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22-091 Amendment #1 dated 07-21-22 Judge Netting for Blackberry Farms Golf Course Barrier Net Replacements1 FIRST AMENDMENT TO AGREEMENT 481 BETWEEN THE CITY OF CUPERTINO AND JUDGE NETTING, INC. FOR BLACKBERRY FARMS GOLF COURSE BARRIER NET REPLACEMENTS This First Amendment to Agreement 481 between the City of Cupertino and Judge Netting, Inc., is by and between the City of Cupertino, a municipal corporation (hereinafter "City") and Judge Netting, Inc., a Corporation (“Contractor”) whose address is 11851 Westminster Ave, Garden Grove, CA 92843, and is made with reference to the following: RECITALS: A. On July 15, 2022 Agreement 481 (“Agreement”) was entered into by and between City and Contractor for Blackberry Farms Golf Course Barrier Net Replacements. B. City and Contractor desire to modify the Agreement on the terms and conditions set forth herein. NOW, THEREFORE, it is mutually agreed by and between the undersigned parties as follows: 1. TIME FOR COMPLETION Paragraph 3.1 of the Agreement is modified to read as follows: Term. This contract begins on the Effective Date and ends on December 31, 2022 (“Contract Time”) unless terminated earlier as provided herein. Contractors’ Work shall begin on the date shown on a written Notice to Proceed (“NTP”) and must be fully completed within the Contract Time or on the date specifically provided in the Notice to Proceed. The City Engineer will not issue a NTP until the Contract is fully executed by both parties and City has received satisfactory proof of insurance and any performance and payment bonds that may be required. The Director of Public Works may authorize the extension of the Contract Time by up to sixty (60) calendar days through a written amendment to this Agreement, provided such extension does not include additional contract funds. 2. NOTICES Paragraph 31 of the Agreement is modified to read as follows: All notices, requests, and approvals must be sent in writing to the persons below and will be considered effective on the date of personal delivery, the date confirmed by a reputable overnight delivery service, on the fifth (5th) calendar day after deposit in the United States Mail, postage prepaid, registered or certified, or the next business day following electronic submission: 11851 Westminster Ave, Garden Grove, CA 92843. 3. Except as expressly modified herein, all other terms and covenants set forth in the Agreement shall remain the same and shall be in full force and effect. SIGNATURES CONTINUE ON THE FOLLOWING PAGE 2 IN WITNESS WHEREOF, the parties hereto have caused this modification of Agreement to be executed. CITY OF CUPERTINO By Title Date APPROVED AS TO FORM City Attorney ATTEST: City Clerk Date JUDGE NETTING, INC. By Title Date Daniel Judge President Jul 19, 2022 Christopher D. Jensen Director of Public Works Jul 21, 2022 Jul 21, 2022 Public Works Project: Blackberry Farms Golf Course Barrier Net Replacements Public Works Contract / October 2021 Page 1 of 12 PUBLIC WORKS CONTRACT $200,000 OR LESS 1. PARTIES This public works contract (“Contract”) is made by and between the City of Cupertino (“City”), and Judge Netting, a Corporation (“Contractor”) for Blackberry Farms Golf Course Barrier Net Replacements, and is effective on the last date signed below (“Effective Date”). 2. SCOPE OF WORK Contractor will perform and provide all labor, materials, equipment, supplies, transportation and any other items or work necessary to perform and complete the work required for the Project (“Work”), as required in the Scope of Work, attached here and incorporated as Exhibit A, and in accordance with the terms and conditions of this Contract. Contractor further agrees to carry out its work in compliance with any applicable local, State, or Federal order regarding COVID-19. 3. TIME FOR COMPLETION 3.1 Term. This Contract begins on the Effective Date and ends on December 31, 2021 (“Contract Time”) unless terminated earlier as provided herein. Contractor’s Work shall begin on the date shown on a written Notice to Proceed (“NTP”) and must be fully completed within the Contract Time or on the date specifically provided in the Notice to Proceed. The City Engineer will not issue a NTP until the Contract is fully executed by both parties and City has received satisfactory proof of insurance and any performance and payment bonds that may be required. The Director of Public Works may authorize the extension of the Contract Time by up to sixty (60) calendar days through a written amendment to this Agreement, provided such extension does not include additional contract funds. 3.2 Time is of the essence for Contractor’s performance and completion of the Work. Contractor must have sufficient time, resources, and qualified staff to deliver the work on time. 3.3 Liquidated damages of $200.00 will be charged for each day of unexcused delay, or City may deduct the amount from Contractor’s payments. Liquidated damages are based on reasonably foreseeable consequences of delay and may include intangible losses which the Parties agree may be difficult to ascertain, such as loss of public confidence in City and its contractors, interference or loss of use of public facilities, and extended disruption to the public. 4. COMPENSATION 4.1 Maximum Compensation. City will pay Contractor for satisfactory performance of the Work an amount that will based on actual costs but that will be capped so as not to exceed Public Works Project: Blackberry Farms Golf Course Barrier Net Replacements Public Works Contract / October 2021 Page 2 of 12 $143,640.00 (“Contract Price”), for all of Contractor’s direct and indirect costs, including all labor, materials, supplies, equipment, taxes, insurance, bonds, and all overhead costs. 4.2 Invoices and Payments. Contractor must submit an invoice on the first day of each month, describing the Work performed during the preceding month, itemizing labor, materials, equipment and any incidental costs incurred. Contractor will be paid ninety-five percent (95%) of the undisputed amounts billed within thirty (30) days after City receives a properly submitted invoice. Any retained amounts will be included with Contractor’s final payment within sixty (60) days of City’s acceptance of the Work as complete. 5. INDEPENDENT CONTRACTOR 5.1 Status. Contractor is an independent contractor and not an employee of City. Contractor is solely responsible for the means and methods of performing the Work and for the persons under this employment. Contractor is not entitled to worker’s compensation or any other City benefits. 5.2 Contractor’s Qualifications. Contractor warrants on behalf of itself and its subcontractors that they have the qualifications and skills to perform the Work in a competent and professional manner and according to the highest standards and best practices in the industry. 5.3 Permits and Licenses. Contractor warrants on behalf of itself and its subcontractors that they are properly licensed, registered, and/or certified to perform the Work as required by law, and have procured a City Business License, if required by the Cupertino Municipal Code. Contractor shall possess a California Contractor’s License in good standing for the following classification(s): C13, A, C10, C-61/D31, which must remain valid for the entire Contract Time. 5.4 Subcontractors. Only Contractor’s employees are authorized to work under this Contract. Prior written approval from City is required for any subcontractor, and the terms and conditions of this Contract will apply to any approved subcontractor. 5.5 Tools, Materials, and Equipment. Contractor will supply all tools, materials and equipment required to perform the Work under this Contract. 5.6 Payment of Benefits and Taxes. Contractor is solely responsible for the payment of employment taxes incurred under this Agreement and any similar federal or state taxes. Contractor and any of its employees, agents, and subcontractors shall not have any claim under this Agreement or otherwise against City for seniority, vacation time, vacation pay, sick leave, personal time off, overtime, health insurance, medical care, hospital care, insurance benefits, social security, disability, unemployment, workers compensation or employee benefits of any kind. Contractor shall be solely liable for and obligated to pay directly all applicable taxes, fees, contributions, or charges applicable to Contractor’s business including, but not limited to, federal and state income taxes. City shall have no obligation whatsoever to pay or withhold any taxes or benefits on behalf of Contractor. Should any court, arbitrator, or administrative authority, including but not limited to the California Public Employees Retirement System (PERS), the Internal Revenue Service or the State Employment Development Division, determine that Contractor, or any of its employees, agents, or subcontractors, is an employee for any purpose, then Contractor agrees to a reduction in amounts payable under this Agreement, or to promptly remint to City any payments due by the City as a Public Works Project: Blackberry Farms Golf Course Barrier Net Replacements Public Works Contract / October 2021 Page 3 of 12 result of such determination, so that the City’s total expenses under this Agreement are not greater than they would have been had the determination not been made. 6. CHANGE ORDERS Amendments and change orders must be in writing and signed by City and Contractor. Contractor’s request for a change order must specify the proposed changes in the Work, Contract Price, and Contract Time. Each request must include all the supporting documentation, including but not limited to plans/drawings, detailed cost estimates, and impacts on schedule and completion date. 7. ASSIGNMENTS; SUCCESSORS Contractor shall not assign, hypothecate, or transfer this Contract or any interest therein, directly or indirectly, by operation of law or otherwise, without prior written consent of City. Any attempt to do so will be null and void. Any changes related to the financial control or business nature of Contractor as a legal entity is considered an assignment of the Contract and subject to City approval, which shall not be unreasonably withheld. Control means fifty percent (50%) or more of the voting power of the business entity. This Contract is binding on Contractor, its heirs, successors, and permitted assigns. 8. PUBLICITY / SIGNS Any publicity generated by Contractor for the Project during the Contract Time, and for one (1) year thereafter must credit City contributions to the Project. The words “City of Cupertino” must be displayed in all pieces of publicity, flyers, press releases, posters, brochures, interviews, public service announcements, and newspaper articles. No signs may be posted or displayed on or about City property, except signage required by law or this Contract, without prior written approval from the City. 9. SUBCONTRACTORS 9.1 Contractor must perform all the Work with its own forces, except that Contractor may hire qualified subcontractors to perform up to 25% of the Work, provided that each subcontractor is required by contract to be bound by the provisions of this Contract. Contractor must provide City with written proof of compliance with this provision upon request. 