of our services you are utilizing, the types of nonpublic personal information that we may collect include:
Information we receive from you on applications, forms and in other communications to us, whether in writing, in person,
by telephone or any other means;
• Information about your transactions with us, our affiliated companies, or others; and
• Information we receive from a consumer -reporting agency.
Use of Information
The information you provide us is for our own legitimate business purposes and not for the benefit of any affiliated or
nonaffiliated party. Therefore, we will not release your information to affiliated and nonaffiliated parties except: (1) as necessary
for us to provide the product or service you have requested of us; or (2) as permitted by law. We may, however, store such
information indefinitely, including the period after which any customer relationship has ceased. Such information may be used
for any internal purpose, such as quality control efforts or customer analysis. Furthermore, we may also provide all the
information we collect, as described above, to companies that perform marketing services on our behalf, on behalf of our
affiliated companies, or to other financial institutions with whom we or our affiliated companies have joint marketing agreements.
Former Customers
Even if you are no longer our customer, our Privacy Policy will continue to apply to you.
Confidentiality and Security
We will use our best efforts to ensure that no unauthorized parties have access to any of your information. We restrict access to
nonpublic personal information about you to those individuals and entities that need to know that information to provide products
or services to you. We will use our best efforts to train and oversee our employees and agents to ensure that your information
will be handled responsibly and in accordance with the Privacy Policy. We currently maintain physical, electronic, and
procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
Exhibit B
Notice of Opportunity to Earn Interest
You have the opportunity to earn interest on the funds you deposit with us by instructing us to deposit your funds
into an interest bearing account. (You do not have an opportunity to earn interest on any funds deposited by a
lender.) If you elect to earn interest, there is an additional fee in the amount of $50.00 for establishing and
maintaining such an account. It is important that you consider this cost as it may exceed the actual interest you
earn.
Example: A regular savings deposit of $1,000.00 at an average interest rate of 3.0%* per annum for a 30 day
period:
Deposit x Rate - Annual x Days = Total Interest Earned
$1,000.00 x .03 - 360 x 30 = $2.50
PLEASE READ THE FOLLOWING CAREFULLY:
A. if you do not want to have your funds deposited into an interest -bearing account, please initial below this
paragraph and return this Notice and such will constitute an instruction to us that your funds be deposited into
Alliance Title Company general escrow account. Likewise, non -receipt of this form will also constitute an
instruction to us that your funds be deposited into Alliance Title Company general escrow account. For
important information regarding the general escrow accounts, please read the disclosure in Paragraph C below.
Initials
B. If you elect to have your funds earn interest in an interest -bearing account using Alliance Title Company
depository bank, you MUST sign this form below, and return to Alliance Title Company both this signed form
and a W-9 form, which can be provided upon request. Please be advised that you will be responsible for reporting
all earnings to the applicable taxing authorities.
C. Should you not elect to earn interest on your deposit, your funds will be deposited into our general escrow
account at a financial institution insured by the FDIC. The general escrow account is restricted and protected
against claims by third parties or creditors of Alliance Title Company. This is a non -interest bearing account;
however, Alliance Title Company, may receive certain financial benefits from that financial institution because of
the general escrow account and its on -going banking relationship. These benefits may include, without limitation,
credits allowed by such financial institution on loans to Alliance Title Company and earnings on investments
made with the proceeds of such loans, accounting, reporting and other services and products of such financial
institution. We do not have an obligation to account to you in any manner for the value of, or to compensate any
party for, any benefit received by Alliance Title Company. Any such benefits shall be deemed additional
compensation of Alliance Title Company for its services in connection with the escrow.
ELECTION TO EARN INTEREST:
I HEREBY AUTHORIZE AND DIRECT, Alliance Title Company TO OPEN AN INTEREST BEARING
ACCOUNT AT Alliance Title Company DEPOSITORY BANK AND TO CHARGE THE ADDITIONAL FEE FOR
THIS SERVICE.
SIGNATURE:
SIGNATURE:
DATE:
DA
* Please note that this interest rate is only an example and Alliance Title Company does not guaranty the
availability of any specific rate.
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http://www.fidelitypassport.com/fullreport.asp?Cmd=1&lang =&PName=Sherry+Nguyen... 9/20/2007