9.2 City may reject any subcontractor of any tier and bar a subcontractor from performing Work on the Project, if City in its sole discretion determines that subcontractor’s Work falls short of the requirements of this Contract or constitutes grounds for rejection under the Public Contract Code. If City rejects a subcontractor, Contractor at its own expense must perform the subcontractor’s Work or hire a new subcontractor that is acceptable to City. A Notice of Completion must be recorded within fifteen (15) days after City accepts the Work if the Contract involves work by subcontractors. 10. RECORDS AND DAILY REPORTS 10.1 Contractor must maintain daily reports of the Work and submit them to City upon request and at completion of Project. The reports must describe the Work and specific tasks performed, the number of workers, the hours, the equipment, the weather conditions, and any circumstances affecting performance. City will have ownership of the reports, but Contractor will be permitted to retain copies. Public Works Project: Blackberry Farms Golf Course Barrier Net Replacements Public Works Contract / October 2021 Page 4 of 12 10.2 If applicable, Contractor must keep a separate set of as-built drawings showing changes and updates to the Scope of Work or the original drawings as changes occur. Actual locations to scale must be identified for all major components of the Work, including mechanical, electrical and plumbing work; HVAC systems; utilities and utility connections; and any other components City determines should be included in the final drawings of the Project. Deviations from the original drawings must be shown in detail, and the location of all main runs, piping, conduit, ductwork, and drain lines must be shown by dimension and elevation. 10.3 Contractor must maintain complete and accurate accounting records of its Work, in accordance with generall y accepted accounting principles, which must be available for City review and audit, kept separate from other records, and maintained for four (4) years from the date of City’s final payment. 11. INDEMNIFICATION 11.1 To the fullest extent allowed by law, and except for losses caused by the sole and active negligence or willful misconduct of City personnel, Contractor shall indemnify, defend, and hold harmless City, its City Council, boards and commissions, officers, officials, employees, agents, servants, volunteers and consultants (“Indemnitees”), through legal counsel acceptable to City, from and against any and all liability, damages, claims, stop notices, actions, causes of action, demands, charges, losses and expenses (including attorney fees, legal costs, and expenses related to litigation and dispute resolution proceedings), of every nature arising directly or indirectly from this Contract or in any manner relating to any of the following: (a) Breach of contract, obligations, representations or warranties; (b) Performance or nonperformance of the Work or of any obligations under the Contract by Contractor, its employees, agents, servants, subcontractors or subcontractors; (c) Payment or nonpayment by Contractor or its subcontractors or sub-subcontractors for Work performed on or off the Project Site; and (d) Personal injury, property damage, or economic loss resulting from the work or performance of Contractor or its subcontractors or sub-subcontractors. 11.2 Contractor must pay the costs City incurs in enforcing this provision. Contractor must accept a tender of defense upon receiving notice from City of a third-party claim, in accordance with California Public Contract Code Section 9201. At City’s request, Contractor will assist City in the defense of a claim, dispute, or lawsuit arising out of this Contract. 11.3 Contractor’s duties under this entire Section 11 are not limited to Contract Price, Workers’ Compensation, or other employee benefits, or the insurance and bond coverage required in this Contract. Nothing in the Contract shall be construed to give rise to any implied right of indemnity in favor of Contractor against City or any other Indemnitee. 11.4 Contractor’s payments may be deducted or offset to cover any money the City lost due to a claim or counterclaim arising out of this Contract, a purchase order or other transaction. 11.5 Contractor agrees to obtain executed indemnity agreements with provisions identical to those set forth here in this Section 11 from each and every subcontractor, or any other person or Public Works Project: Blackberry Farms Golf Course Barrier Net Replacements Public Works Contract / October 2021 Page 5 of 12 entity involved by, for, with, or on behalf of Contractor in the performance of this Agreement. Failure of City to monitor compliance with these requirements imposes no additional obligations on City and will in no way act as a waiver of any rights hereunder. 11.6 This Section 11 shall survive termination of the Contract. 12. INSURANCE Contractor shall comply with the Insurance Requirements, attached and incorporated here as Exhibit B. Contractor must provide satisfactory proof of insurance and maintain it for the Contract Time or longer as required by City. City will not execute the Contract until City has approved receipt of satisfactory certificates of insurance and endorsements evidencing the type, amount, class of operations covered, and the effective and expiration dates of coverage. Failure to comply with this provision may result in City, at its sole discretion and without notice, purchasing insurance at Contractor’s expense, deducting the costs from Contractor’s compensation, or terminating the Contract. 13. COMPLIANCE WITH LAWS 13.1 General Laws. Contractor shall comply with all laws and regulations applicable to this Contract. Contractor will promptly notify City of changes in the law or other conditions that may affect the Project or Contractor’s ability to perform. Contractor is responsible for verifying the employment status of employees performing the Work, as required by the Immigration Reform and Control Act 13.2 Labor Laws. (a) The following provisions apply to contracts of $1,000 or more: (i) In General. For purposes of California labor law, this is a public works contract subject to the provisions of Part 7 of Division 2 of the California Labor Code (Sections 1720 et seq.). In accordance with Labor Code Section 1771, Contractor and all subcontractors shall pay not less than current prevailing wage rates as determined by the California Department of Industrial Relations (“DIR”) to all workers employed on this project. In accordance with Labor Code Section 1815, Contractor and all subcontractors shall pay all workers employed on this project 1 ½ the basic rate of pay for work performed in excess specified hour limitations. The work performed pursuant to this Contract is subject to compliance monitoring and enforcement by the Department of Industrial Relations. (ii) Registration. Contractor and all subcontractors shall not engage in the performance of any work under this Contract unless currently registered and qualified to perform public work pursuant to section 1725.5 of the California Labor Code. Contractor represents and warrants that it is registered and qualified to perform public work pursuant to section 1725.5 of the Labor Code and will provide its DIR registration number, along with the registration numbers of any subcontractors as required, to the City. Public Works Project: Blackberry Farms Golf Course Barrier Net Replacements Public Works Contract / October 2021 Page 6 of 12 (iii) Posting. Contractor shall post at the job site the determination of the DIR director of the prevailing rate of per diem wages together with all job notices that are required by regulations of the DIR. (iv) Reporting. Contractor and any subcontractors shall keep accurate payroll records in accordance with Section 1776 of the Labor Code and shall furnish the payroll records directly to the Labor Commissioner in accordance with the law. (v) Report on Prevailing Rate of Wages. The City has obtained the general prevailing rate of per diem wages in the vicinity of the project for each type of worker needed, a copy of which is on file at the City of Cupertino City Hall, and shall be made available to any interested party upon request. (vi) Employment of Apprentices. Contractor’s attention is directed to the provisions in Sections 1777.5 and 1777.6 of the Labor Code concerning the employment of apprentices by the Contractor or any subcontractor. It shall be the responsibility of the Contractor to effectuate compliance on the part of itself and any subcontractors with the requirements of said sections in the employment of apprentices. Information relative to apprenticeship standards, wage schedules, and other requirements may be obtained from the Director of Industrial Relations, ex-officio the Administrator of Apprenticeship, San Francisco, California, or from the Division of Apprenticeship Standards and its branch offices. (vii) Penalties. Contractor’s attention is directed to provisions in Labor Code Sections 1775 and 1813. In accordance with Labor Code Section 1775, Contractor and subcontractors may be subject to penalties for Contractor’s and subcontractors’ failure to pay prevailing wage rates. In accordance with Labor Code Section 1813, Contractor or subcontractors may be subject to penalties for Contractor’s or subcontractors’ failure to pay overtime pay rates for hours worked by workers employed on this project in excess specified hour limitations. (b) Contractor must compensate workers who are paid less than prevailing wages or required to work more than a legal day’s work. Contractor will also be required to pay City a penalty of $200.00 per worker for each day of violation. (c) As required by Labor Code Section 1861, by signing this Contract Contractor certifies as follows: “I am aware of the provisions of Section 3700 of the Labor Code which require every employer to be insured against liability for workers’ compensation or to undertake self- insurance in accordance with the provisions of that code, and I will comply with such provisions before commencing the work of this contract.” 13.3 Discrimination Laws. Contractor shall not discriminate on the basis of race, religious creed, color, ancestry, national origin, ethnicity, handicap, disability, marital status, pregnancy, age, sex, gender, sexual orientation, gender identity, Acquired-Immune Deficiency Syndrome (AIDS), or any other protected classification. Contractor shall comply with all anti-discrimination laws, including Government Code Sections 12900 and 11135, and Labor Code Sections 1735, 1777, and 3077.5. Public Works Project: Blackberry Farms Golf Course Barrier Net Replacements Public Works Contract / October 2021 Page 7 of 12 Consistent with City policy prohibiting harassment and discrimination, Contractor understands that harassment and discrimination directed toward a job applicant, an employee, a City employee, or any other person, by Contractor or Contractor's employees or sub-contractors will not be tolerated. Contractor agrees to provide records and documentation to the City on request necessary to monitor compliance with this provision. 13.4 Conflicts of Interest. Contractor, its employees, subcontractors, servants and agents, may not have, maintain or acquire a conflict of interest in relation to this Contract in violation of law, including Government Code section 1090 and Government Code section 81000 and their accompanying regulations. No officer, official, employee, consultant, or other agent of the City (“City Representative”) may have, maintain, or acquire a “financial interest” in the Contract, as that term is defined by state law, or in violation of a City ordinance or policy while serving as a City Representative or for one year thereafter. Contractor, its employees, subcontractors, servants, and agents warrant they are not employees of City nor do they have any relationship with City officials, officers, or employees that creates a conflict of interest. Contractor may be required to file a conflict of interest form if it makes certain governmental decisions or serves in a staff capacity, as defined in Section 18700 of Title 2 of the California Code of Regulations. Contractor agrees to abide by City rules governing gifts to public officials and employees. 13.5 Remedies. Any violation of Section 13 constitutes a material breach and may result in City suspending payments, requiring reimbursement, or terminating the Contract. City reserves all rights and remedies under the law and this Contract, including seeking indemnification. 14. BONDS For contracts of $25,000 or more, Contractor must obtain a payment bond and a performance bond, each in the penal sum of 100% of the Contract Price, using the Bond Forms attached and incorporated here as Exhibit C. Each bond must be issued by a surety admitted in California, with a financial rating from A.M. Best Company of Class A- or higher, or as otherwise acceptable to City. If an issuing surety cancels a bond or becomes insolvent, Contractor must provide a substitute bond from a surety acceptable to City within seven (7) calendar days after written notice from City. If Contractor fails to do so, City may in its sole discretion and without prior notice, purchase bonds at Contractor’s expense, deduct the cost from payments due Contractor, or terminate the Contract. City will not execute the Contract nor issue the NTP until the required bonds are submitted. 15. UTILITIES, TRENCHING, AND EXCAVATION 15.1 Contractor must call the Underground Service Alert (“USA”) 811 hotline and request marking of utility locations before digging or commencing Work. For underground service alerts for street lighting and traffic signal conduits, City’s Service Center must be called at (408) 777-3269. Government Code Section 4215 requires Contractor to notify City and Utility in writing if it discovers utilities or utility facilities not identified in the Contract. 15.2 Pursuant to Government Code Section 7104, Contractor must stop work, notify City in writing, and wait for instructions if one of the conditions below is found at the worksite. City will work with Contractor to amend the Contract or issue a change order if the discovered conditions materially change the Work/Performance, Contract Time or Contract Price. Public Works Project: Blackberry Farms Golf Course Barrier Net Replacements Public Works Contract / October 2021 Page 8 of 12 (a) Material believed to be hazardous waste under Health and Safety Code Section 25117, and which requires removal to a Class I, Class II, or Class III disposal site pursuant to law; (b) Subsurface or latent physical conditions at the Project worksite differing from those indicated by information about the worksite made available to Contractor; and (c) Unknown physical conditions at the Project worksite of any unusual nature, materially different from those ordinarily encountered and from those generally recognized as inherent in the character of the Work. 15.3 For contracts $25,000 or higher that require excavation or involve trenches five feet or more in depth, Contractor must submit a detailed plan for City approval, per Labor Code Section 6705, prior to commencing work. The plan must show the design of shoring, bracing, sloping, and other provisions for worker protection from caving ground and other hazards. The protective system must comply with all Construction Safety Orders. If the plan varies from shoring system standards, it must be prepared by a registered civil or structural engineer. 16. URBAN RUNOFF MANAGEMENT 16.1 All Work must fully comply with federal, state, and local laws and regulations concerning storm water management. Contractor must avoid creating excess dust when breaking asphalt or concrete and during excavation and grading. If water is used for dust control, Contractor will use only the amount of water necessary to dampen the dust. Contractor will take all steps necessary to keep wash water out of the streets, gutters, and storm drains. Prior to the start of the Work, Contractor will implement erosion and sediment controls to prevent pollution of storm drains, and must upgrade and maintain these controls based on weather conditions or as otherwise required by City. These controls must be in place during the entire Contract Time and must be removed at the end of construction and completion of the Work. Such controls must include, but will not be limited to, the following requirements: (a) Install storm drain inlet protection devices such as sand bag barriers, filter fabric fences, and block and gravel filters at all drain inlets impacted by construction. During the annual rainy season, October 15 through June 15, storm drain inlets impacted by construction work must be filter-protected from onsite de-watering activities and saw-cutting activities. Shovel or vacuum saw-cut slurry and remove from the Work site; (b) Cover exposed piles of soil or construction material with plastic sheeting. Store all construction materials in containers; (c) Sweep and remove all materials from paved surfaces that drain to streets, gutters and storm drains prior to rain and at the end of each work day. When the Work is completed, wash the streets, collect and dispose of the wash water offsite in lawful manner; (d) After breaking old pavement, remove debris to avoid contact with rainfall/runoff; (e) Maintain a clean work area by removing trash, litter, and debris at the end of each work day and when Work is completed. Clean up any leaks, drips, and other spills as they occur. 16.2 These requirements must be used in conjunction with the California Stormwater Quality Association and California Best Management Practices Municipal and Construction Handbooks, local program guidance materials from municipalities, and any other applicable documents on stormwater quality controls for construction. Contractor’s failure to comply with this Section will result in the issuance of noncompliance notices, citations, Work stop orders and regulatory fines. Public Works Project: Blackberry Farms Golf Course Barrier Net Replacements Public Works Contract / October 2021 Page 9 of 12 17. PROJECT COORDINATION City Project Manager. City assigns Chad Mosley as the City representative for all purposes under this Contract, with authority to require compliance with the Scope of Work. City may substitute Project Managers at any time and without prior notice to Contractor. Contractor Project Manager. Subject to City approval, Contractor assigns Trace Duke as its single representative for all purposes under this Contract, with the responsibility to ensure progress with the Work. Contractor’s Project Manager is responsible for coordinating and scheduling the Work and must regularly update the City Project Manager about the status and any delays with the Work, consistent with the Scope of Work. Any substitutions must be approved in writing by City. 18. ABANDONMENT AND TERMINATION 18.1 City may abandon or postpone the Project or parts therefor at any time. Contractor will be compensated for satisfactory Work performed through the date of abandonment and will be given reasonable time to close out the Work. With City’s pre-approval in writing, the time spent in closing out the Work will be compensated up to ten percent (10%) of the total time expended in performing the Work. 18.2 City may terminate the Contract for cause or without cause at any time. Contractor will be paid for satisfactory Work rendered through the termination date and will be given reasonable time to close out the Work. 18.3 Final payment will not be made until Contractor delivers the Work and provides records documenting the Work, products and deliverables completed. Nothing in the Section below is intended to delay, abridge or bar City’s right under this Section. 19. GOVERNING LAW, VENUE AND DISPUTE RESOLUTION This Contract is governed by the laws of State of California. Venue for any legal action shall be the Superior Court of the County of Santa Clara, Cali fornia. The dispute resolution procedures of Public Contract Code Section 20104, et seq., incorporated here by reference, apply to this Contract and Contractor is required to continue the Work pending resolution of any dispute. Prior to filing a lawsuit, Contractor must comply with the claim filing requirements of the California Government Code. If the Parties elect arbitration, the arbitrator’s award must be supported by law and substantial evidence and include detailed written findings of law and fact. 20. ATTORNEY FEES If City initiates legal action, files a complaint or cross-complaint, or pursues arbitration, appeal, or other proceedings to enforce its rights or a judgment in connection with this Contract, the prevailing party will be entitled to reasonable attorney fees and costs. Public Works Project: Blackberry Farms Golf Course Barrier Net Replacements Public Works Contract / October 2021 Page 10 of 12 21. SIGNS/ADVERTISEMENT No signs may be displayed on or about City’s property, except signage which is required by law or by the Contract, without City’s prior written approval as to size, design and location. 22. THIRD PARTY BENEFICIARIES There are no intended third party beneficiaries of this Contract. 23. WAIVER Neither acceptance of the Work nor payment thereof shall constitute a waiver of any contract provision. City waiver of any breach shall not constitute waiver of another provision or breach. 24. WARRANTY Contractor warrants that materials and equipment used will be new, of good quality, and free from defective workmanship and materials, and that the Work will be free from material defects not intrinsic in the design or materials. All Work, materials and equipment should pass to City free of claims, liens or encumbrances. Contractor warrants the Work and materials for one year from the date of City’s acceptance of the Work as complete (“Warranty Period”), except when a longer guarantee is provided by a supplier, manufacturer or is required by this Contract. During the Warranty Period, Contractor will repair or replace any Work defects or materials, including damage that arises from Contractor’s Warranty Work, except any wear and tear or damage resulting from improper use or maintenance. 25. ENTIRE CONTRACT This Contract and the attachments, documents, and statutes attached, referenced, or expressly incorporated herein, including authorized amendments or change orders constitute the final and complete contract between City and Contractor with respect to the Work and the Project. No oral contract or implied covenant will be enforceable against City. If there is any inconsistency between any term, clause, or provision of the main Contract and any term, clause, or provision of the attachments or exhibits thereto, the terms of the main Contract shall prevail and be controlling. 26. SEVERABILITY/PARTIAL INVALIDITY If a court finds any term or provision of this Contract to be illegal, invalid, or unenforceable, the legal portion of said provision and all other contract provisions will remain in full force and effect. 27. SURVIVAL The contract provisions which by their nature should survive the Contract or Completion of Project, including without limitation all provisions regarding warranties, indemnities, payment obligations, insurance, and bonds, shall remain in full force and effect after the Work is completed or Contract ends. Public Works Project: Blackberry Farms Golf Course Barrier Net Replacements Public Works Contract / October 2021 Page 11 of 12 28. INSERTED PROVISIONS Each provision and clause required by law to be inserted in this Contract will be deemed to be included and will be inferred herein. Either party may request an amendment to cure mistaken insertions or omissions of required provisions. 29. CAPTIONS The captions, titles, and headings in this Contract are for convenience only and may not be used in the construction or interpretation of the Contract or for any other purpose. 30. COUNTERPARTS This Contract may be executed in counterparts, each of which is an original and all of which taken together shall form one single document. 31. NOTICES All notices, requests, and approvals must be sent in writing to the persons below and will be considered effective on the date of personal delivery, the date confirmed by a reputable overnight delivery service, on the fifth (5th) calendar day after deposit in the United States Mail, postage prepaid, registered or certified, or the next business day following electronic submission: To City of Cupertino: Office of the City Manager 10300 Torre Ave. Cupertino, CA 95014 cc: Representative/Coordinator: Chad Mosley Email: chadm@cupertino.org To Contractor: Judge Netting 427 East 17th St., Suite #489 Costa Mesa, CA 92627 cc: Representative/Coordinator: Trace Duke Email: trace@judgenetting.com 32. EXECUTION The persons signing below warrant they have the authority to enter into this Contract and to legally bind their respective Parties. If Contractor is a corporation, signatures from two officers of the corporation are required pursuant to California Corporations Code Section 313. SIGNATURES CONTINUE ON THE FOLLOWING PAGE Public Works Project: Blackberry Farms Golf Course Barrier Net Replacements Public Works Contract / October 2021 Page 12 of 12 IN WITNESS WHEREOF, the parties have caused this Contract to be executed as of the Execution Date first above written. CITY OF CUPERTINO, a Municipal Corporation By: __________________________________ Title: ________________________________ Signature Date: _________________________ JUDGE NETTING By: __________________________________ Title: ________________________________ Signature Date: _________________________ APPROVED AS TO FORM: By: CHRISTOPHER D. JENSEN Cupertino City Attorney ATTEST: By: KIRSTEN SQUARCIA City Clerk Date: daniel H. JUdge President Jul 15, 2022 Christopher D. Jensen Director of Public Works Jul 15, 2022 Jul 15, 2022 11851 Westminster Avenue Garden Grove, CA 92843 Office (800) 955-6788 (714) 265-2200 FAX (714) 265-2400 California Contractors License #: 779080 www.judgenetting.com PROPOSAL March 15, 2022 Ms. Jenny Koverman Recreation Director, City of Cupertino 22100 Stevens Creek Blvd. Cupertino, CA 95014 Re: Blackberry Farms Golf Course #8 and 9 Netting Barrier Installation & #7 Re-net. Dear Ms. Koverman; We propose to supply the material, labor, and equipment necessary to install two netting barriers (130’ L x 40’ H & 200’ L x 40’ H) & replace netting at hole #7 barrier. Poles will be 40’ AGL CL2 wood poles spaced every 25’-26’. Poles to be set into native soil, backfilled, and tamped. New netting will be LFS #930 UV treated polyester with sewn in rope horizontal, vertical, and perimeter rib lines. The netting will stop 8’ from ground level. New cable will be 5/16” and 3/8” extra high strength galvanized cable. Hardware will be ¾” galvanized heavy duty and the end poles will be supported with a down guy and earth anchor. We are a licensed California Contractor and all applicable state and local taxes and prevailing wages are included in this proposal. (Please initial, total, and sign where applicable upon acceptance) Hole #8 & #9 Barriers and #7 Re-net _______ Price for this work as described above is $137,000. Option(s) _______Price for California Stamped engineering is $3,900. _______Price for Performance -payment bond is $2,740. Payment Terms: 30% due upon acceptance of construction contract, with the balance due upon completion. Invoices not paid when due are subject to a service charge of 1-1/2% per month. This is an annual percentage rate of 18%. Should suit be instituted to enforce the provisions of this Proposal and Contract, the prevailing party shall be entitled to reasonable attorney’s fees and court costs as determined by the court or other tribunal hearing the matter. Time is of the essence in the performance of this work. Standard Assumptions: Our prices are firm for acceptance for a period of 30 days only. Good digging conditions defined as being able to complete the excavation using our auguring equipment. Should rocky, sandy, or wet conditions be encountered, an additional charge will include cost, plus 10%. The client will be responsible for locating all private underground utilities located on their property. The material excavated from the holes will be spread next to the hole or disposed of on property as directed. Necessary and reasonable access “to,” “from,” and “at” work site during construction. Golf and other club activities may require alteration during construction to provide a safe working environment for our employees and equipment. Exhibit A Ms. Jenny Koverman March 15, 2022 City of Cupertino Page 2 of 3  Mobilization costs included in our proposal are based on one move on off. Any cessation of work due to lack of permits or any reason by client will require a $5,500 re-mobilization charge with all work and materials invoiced to date.  Our proposal is designed on a basic Wind Speed (3 second gust) to be 110 miles per hour; Exposure Category ‘C', Topographic Factor (kzt) 1.0, per 2013 California Building Code (CBC) at 8% solid with a 150 Lateral soil pressure. If this standard is unacceptable to the governing code authority in your area, we will be pleased to install the structure to the necessary standards and requirements contingent upon acceptance of a revised proposal which will include any cost implications and/or modifications.  If, during the performance of this contract, the price of contractor’s materials increases more than 10%, the price of said materials shall be equitably adjusted by the owner to account for said increase. Standard Exclusions:  We are a non-union company and, as such, will not become signatory to any labor agreement.  This proposal does not include any engineering, DSA approval, permit fees or related costs involved in securing permits except as noted in this proposal. If Judge Netting is not contracted to pull permits, the client is responsible for acquiring all permits and any costs relating to permit requirements. Should a government agency require changes, additional construction costs will be assumed by the client. Should the project be stopped for lack of permits or for any reason by client or government agencies, material and work will be invoiced, and a remobilization fee shall apply.  Tree trimming, stump grinding, grubbing, site clearing, or foundation removal.  Temporary turf protection outside of course provide plywood for equipment.  Indemnification: Judge Netting, Inc. will not indemnify any additional Owners, Architects, Contractors, or Agents.  Accidental non-negligent damage to driveways, parking lots, tennis courts, irrigation systems, or sod, that may be caused by our equipment.  Subsurface or latent physical conditions at the site differing from those indicated.  Unknown physical conditions at the site of any unusual nature, different materially from those ordinarily encountered and generally recognized as inherent in work of the character provided for in the contract.  The owner shall promptly investigate the conditions, and if it finds that conditions do materially so differ, or do involve hazardous waste, and cause a decrease or increase in the Contractor’s cost of, or the time required for, performance of any part of the work shall issue a Change Order in the amount of contractor’s expenses incurred plus 10%.  Judge Netting makes no warranty, either expressly or implied, as to the protective capabilities of netting or structures, including height requirements and/or performance of any existing material or material used during construction. Judge Netting's liability under this contract shall not exceed the price identified above. Cancellation: Upon execution by both parties, this Proposal and Contract is non-cancellable. Any cancellation by Purchaser shall entitle Judge Netting at its discretion, to collect any fees or charges it has incurred in preparation for delivery of the work outlined above. We appreciate the opportunity to present this proposal. Please contact us at dan@judgenetting.com or 714-265- 2200 with questions or concerns. JUDGE NETTING INC. ACCEPTED: CITY OF CUPERTINO By: ______ By: Ms. Jenny Koverman March 15, 2022 City of Cupertino Page 3 of 3 Date: March 15, 2022 Date: Insurance Requirements for Construction Contracts Judge Netting, BBF Golf Course #8 and #9 Netting Barrier Installation Rev Version: June 2022 1 Contractor shall procure and maintain for the duration of the contract, and for five years following the completion of the Project, insurance against claims for injuries to persons or damages to property which may arise from or in connection with the performance of the work hereunder by Contractor, its agents, representatives, employees or subcontractors. MINIMUM SCOPE AND LIMIT OF INSURANCE Coverage shall be at least as broad as: 1. Commercial General Liability (“CGL”): Insurance Services Office (ISO) Form CG 00 01 covering CGL on an “occurrence” basis, written on a comprehensive general liability form, and must include coverage for liability arising from Contractor’s or Subcontractor’s acts or omissions, including Contractor’s protected coverage, blanket contractual, products and completed operations, vehicle coverage and employer’s non-ownership liability coverage, with limits of at least $2,000,000 per occurrence. The CGL policy must protect against any and all liability for personal injury, death, property damage or destruction, and personal and advertising injury. If a general aggregate limit applies, either the general aggregate limit shall apply separately to this project/location (ISO CG 25 03 or 25 04) or the general aggregate limit shall be twice the required occurrence limit. a. It shall be a requirement under this agreement that any available insurance proceeds broader than or in excess of the specified minimum insurance coverage requirements and/or limits shall be made available to the Additional Insured and shall be (1) the minimum coverage/limits specified in this agreement; or (2) the broader coverage and maximum limits of coverage of any insurance policy, whichever is greater. b. Additional Insured coverage under Contractor's policy shall be "primary and non-contributory," will not seek contribution from City’s insurance/self-insurance, and shall be at least as broad as ISO CG 20 10 04 13 c. The limits of insurance required may be satisfied by a combination of primary and umbrella or excess insurance, provided each policy complies with the requirements set forth in this Contract. Any umbrella or excess insurance shall contain or be endorsed to contain a provision that such coverage shall also apply on a primary basis for the benefit of City before the City’s own insurance or self-insurance shall be called upon to protect City as a named insured. 2. Automobile Liability: ISO Form CA 00 01 covering any auto (Code 1), or if Contractor has no owned autos, then hired autos (Code 8) and non-owned autos (Code 9), with limit no less than $1,000,000 per accident for bodily injury and property damage. 3. Workers’ Compensation: As required by the State of California, with Statutory Limits, and Employer’s Liability Insurance of no less than $1,000,000 per accident for bodily injury or disease, or as otherwise required by statute. If Contractor is self-insured, Contractor must provide a Certificate of Permission to Self-Insure, duly authorized by the DIR. N/A if box checked (Contractor provides written verification it has no employees). 4. Professional Liability with limits no less than $1,000,000 per occurrence or claim, and $2,000,000 aggregate. N/A if box checked (Contract is not design/build). 5. Builder’s Risk. Course of Construction insurance utilizing an “All Risk” (Special Perils) coverage form, with limits equal to the completed value of the project and no coinsurance penalty provisions. N/A if box checked (Project does not involve construction or improvements/installations to property). PUBLIC WORKS CONSTRUCTION CONTRACTS Small Projects - $200,000 or less Insurance Requirements: Exhibit B Insurance Requirements for Construction Contracts Judge Netting, BBF Golf Course #8 and #9 Netting Barrier Installation Rev Version: June 2022 2 6. Contractors’ Pollution Legal Liability and/or Asbestos Legal Liability and/or Errors and Omissions with limits no less than $1,000,000 per occurrence or claim, and $2,000,000 policy aggregate. N/A if box checked (Project does not involve environmental hazards). If Contractor maintains broader coverage and/or higher limits than the minimums shown above, City requires and shall be entitled to the broader coverage and/or higher limits maintained by the contractor. Any available insurance proceeds in excess of the specified minimum limits of insurance and coverage shall be available to the City. Self-Insured Retentions. Self-insured retentions must be declared to and approved by City. At City’s option, either: (1) Contractor shall cause the insurer to reduce or eliminate self-insured retentions as respects City, its officers, officials, employees, and volunteers; or (2) Contractor shall provide a financial guarantee satisfactory to City guaranteeing payment of losses and related investigations, claim administration, and defense expenses. The policy language shall provide, or be endorsed to provide, that the self-insured retention may be satisfied by either the named insured or the City. OTHER INSURANCE PROVISIONS The insurance policies are to contain, or be endorsed to contain, the following provisions: Additional Insured Status The City of Cupertino, its City Council, officers, officials, employees, agents, servants and volunteers are to be covered as additional insureds on the CGL and automobile liability policies with respect to liability arising out of the Services performed by or on behalf of Contractor including materials, parts, or equipment furnished. Endorsement of CGL coverage shall be at least as broad as ISO Form CG 20 10 11 85 and CG 20 37 or their equivalents. Primary Coverage with respect to General, Auto, and Excess Liability For any claims related to this Project, Contractor’s insurance coverage shall be “primary and non-contributory” and at least as broad as ISO CG 20 01 04 13 with respect to City, its officers, officials, employees and volunteers, and shall not seek contribution from City’s insurance. If the limits of insurance are satisfied in part by Umbrella/Excess Insurance, the Umbrella/Excess Insurance shall contain or be endorsed to contain a provision that such coverage shall also apply on a “primary and non-contributory” basis for the benefit of City. Notice of Cancellation Each insurance policy required shall provide that coverage shall not be canceled, except with notice to the City. Each certificate of insurance must state that the coverage afforded by the policy is in force and will not be reduced, cancelled or allowed to expire without at least 30 days advance written notice to City, unless due to non-payment of premiums, in which case ten days advance written notice must be provided to City. Such notice must be sent to City via certified mail and addressed to the attention of the City Manager. Waiver of Subrogation Each required policy must include an endorsement providing that the carrier agrees to waive any right of subrogation it may have against City. Contractor agrees to waive rights of subrogation which any insurer of Contractor may acquire from Contractor by virtue of the payment of any loss. Contractor agrees to obtain any endorsement that may be necessary to affect this waiver of subrogation. The Workers’ Compensation policy shall be endorsed with a waiver of subrogation in favor of the City for all work performed by the Contractor, its employees, agents and subcontractors. Acceptability of Insurers Insurance must be issued by insurers acceptable to City and licensed to do business in the State of California, and each insurer must have an A.M. Best’s financial strength rating of “A” or better and a financial size rating of “VII” or better. Verification of Coverage Contractor shall furnish the City with original certificates and amendatory endorsements, or copies of the applicable Insurance Requirements for Construction Contracts Judge Netting, BBF Golf Course #8 and #9 Netting Barrier Installation Rev Version: June 2022 3 insurance language, effecting coverage required by this contract. All certificates and endorsements are to be received and approved by the City before work commences. The City reserves the right to require complete, certified copies of all required insurance policies, including endorsements, required by these specifications, at any time. Subcontractors Contractor shall require and verify that all subcontractors maintain insurance meeting all the requirements stated herein, and Contractor shall ensure that City is an additional insured on insurance required from subcontractors. For CGL coverage subcontractors shall provide coverage with a form at least as broad as CG 20 38 04 13. Surety Bonds As required by Contract and described in the Contract Documents. The Payment and Performance Bonds shall be in a sum equal to the Contract Price. If the Performance Bond provides for a one-year warranty a separate Maintenance Bond is not necessary. If the warranty period specified in the Contract is for longer than one year a Maintenance Bond equal to 10% of the Contract Price is required. Bonds shall be duly executed by a responsible corporate surety, authorized to issue such bonds in the State of California and secured through an authorized agent with an office in California. Special Risks or Circumstances City reserves the right to modify these requirements, based on the nature of the risk, prior experience, insurer, coverage, or other circumstances. SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. INSURER(S) AFFORDING COVERAGE INSURER F : INSURER E : INSURER D : INSURER C : INSURER B : INSURER A : NAIC # NAME:CONTACT (A/C, No):FAX E-MAILADDRESS: PRODUCER (A/C, No, Ext):PHONE INSURED REVISION NUMBER:CERTIFICATE NUMBER:COVERAGES IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. OTHER: (Per accident) (Ea accident) $ $ N / A SUBR WVD ADDL INSD THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. $ $ $ $PROPERTY DAMAGE BODILY INJURY (Per accident) BODILY INJURY (Per person) COMBINED SINGLE LIMIT AUTOS ONLY AUTOSAUTOS ONLY NON-OWNED SCHEDULEDOWNED ANY AUTO AUTOMOBILE LIABILITY Y / N WORKERS COMPENSATION AND EMPLOYERS' LIABILITY OFFICER/MEMBER EXCLUDED? (Mandatory in NH) DESCRIPTION OF OPERATIONS below If yes, describe under ANY PROPRIETOR/PARTNER/EXECUTIVE $ $ $ E.L. DISEASE - POLICY LIMIT E.L. DISEASE - EA EMPLOYEE E.L. EACH ACCIDENT EROTH-STATUTEPER LIMITS(MM/DD/YYYY)POLICY EXP(MM/DD/YYYY)POLICY EFFPOLICY NUMBERTYPE OF INSURANCELTRINSR DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required) EXCESS LIAB UMBRELLA LIAB $EACH OCCURRENCE $AGGREGATE $ OCCUR CLAIMS-MADE DED RETENTION $ $PRODUCTS - COMP/OP AGG $GENERAL AGGREGATE $PERSONAL & ADV INJURY $MED EXP (Any one person) $EACH OCCURRENCE DAMAGE TO RENTED $PREMISES (Ea occurrence) COMMERCIAL GENERAL LIABILITY CLAIMS-MADE OCCUR GEN'L AGGREGATE LIMIT APPLIES PER: POLICY PRO-JECT LOC CERTIFICATE OF LIABILITY INSURANCE DATE (MM/DD/YYYY) CANCELLATION AUTHORIZED REPRESENTATIVE ACORD 25 (2016/03) © 1988-2015 ACORD CORPORATION. All rights reserved. CERTIFICATE HOLDER The ACORD name and logo are registered marks of ACORD HIRED AUTOS ONLY 6/10/2022 Arthur J. Gallagher & Co. Insurance Brokers of CA., Inc. LIC #0726293 18201 Von Karman, #200 Irvine CA 92612 certrequests@ajg.com Travelers Property Casualty Co of America 25674 Homeland Insurance Company of New York 34452Judge Netting, Inc. 11851 Westminster Avenue Garden Grove, CA 92843 The Travelers Indemnity Company of CT 25682 1092673176 C X 1,000,000 X 1,000,000 10,000 1,000,000 2,000,000 X Y Y DT22CO4P888765 1/1/2022 1/1/2023 2,000,000 EBL 1,000,000 A 1,000,000 X X X Y Y 8104P815797 1/1/2022 1/1/2023 Medical Expense 5,000 A X 10,000,000 X CUP4P891733 1/1/2022 1/1/2023 10,000,000 X 10,000 A X Y Y UB4P848417 1/1/2022 1/1/2023 1,000,000 1,000,000 1,000,000 A B Contractors Equipm Pollution Liability QT6605P057469 7930095680000 1/1/2022 1/1/2022 1/1/2023 1/1/2023 L/R EPT Per occurrence Aggregate $800,000 $1,000,000 $2,000,000 RE : Blackberry Farms. The City of Cupertino, its City Council, officers, officials, employees, agents, servants and volunteers are included as an additional insureds as their interest may appear with respect to General Liability per attached form CG T1 00 02 19 on Primary and Non-Contributory basis and Auto Liability per attached form CA T4 74 08 17. Waiver of subrogation applies on General Liability per attached CG D3 16 02 19, Auto Liability per attached CA T3 53 08 17 and Workers compensation per attached WC 99 03 76 ( A). Umbrella policy follows form. 30 day notice of cancellation will be sent for non-payment. The City of Cupertino 10300 Torre Avenue Cupertino CA 95014 COMMERCIAL GENERAL LIABILITY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. BLANKET ADDITIONAL INSURED (Includes Products-Completed Operations If Required By Contract) This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART PROVISIONS (1)Any "bodily injury", "property damage" or "personal injury" arising out of the providing,The following is added to SECTION II – WHO IS AN or failure to provide, any professionalINSURED: architectural, engineering or surveyingAny person or organization that you agree in a services, including:written contract or agreement to include as an additional insured on this Coverage Part is an (a)The preparing, approving, or failing to insured, but only:prepare or approve, maps, shop drawings, opinions, reports, surveys,a.With respect to liability for "bodily injury" or field orders or change orders, or the"property damage" that occurs, or for "personal preparing, approving, or failing toinjury" caused by an offense that is committed, prepare or approve, drawings andsubsequent to the signing of that contract or agreement and while that part of the contract or specifications; and agreement is in effect; and (b)Supervisory, inspection, architectural or b.If, and only to the extent that, such injury or engineering activities.damage is caused by acts or omissions of you or (2)Any "bodily injury" or "property damage"your subcontractor in the performance of "your caused by "your work" and included in thework" to which the written contract or agreement "products-completed operations hazard"applies. Such person or organization does not unless the written contract or agreementqualify as an additional insured with respect to the independent acts or omissions of such specifically requires you to provide such person or organization.coverage for that additional insured during the policy period.The insurance provided to such additional insured is subject to the following provisions:c.The additional insured must comply with the a.If the Limits of Insurance of this Coverage Part following duties: shown in the Declarations exceed the minimum (1)Give us written notice as soon as practicablelimits required by the written contract or of an "occurrence" or an offense which mayagreement, the insurance provided to the result in a claim. To the extent possible, suchadditional insured will be limited to such notice should include:minimum required limits. For the purposes of determining whether this limitation applies, the (a)How, when and where the "occurrence"minimum limits required by the written contract or or offense took place;agreement will be considered to include the (b)The names and addresses of any injuredminimum limits of any Umbrella or Excess persons and witnesses; andliability coverage required for the additional insured by that written contract or agreement.(c)The nature and location of any injury orThis provision will not increase the limits of damage arising out of the "occurrence"insurance described in Section III – Limits Of or offense.Insurance. (2)If a claim is made or "suit" is brought againstb.The insurance provided to such additional the additional insured:insured does not apply to: CG D2 46 04 19 ú 2018 The Travelers Indemnity Company. All rights reserved.Page 1 of 2 Policy Number DT22CO4P888765 COMMERCIAL GENERAL LIABILITY (a)Immediately record the specifics of the (4)Tender the defense and indemnity of any claim or "suit" and the date received; and claim or "suit" to any provider of other insurance which would cover such additional(b)Notify us as soon as practicable and see insured for a loss we cover. However, thisto it that we receive written notice of the condition does not affect whether theclaim or "suit" as soon as practicable.insurance provided to such additional (3)Immediately send us copies of all legal insured is primary to other insurancepapers received in connection with the claim available to such additional insured whichor "suit", cooperate with us in the covers that person or organization as ainvestigation or settlement of the claim or named insured as described in Paragraph 4.,defense against the "suit", and otherwise Other Insurance, of Section IV – Commercialcomply with all policy conditions.General Liability Conditions. Page 2 of 2 ú 2018 The Travelers Indemnity Company. All rights reserved.CG D2 46 04 19 COMM RCI L G NERAL IAB LI YE A E L I T COMMERCIA GENERA LIA ILITY COVERA E FORML L B G in thi Re dsa (1)The "bo i y in ur " o "pro e ty da a e idl j y r p r m g " s th e t re poi y ca e ul y to de e mn ri ht , dut e a d bye n i l c r f l t r i e g s i s n a th t n " a t k s pl cea e a wha s a d s no co e e .i het i n i t v r d n t Thro g o t th s poi y th wo ds "y u a d "y ur" re eu h u i l c e r o " n o f r (2)The "bo i y in u y o "pro e ty da a edl j r " r p r m g " to th Na e Insure sho n i the a d o cur d ri ge m d d w n n c s u n t e p lcy pe i d; a dh oi r o n a y o he pe so o o g n z t o qua i yng a a Na en t r r n r r a i a i n lf i s m d (3)Pri r to th pe i d, no in ure l steo e ro s d i dIn ure und r thi po i y The wo ds "we , "us" a ds d e s lc . r " n un e Pa a ra hd r r g p 1.of II – Who Is"o r re e o t e co pa y p o i i g hi i sura ceu " f r t h m n r vd n t s n n .An In ure a d no "e pl y e a t o i es d n m o e " u h r z d The wo d "i sure " m a s a y o ga i a i n by y u tor n d e n n r n z t o o gi e o ov r f an qu lfyng a such undeai i s r II – Who Is An o kn w tha the "bo i y" r e t d l I sure .i j r " o "pro e ty da a e han d n u y r p r m g " d i whoe o in If such a li te i suren l r .s d n dOt e wo ds a d phr se tha a p a in quo a i nh r r n a s t p e r t t o "e pl y e k e , to them o e " n wm rk ha e m a i g. Re e toa s v e n n f r V –pe i d th t the "bo i y i j ry or o , a d l n u " rDe i i i ns.f nt o "pro e ty da a e , th n a yp r m g "e n SE TI N I – CO ERA EC O V G S co ti u t o o re um ti n o suchn n a i n r s p o f "bo iy in ur " o "pro e ty da a ed l j y r p r m g "CO ERA E A – B D L IN U Y A D P O E TYV G O I Y J R N R P R o a t r th pe i d wil be de m d tor f e e r o l e eD MAGE L A I ITA I B L Y ha e be n no n pri r t h p l cype i dv e k w o o t e oi r o .1. I su i g A reem nn r n g e t c."Bo iy i j ry o "pro e ty da a ed l n u " r p r m g "a.We wi l pa th se sum tha th i surel y o s t e n d duri g th pe i d a d wa no ,n e r o n s tb co e le al o lga e to pa a da a ee m s g ly b i t d y s m g s pri r to the pe i d kn w to ha eor o , o n vb ca se o "bo iy i j ry o "pro e ty da a ee u f d l n u " r p r m g "by a y i sure l ste n e a a ra hn n d i d u d r P r g pto th s in ura ce a pi s. We wil ha ei s n p l e l v 1.of II – Who Is An Insure o a yd r nth rig t a d du y to de e d the i sure a anste h n t f n n d g i "e pl y e a t o i e by y u to gi e om o e " u h r z d o v ra y "sui " se kn th se da a e . Ho e e ,n t e i g o m g s w v r o a o , a yf n " r nwe wi l ha e no dut to de e d the i surel v y f n n d co ti u t o , o re um t o o than n a i n r s p i n f ta anst a y "sui " se kn da a e fo "bo iyg i n t e i g m g s r d l "bo iy i j ry o "pro e ty da a e a t r thd l n u " r p r m g " f e ei j ry o "pro e ty da a e to thin u " r p r m g "s e d f he p ri d.n o t e oi sura ce do s no a py We m y a o rn n e t p l . a , t u in e tga e a y "wi l bev s i t n l"d."Bo iy i j ry o "pro e ty da a ed l n u " r p r m g "a dn se t e a y cl i r "sui " th t a e ul . Bu :t l n am o t a m y r s t t de m d to ha e be n kn wn to ha e o curr de e v e o v c e a the e rl e t ti e whe a y in ure l stet a i s m n n s d i d(1)The a o n we wil pa fo da a e ism u t l y r m g s un e Pa a ra hd r r g p 1.of II – Who Is Anl mte a de cri e ii i d s s b d n III – Li i smt In ure o a y "e pl y e a t o i e by y u tos d r n m o e " u h r z d oOf I sur n e ndn a c ; a gi e o o a ov r f n " r cl i :am(2)Our right and duty to defend end when we ha e use up th li i ov d e m t f (1)Re o t al o a y pa t o the "bo i yp r s l, r n r , f d li the pa m nt o j d m n s on y e f u g e t r i j ry o "pro e ty da a e to us o a yn u " r p r m g " r nse tl m n s und r t e e t e A or B or o h r i sure ;t e n rm d ca x e se un e o e a ee i l e p n s d r C v r g C. (2)a wri t n o de a d ot e r m n rNo o he o l g t o o l a ii y to pa sum ot r bi a i n r i b l t y s r cl i fo da a e o the "bo i yam r m g s f d lo se vce i unl ssr r i s s e i j ry o "pro e t a a e ; rn u " r p r y d m g " oe pl ci l pro i e fo und r Sup l m n a yx i t y vd d r e p e e t r (3)Payments.a a e by a y o he m a s thaw r n t r e n t "bo iy in ur " o "pro e ty da a e had l j y r p r m g " sb.Thi in ura ce a p i s to "bo i y i j ry a ds s n p l e d l n u " n o curre o a t ccurc d r h s o o ."pro e ty d m ge o l fp r a a " ny i : CG 1 0 02 1T 0 9 Pa e 1 o 21g f© 2017 The Travelers Indemnity Company. All rights reserved. Includes copyrighted material of Insurance Services Office, Inc. with its permission. Various provisions policy restrict Declarations, person or Section special Section caused "occurrence policy Section receive notice "occurrence claim occurred, part or authorized prior policy occurred , change during which which discretion,occurrence Section applicable insurance Coverages perform acts covered policy which occurs policy policy occurred Section receive notice "occurrence claim includes change policy Section receive notice "occurrence Receives verbal because Becomes begun coverage. "coverage territory"; Policy Number DT22CO4P888765 COMM RCIAL E ERAL IAB LITYE G N L I e.Da a e o "bo iy i j ry i cl dem g s f d l n u " n u (3)An sta u e o di a ce o e ua i n ea i gy t t , r n n r r g l t o r l t n da a e clam d by a y pe so r rga i a i n to the sae gi t, dim g s i e n r n o o n z t o l , f str bu i n o usi to r e of fo ca e l ss o se vce o de th re ul i g ar r , o f r i s r a s tn t a y t m ro he "bo iy i j r ".n i e f m t d l nu y Thi e cl sio a pi s o l i y u a e in thes x u n p l e n y f o r 2. Ex l si nc u o s bu i e s o m n f ct rng di tri u i g sel n ,s n s f a u a u i , s b t n , li g se vng o furn shi g aco oi be e a e . F rr i r i n l h l c v r g s oThi i sura ce d e no p l os n n o s t a py t :th pur o e o thi e cl sio , pe m t i g ae p s s f s x u n r i t na. Ex ec ed O I te d d I j ryp t r n n e n u pe so to bri g a co oi be e a e o y urr n n l h l c v r g s n o pre i e , fo co sum tims s r n p o o y u pren n o r mse ,i s i t nd d fro th sta d on o th i sure .whe he o non e e m e n p i t f e n d t r r t a fe is cha g d o ae r e r is Thi e cl sio do s no a pl to "bo iy in u y re ure fo such s x u n e t p y d l j r "q i d r is no by it ef, t s l o "pro e ty da a e re ul i g fro the use o co si e e th bu ir p r m g " s t n m f n d r d e s ne s o sel n , ss f li g e vn or i g r b Co trac u l L ab l t d Wo ke s' Co p n a i n An i il r L w. n t a i i i y . r r m e s t o d S m a a s "Bo iy i j ry o "pro e ty da a e fo An o l g to o thedl n u " r p r m g " r y b i a i n f i sure un e an d d r wo k r 'r e s th i sure is o lga e to pa da a e by co p nsa i n di a ie n d bi t d y m g s m e t o , s bl t be e i s ori y n f t re so o th a sum t o o l a i i y i a un m l y e t co pea n f e s p i n f i b l t n e p o m n m n a i n l w o as t o a r n sim l ry i a co tr ct o a r e e t. Thi e cl sio do s no l w.n a r g e m n s x u n e t a a pl o l a i i y f r a a e :p y t i bl t o d m g s e. Em l yer's i b l tp o L a i i y (1)Tha t e i sure o l a e i t e a se cet h n d w u d h v n h b n "Bo iy i j r " tod l nu y : (1)An "e pl y e o the i sure a i in o t om o e " f n d r s g u f(2)Assum d in a co tr ct o a re m nt th t ie n a r g e e a s a d n th co r e o :n i e u s fa "i sure , pro i e th t thn n d vd d a e (a)Em l y e t y th i sure ; op o m n b e n d r"bo iy in u y o "pro e ty da a ed l j r " r p r m g " (b)Pe f r i g dut e re a e to ther o mn i s l t d o a r e e t. Soey fo th purp se or g e m n l l r e o s f l a ii y a sum d in a "i surei b l t s e n n d (2)The spo se chi d pa e t bro h r o sisteu , l , r n , t e r rre so a l a t rne s' fe s a da n be t o y e n o tha "e pl y e a a of t m o e " s fl t g ti n e p nse i curr d by o f r a tyi i a o x e s n e r o a p r Pa a r pr g a h (1)a o eb v .o h r th n a i sure wil be de m d to bet e a n n d l e e Thi e cl si n a pl e whe he th in ure m ys x u o p i s t r e s d ada a e o "bo iy i j ry om g s f d l n u " r be la l s a e p o e r n ny o hei b e a n m l y r o i a t r"pro e ty d m g ", ro i e th tp r a a e p vd d a :a d t a y o lga i n to sha e da a e wi h on o n b i t o r m g s t r(a)Li bl t to such pa ty fo , o fo thea i i y r r r r re a so e ne e se who m st pa da a ep y m o l u y m g sco t o , th t de e se ha asos f a f n s l be n a sum d in the sa e "i suree s e m n d Thi e cl si n do s no a py to l a i i ys x u o e t p l i b ltco tr ct"; ndn a a a sum d by the i sure un e a "i sures e n d d r n n d(b)a t r e s' fe s a d l t g t ot o n y e n i i a i n co tr ct .n a "e pe se a e fo de e se o th t pa tx n s r r f n f a r y f. P l u i no l t oa anst a ci i o at rn t v di putg i vl r l e a i e s e (1)"Bo iy in u y o "pro e ty da a e a i i gd l j r " r p r m g " r s nre out o in whi hs l i n c o t o the , al g d o th e te eu f l e e r r a n dda a e to th s in ura cem g s i s n di cha ge di pe sa , se p g , m gr t o ,s r , s r l e a e i a i na pl e a e al ge .p i s r l e d ree se o o "pol t n s":l a r f l u a tc. L q o i b l ti u r L a i i y (a)At o fro a y pre i e , sit or m n ms s e r"Bo iy i j ry o "pr p rt da a e fodl n u " r o e y m g " r l ca i n whi h i o wa a a y ti eo t o c s r s t n ma y i sure a e h l i b e b e so o :n n d m y b ed l a l y r a n f o ne o by o re t d ow d r , r n e r(1)Ca si g o to the i t xca i nu n r n o i t o l a e to a y i sure . Ho e e , th so n d , n n d w v r io n e so ;f a y p r n subp ra ra h o s n t pp y t :a g p d e o a l o (2)The furn shi g o a co oi be e a e to ai n f l h l c v r g s (i)"Bo i y in u y i susta n d wit i ad l j r " f i e hnpe so und r the l g l dri kng a e or n e e a n i g r bu l i g a d ca se by sm k ,i d n n u d o eu de he o on r t f r fu e , o so t pro uce bym s r o d d o o i i a i g fro e u pm n th tr r g n t n m q i e t a Pa e2 o 21g f CG 1 0 02 1T 0 9© 2017 The Travelers Indemnity Company. All rights reserved. Includes copyrighted material of Insurance Services Office, Inc. with its permission. because license activity which contract" occurs contract", necessary because party's Such proceeding consequence capacity actualwhich which contributing influence escape occupied vapor alcoholic beverages. "Bo i y i j ry o "pro e ty d m ge e pe te odl n u " r p r a a " x c d r re so a l f rce t p o e t pe so s o p o e t .a n be o o r t c r n r r p r y of the contract or agreement; or furnishing alcoholic beverages. subse u n to t e e e ut o o t e co t a tq e t h x c i n f h n r c conduct of the insured's business; or because of the injury. alcohol; COMM RCI L G NERAL IAB LI YE A E L I T i use to he t co l o to pe f rm th no m ls d a , o r r o e r a , th bu l i g o by o hy ra l c oe i dn , r r d ui r o i i a i g fro e u pm n tha isrgn t n m q i e t t fo th o e a i n or e p r t o f use to he t wa e fo pe so ad a t r r r n l "m bi e e ui m n " o it pa t , ifo l q p e t r s r s use by th bui di gs o cup n s oe l n ' c a t r such fue s, o o h rlr t e th i u sts;er g e o e a i g fl i s e ca e fro ap r t n u d s p m (i )i "Bo iy i j ry o "pro e tydl nu " r p r o the . Thi e ce ti nrm s x p oda a e fo y u m y bem g " r o a do s no a pl if the "bo iy i j rye t p y d l n u "hed li b e if y u a e a co tr ct rl a l , o r n a o o "pro e ty da a e a i e o t or p r m g " rs s u fa d the o ne o le se o suchn w r r s e f th in e ti n l di cha ge di pe sae t n o a s r , s r lpre i e , sit o l ca i n ha be nms s e r o t o s e o r l a e o the fue s, r e e s f la de to y ur a ad d o s n o o h r o e a i g fl i s, o i suchr t e p r t n u d r fadditional insured with respect to y ur o g i g o e a i ns pe fo m d fu l , o o he oo n on p r t o r r e es r t r p r t ne a i g fo th t a dt o a i sure a tha fl i s a e bro gh o or a d i i n l n d t t ud r u t n r to the pre i e , sit o l ca i n a d suchms s e r o t o n pre i e , sit o l ca i n wit them s s e r o t o h pre i e , sit o l ca i n is noms s e r o t o t i t nt th t th y be di cha g d,n e a e s r e a d ne e wa o n d o o cupi dn v r s w e r c e di pe se o re e se a pa t os r d r l a d s r f by o re te o l a e to a y, r n d r o n d , n th o e a i n be ng pe fo m d bye p r t o s i r r e i sure , o he tha tha a dt o an d t r n t d i i n l such in ure ,ors d i sure ; on d r (i ii )"Bo iy i j ry o "pro e tydl n u " r p r (i )i "Bo i y inj ry o "pro e tyd l u " r p rda a e a i i g o t o he t,m g " rs n u f a da a e sustan d wit i am g " i e h nsm k o fu e fro a "ho ti eo e r m s m s l bu l i g a d ca se by th re e sei d n n u d e l afi e ;r "o ga e , fum s o v po s frof s s e r a r m (b)At o fro a y pre i e , sit or m n ms s e r m te i l bro g t in o th t bu l i ga r as u h t a i d n l ca i n whi h i o wa a a y ti eo t o c s r s t n m use by o fo a y i sure o o h rs f rd r r n n d r t e o pe f r e by y u o o y u e afr o m d o r n o r b h lth ha dl ng sto a e dispo a,e n i , r g , s l by a co tr ct r r subco t a ; on a o o n r r rpro e sin r re tm n o w stec s g o t a e t f a ;(i ii )"Bo i y inj ry o "pro e tyd l u " r p r(c)If such "pol t n s" a e o we e a a yl u a t r r r t n da a e a i i g o t o he tm g " rs n u f a ,ti e tra spo t d, ha de , sto e ,m n r e n l d r d sm k o fu e fro a "ho ti eo e r m s m s ltr a e , di po e o , o ae t d s s d f r s fi e ; rr " owa te by o o :s r f r (e)At o fro a y pre i e , sit or m n ms s e r(i)An nsure ; oy i d r l ca i n o whi h a y in ure o a yo t o n c n s d r n(i )i An pe so o o g n z t o foy r n r r a i a i n r o wo kngrr iwho y u m y be le alm o a g l y o o a y i sure 'r n n n dsre po si l ;s n b e be af a e o we e a a y ti eh l r r r t n m(d)At o fro a y pre i e , sit or m n ms s e r pe fo mng o e a i n to te t fo ,r r i p r to s s r l ca i n o whi h a y in ure o a yo t o n c n s d r n m ni o , cl a up, re o e co t i ,o t r e n m v , n anco tr ct rs o subco t a r wo kngn a o r n r o s r i tr a , de o i y o ne tr lz , o in a ye t t xf r u ai e r noo a y i sure 'srn n n d wa re po d to o a se s thy s n , r s s ebe af a e pe fo mng o e a i n if theh l r r r i p r t o s o , "po l t n s".f l u a t"pol t n s" a e bro gh o o to thel u a t r u t n r (2)An l ss, co t o e p n e a i in o t oy o s r x e s r s g u fpre i e , si e o l ca i n i co n ct oms s t r o t o n n e i n a yn :wi h such o e a i n by such in ure ,t p r t o s s d co tr ct r o sub o tr ct r. Ho e e ,n a o r c n a o w v r (a)Re ue t, de a d o de o sta ut ry oq s m n , r r r t o rth s subp ra ra h o s n t pp y t :i a g p d e o a l o re u a o y re ui e e t t a a y in ureg l t r q r m n h t n s d (i)"Bo iy inj ry o "pro e tydl u " r p r o o he s te t fo , m ni o , cle n up,r t r s r o t r a da a e a i i g o t o the e ca em g " r s n u f s p r m v , co t i , tre t de o i y oe o e n an a , t xf r o fue s, o ot ef l r h r ne t ai e o in a y wa re po d to ou r l z , r n y s n , r o e a i g fl i s a e ne d dp r t n u d r e e a se s t e o , "pol t n s"; rs s h f l u a t o CG 1 0 02 1T 0 9 Pa e 3 o 21g f© 2017 The Travelers Indemnity Company. All rights reserved. Includes copyrighted material of Insurance Services Office, Inc. with its permission. dehumidify produced electrical mechanical functions necessary which policy lubricants receive lubricants lubricants contractor cto processed ct directly indirectly lubricants which contractors subcontractors directly indirectly effects effects i o n cti n wi h pe a i ns benn c n e o t o r t o i g v hi l pa t de i n d to hod, sto ee c e r s g e l r subcontractor; COMM RCIAL E ERAL IAB LITYE G N L I (b)Cl i o sui by o o be af o a yam r t r n h l f n (b)The o e a i n o a y o the m chi e yp r t o f n f a n r go e nm n a a t o i y o a y o he o e ui m n l ste in Pa av r e t l u h rt r n t r r q p e t i d r gra hp f. 2)( pe so o o ga i a i n b ca se o or n r r nz to e u f r f. 3)(o the de i i i n o "m bi ef f nt o f o l te ti g fo , m nt r ng cl a i g up,e ui m n "; rs n r o i o i , e n n q p e t o re o i g, con ani g, tre tngm vn t i n a i ,(6)d to i yng o ne t ai i g, o i a ye xf i r u r l zn r n n (a)Cha t re i h a pi o o a y i sure ;r e d wt l t t n n dwa re po di g to o a se sin they s n n , r s s g e fe t o , "pol t n s".f c s f l u a t (b)No w e y a y i sure ; a dt o n d b n n d n g Ai craft u o O at rcra t (c). r , A t r W e f No be n use to ca r a y pe so ot i g d r y n r n r pro e ty f r p r o a"Bo iy in u y o "pro e t da a e a i i g o tdl j r " r p r y m g " rs n u o th o n r hi , m i t na ce use orf e w e s p an e n ,h Mob l q ip e t. i e E u m n e tr stm nt to o he s o a y "a t " on u e t r f n u o r "Bo iy in u y o "pro e ty da a e a i i g o td l j r " r p r m g " r s n uw te cra t o n d o o e a e by o re t d oa r f w e r p r t d r n e r o :fl a e to a y in ure . Use o e a i no n d n s d p r t o (1)The tra spo t to o "m bi e e upm n "n r a i n f o l q i e ta d "l a i g r n o dn ".n o d n o u l a i g by a "a t " o ne o o e a e by on u o w d r p r t d rThi e cl si n a pi s e e if the clams x u o p l e v n i s re t d r l a e o a y i sure ; on e o o n d t n n d ra anst a y i sure al g ne l g nce o o h rg i n n d le e gi e r t e (2)The use o "m bi e e ui m nt i , o whi ef o l q p e " n r lwro g on i th supe vsio , hir ngn d i g n e r i n i ,i fo , o whie bengn r r l ie pl y e t tr i i g o m ni o i g o o he s bym o m n , an n r o t r n f t r a y spe d, de oi i n,n e m ltoth t in ure , if th whi h ca sea s d e " c u d o stun i gr t n .th "bo i y i j ry o "pro e ty d m ge i v l ee d l nu " r p r a a " n ov d th o ne shi , m i t na ce use oe w r p an e n ,r i. War e t ust e t to o he s o a y "a t " on r m n t r f n , u o r "Bo iy in u y o "pro e ty da a e a i i g o td l j r " r p r m g " r s n uwa e cra t tha is o ne o o e a e by ot r f t w d r p r t d r o :fre t d r o n d o a y i sure .n e o l a e t n n d (1)Wa , i cl di g u d cl r d o ci i a ;r n u n n e a e r vl w rThi e cl sio o s no a pl t :s x u n d e t p y o (2)Wa l k by a mlta y fo cer i e i i r r ,(1)A wa e cra t whi e a ho e o pre i e y ut r f l s r n ms s o i hi d ri g o de e dng a an t an n e n r f n i g i s no n r e tw o r n ;o e pe t d a t ck by a yr x c e t a , n (2)A a e cra t y u o n t o n ha s:go e n e t so e egn ow t r f o d o w t t i v r m n , v r i r o he a t o it r u h rty usin i i a y pe so n l o t e ge t ; og mlt r r n e r o h r a n s r(a)50 fe t o g o l ss; nde l n r e a (3)In urr cto , re elo , re out o , usurp ds e i n b l i n v l i n e(b)No be n use to ca r a y pe so ot i g d r y n r n r po e , o ta e by go e n e t lw r r k n v r m n apro e ty f r ha g ;p r o a c r e a t o i y in hi d ri g o de e d ng a anstu h r t n e n r f n i g i(3)Pa kn a "a t " o , o o the wa s ne tr i g n u o n r n y x a y o he en f t s .to pre i e y u o n o re t, pro i e the, ms s o w r n vd d j. D m g o P o ertya a e T r p"a t " i no o n d by o re t d o l a eu o s t w e r n e r o n d to y u r he i sure ;"Pro e ty d m ge too o t n d p r a a " : (4)Li bl t a sum d unde a y "i surea i i y s e r n n d (1)Pro e ty y u o n, re t, o o cup ,p r o w n r c y co tr ct fo he o ne shi , m i t na ce o i cl di g a y co ts o en a " r t w r p an e n r n u n n s r x e se i cu rep n s n r d by y u, o a y o he pe so , o g ni a io r n t r r n r a z t o on r e t t , fo re ar, re l ce e tn i y r p i p a m n ,(5)"Bo iy in u y o "pro e ty da a e a i i gd l j r " r p r m g " rs n e ha ce e t, re to a i n o m i t na cen n m n s r t o r an e no t o :u f o such pro e t fo a y re so , f p r y r n a n(a)The op ra i n o m chi e y ore t o f a n r pre e ti n o i j ry to a pe so o da a ev n o f n u r n r m ge ui m n th t i a t ch d to o pa tq p e t a s t a e , r r to a o he 's p o e t ;n t r r p r yo , a la d v hi l th t wo l qua i y af n e c e a u d lf s (2)Pre i e y u sel , gi e a a o a a d n ifms s o l v w y r b n o ,"m bi e e upm n " un e th d fi i i no l q i e t d r e e n t o th "pro e ty da a e a i e o t o a ye p r m g " rs s u f no "m bi e e ui m nt i such la df o l q p e " f n pa t o h se pr mse ;r f t o e i swe e no subj ct to ar t e co p l o y o fi a ci l re po si ii ym u s r r n n a s n b lt (3)Pro e ty l a e o y u;p r o n d t o l w, o o he m t r v hcl in ura cea r t r o o e i e s n (4)Pe so a pro e t i th ca e custo y or n l p r y n e r , d rl w, whe e i is o pri ci ala r t r n p ly co tr l o t e i sure ;n o f h n dga a e ; rr g d o Pa e4 o 21g f CG 1 0 02 1T 0 9© 2017 The Travelers Indemnity Company. All rights reserved. Includes copyrighted material of Insurance Services Office, Inc. with its permission. includes "occurrence practice prearranged racing, prepared for, activity aircraft vehicle includingaction action actual action including licensed An aircraft that is: aircraft, use of aircraft or watercraft; charge. COMM RCI L G NERAL IAB LI YE A E L I T (5)Tha pa t cul r pa t o re l pro e t o phy ica in u yt r i a r f a p r y n s l j r to "y ur o or whi h y u o a y co tr ct rs o "y ur wo k a t r it ha be n putc o r n n a o r o r " f e s e to it in e des t n d use. o y u be af a e pe f rm n o e a i ns, ifn o r h l r r o i g p r t o n Rec l O ro u ts W rk r mp i ed. a l f P d c , o O I a rth "pro e ty da a e a i e o t o tho ee p r m g " r s s u f s P o ertyr po e a i n ; rp r to s o Da a e cl i e fo a y l ss, co t o e pe sem g s am d r n o s r x n (6)Tha pa t o a y pro e t thatr f n p r y t i cu re by y u o o h r fo th l ss o usen r d o r t e s r e o f , m st be re to e , re are o re l ceu s r d p i d r p a d wi hd a a,, re art r w l ,p i , b ca se "y ur wo k wae u o r " s re l ce e t a j stm nt re o a o di po ap a m n , d u e , m v l r s s l o :f (1)"Y u ro uct";o r p dPa a r p sr g a h (1),(3)a dn (4)o th s e cl si n dof i x u o no a py to "pre i e da a e . A se a a et p l ms s m g " p r t (2)"Y u o k ; ro r w r " ol mt o i sura ce a pi s to "pre i e da a ei i f n n p l e ms s m g "(3)"Im are p o e t ";p i d r p r ya de crib d in Pa a r ps s e r g a h 6.of III – i such wo k o pro e t is f r , r p r yLi i s O nsura cemt f I n . Pa a ra hr g p (2)o hs e cl sio o s no a pl if t i x u n d e t p y f pe so o o g nz to o a k o n or n r r a i a i n f n w rth pre i e a e "y ur wo k a d we e ne ee ms s r o r " n r v r o, ,r, re t d r ed fo e t l by y un e o h l r r n a o .da g ro s co di i n i tn e u n t o n i .Pa a r p sr g a h (3),(4),(5)a dn (6)o th sf i o P rso a n d erti i g I ju y. e n l A d A v s n n re cl sio do no a pl to li b l t a sum dx u n t p y a i i y s e "Bo iy in u y a i i g o t o "pe so a a dd l j r " rs n u f r n l nun e sid tr ck a re m ntd r a e a g e e . a v rt si g i j ry .d e i n n u "Pa a ra hr g p (6)o th s e cl sio do s no a plf i x u n e t p y p a a.D tto "pro e ty da a e i cl de in th "pro uct -p r m g " n u d e d s co p e e p ra i n h z r ".m l t d o e t o s a a d Da a e a i i g o t o th lo s o , lo s o usem g s r s n u f e s f s f o , da a e to co ru to o , i a ii y to a ce s,f m g , r p i n f n b l t c sk. D m g o Yo r P o u ta a e T u r d c "Pro e ty da a e to "y ur pr d ct a i i g o tp r m g " o o u " r s n u o t o ny p rt o i .f i r a a f t Ho e e , thi e cl si n do s no a py tow v r s x u o e t p l l a ii y fo a a e b ca se o "bo i y i j r ".i b l t r d m g s e u f d l n u yl. D m g o Yo r Wo ka a e T u r "Pro e ty d "p r q U so i i e o m n ca i n. n l c t d C m u i t oa a e to y ur wo k a i i g o t om g " o r " rs n u f i o a y pa t o it a d i cl d d i he "pro uct -t r n r f n n u e n t d s "Bo iy in u y o "pro e ty da a e a i i g o td l j r " r p r m g " r s n uco p e e p ra i n h z r ".m l t d o e t o s a a d o a y o al g d voa i n o a y l w thaf n r l e e i l to f n a t Thi e cl si n do s no a pl if th da a es x u o e t p y e m g d o pro i i s the se d ng tr n mt i gr hb t n i , a s i t n wo k o th wo k o t o whi h th da a er r e r u f c e m g o dstri ut n fr i b i g o a i e wa pe fo m d o y ur be af by ars s s r r e n o h l r. Acc s O Di c o u e O Con id n i l Oe s r s l s r f f e t a rsubco tr cto .n a r P rso a n o m ti ne n l I f r a om. D m g o I p i ed P o erty O P o ertya a e T m a r r p r r p "Bo iy in u y o "pro e ty da a e a i i g o td l j r " r p r m g " r s n uN t h sic l y In u edo P y a l j r o a y a ce s to o di cl sure o a y pe so 'f n c s r s o f n r ns"Pro e ty da a e to "i p i e pro e t " op r m g " m ar d p r y r o o g ni a i n' co f de ti l or pe so ar r a z t o s n i n a r n lpro e ty th t ha no be n l in u e ,p r a s t e ly j r d i f rm t o .n o a i na i i g o t o :rs n u f s. Asb st se o(1)A in d qu cy or, a e a (1)"Bo iy in u y o "pro e ty da a e a i i gd l j r " r p r m g " r s nda g ro s in "y ur pro uct on e u o d " r o t o th a t a o al g d pre e ce ou f e c u l r l e e s n r"y ur o k ; ro w r " o a t a, al ge o th e t ne di pe sa oc u l le d r r a e d s r l f(2)A dea o fa l r by y u o a y nl y r iu e o r n o e a be to , a be to fi e s o pro u tss s s s s s b r r d co y ur be af to pe fo m a on o h l r r r co tann a be to , pro i e th t then i i g s s s vd d aa re m nt i cco d nce wt t t rm .g e e n a r a i h i s e s "bo iy i j ry o "pro e ty da a e id l n u " r p r m g " sThi e cl si n do s no a pl to the l ss o ses x u o e t p y o f u ca se o co t i ut d to by the ha a d usu d r n r b e z r oo o h r pro e t a i in o t o sudd n a df t e p r y r s g u f e n pro e ti s o sbe to .p r e f a s s CG 1 0 02 1T 0 9 Pa e 5 o 21g f© 2017 The Travelers Indemnity Company. All rights reserved. Includes copyrighted material of Insurance Services Office, Inc. with its permission. particular incorrectly accidental product" recall inspection Section occupied product,withdrawn because suspected defect deficiency inadequacy Electronic actual restricts "unsolicited communication". physica deficiency condition acting contract subco t a t r wo kn di e t y o i dre tln r c o s r i g r c l r n i c y performed on it. o re al d fro th m rk t o fro use by a yr c l e m e a e r m n or inability to manipulate "electronic data". defect, COMM RCIAL E ERAL IAB LITYE G N L I (2)"Bo iy in u y o "pro e ty da a e a i i g e pl y e t- ea ed l j r " r p r m g " rs n m o m n r l t d de cri es b d in o t o th o al g d pre e ce o Pa a r pu f e r l e e s n r r g a h (a),(b), ro (c)a o e ib v s al ge o th e t ne di pe sa ole d r r a e d s r l f Thi e cl si n a pl e whe he th in ure m ys x u o p i s t r e s d aa y soi , li ui , ga e us o th r an l d q d s o r e m l be la l s a e p o e r n ny o hei b e a n m l y r o i a t roi cl di g sm k , v po s,r n u n o e a r a d t a y o lga i n to sha e da a e wit on o n b i t o r m g s h rso t fu e , , a k ls, a do , m s l ai n re a so e ne e se who m st pa da a ep y m o l u y m g swa te a d th t a e pa t o a y os , n a r r f n r be a se o he "bo iy i j r ".c u f t dl nu y"sui " whi h a so al ge a y "bo i y i j ryt c l le s n d l n u "Ex l si nsc u o c.th o gr u h n.do no a p y to "pre i et p l ms so "pro e ty da a e de cri e inr p r m g " s b d da a e . A se a a e li i o i sura ce a pi s tom g " p r t mt f n n p l ePa a r pr g a h (1)a o eb v ."pre i e da a e a de cri e in Pa a r pms s m g " s s b d r g a h 6.of III – Li i s O nsur n emt f I a c .(3)An l ss, co t o e p nse a i in o t oy o s r x e r s g u f a yn :CO ERA E B – P RSO A A D AD ERT SI GV G E N L N V I N IN U Y L AB L TJ R I I I Y( )a Re ue t, de a d o de o sta ut ry oq s m n , r r r t o r 1. In u in g e m ns r g A r e e tre ua o y re ui e e t tha a y i sureg l t r q r m n t n n d o o he s te t fo , m ni o , cle n up,r t r s r o t r a a.We wil pa th se sum tha th i surel y o s t e n d re o e co t i , tre t de o i y om v , n an a , t xf r le al o lga e to pa a da a eg ly b i t d y s m g s ne t ai e o i a y wa re po d to ou r lz , r n n y s n , r o "pe so a a d a v rt si g in ur " tof r n l n d e i n j y a se s the e f ct o , a be to ,s s f e s f s s s th s i sura ce a pl e . We wil ha e thei n n p i s l v a be to fi e s o pro uct co t i i gs s s b r r d s n ann ri ht a d du y to de e d t e i sure a anst a yg n t f n h n d g i n a be to ; rs s s o "sui " se kn th se da a e . Ho e e , we wilt e i g o m g s w v r l ha e no dut to de e d the in ure a an t a yv y f n s d g i s n( )b Cl i o sui by o o be af o a yam r t r n h l f n "sui " se kn da a e fo "pe so a a dt e i g m g s r r n l ngo e n e t l a t o i y o a y o h rv r m n a u h r t r n t e a v rt si g in ur " to thi i sura ce do sd e i n j y s n n epe so o o ga i a i n or n r r nz t o f no a py We m y at o r t p l . a , u ,te ti g fo , m nt r ng cl a i g up,s n r o i o i , e n n i v sti a e a y o fe se a d se t e a y cla m on e g t n f n n t l n i rre o i g, con ani g, tre tngm vn t i n a i ,"sui " th t a e ul . Bu :t a m y r s t tde o i yng o ne t ai i g o in a yt xf i r u r l zn , r n wa re po di g to o a se sin they s n n , r s s g (1)The a o n we wil pa fo da a e ism u t l y r m g s e fe t o , a be to , a be to fi e s o l mte a de cri e if c s f s s s s s s b r r i i d s s b d n III – Li i smt pro uct co t i i g a be to .Of I sura ce a dd s n ann s s s n n ; n t. Em l ymen -Rel te ra ti esp o t a d P c c (2)Ou rig t a d dut to de e d e d whe wer h n y f n n n ha e use up th li i ov d e mt f"Bo iy i j r " todl nu y : i sur n e i the pa m nt o j d m n s on a c n y e f u g e t r(1)A e so ri in ut o nyp r n a s g o f a :se tl m n s und r Co e a et e e t e v r g s A or B or(a)Re usa o e po h t e so ;f l t m l y t a p r n x e se un e o e a ee p n s d r C v r g C .(b)Te mna i n o tha pe so 'sr i t o f t r n No o he o l g t o o l a ii y to pa sum ot r b i a i n r i b l t y s re pl y e t rm o m n ; o pe f r o se vce i unl ssr o m r r i s s e(c)Em l y e t rea ep o m n - l t d , ,e pl ci l pro i e fo un e Su pe e t ryx i t y vd d r d r p l m n ao o i si n, such a co rci n,r ms o s e o Pa m nt .y e sde o i n, e au ti n re ssi nm n ,m t o v l a o , a g e t b.Thi i sura ce a pl e to "pe so a a ds n n p i s r n l ndi cip i e fa l re to pro o e os l n , iu m t r a v rti i g in ur " ca se by a o fe se a i i gd e s n j y u d n f n r s na v nce ha a sm n , hum la i nd a , r s e t ii t o , o t o y u bu i e s but o l i th o f nse wau f o r s n s n y f e f e sdi crimna i n, li e, sl nd r voa i ns i t o b l a e , i l t o co mt e in th "co e a e te r t r " du i g thm i t d e v r g r i o y r n eo th pe so 's rig t of e r n h f poi y p ri d.l c e oo fa se a re t,r l r s de e t o o i p i o m n a pi d t ot n i n r m r s n e t p l e o r 2 Ex l si n. c u o sa tha pe so , re a dl ss ot t r n g r e f Thi i sura ce d e no p l os n n o s t a p y t :whe he such ot r , , r a. Kn w n i l t o f i h s f n th ro i g V o a i n O R g t O A o eo i si n i a pi d o isms o s p l e r co mt e be o e duri g o a t r them i t d f r , n r f e "Pe so a a d a v rt sin in ur " ca se by or n l n d e i g j y u d rti e o t a e so 's e po m nt rm f h t p r n m l y e ; o a th o the i sure wi h thet e f n d t (2)The spo se chi d pa e t bro h r o sisteu , l , r n , t e r r k o l d e th t the wo l voa e the rig tn w e g a u d i l t h s o tha pe so a a co se u nce o "bo iyf t r n s n q e f d l o a o h r a d wo l "pe so a a df n t e n ud r n l n i j ry to tha pe so a who a y o thenu " t r n t m n f a v rt si g i j r ".d e i n n u y Pa e6 o 21g f CG 1 0 02 1T 0 9© 2017 The Travelers Indemnity Company. All rights reserved. Includes copyrighted material of Insurance Services Office, Inc. with its permission. actual actual, irritant practices capacitycontaminant, acids chemicals claim because Section becomes because which which discretion Section applicable practice policy act malicious prosecution directed practice policy act occurs, medical acts covered direction act inflict privacy, directed. COMM RCI L G NERAL IAB LI YE A E L I T Thi e cl si n do s no a pl to "pe so a a anst a ci i o as x u o e t p y r n l g i vl r l e n t v di putt r a i e s e re ou i n pro e di g is l t o c e n n da a e to th s in ura cem g s i s nb Mate ia u l s ed Wi h Kn w ed e O. r l P b i h t o l g f a pl e a e al ge .p i s r le dF l i ya s t f. B ea h O o tracr c f C n t"Pe so a a d a v rt sin in u y a i i g o t or n l n d e i g j r " rs n u f o a o wri te pu lca i n i cl di g "Adv rt sinr l r t n b i t o , n u n e i g i j ry a i i g o t on u " rs n u f a bre ch oa f co tr ctn a . th o th i sure wi h kno l d e oef e n d t we g f g Q a it O erfo m n e f o d – F i u e. u l y r P r a c O G o s a l ri s f l i yt as t .To Co fo m To S at m n sn r t e e t c. Mate ia u l s ed O s d P i r T o i yr l P b i h r U e r o o P l c "Adv rt sin in ur " a i i g o t o th fa l re oe i g j y rs n u f e i u fP rioe d go ds, pro uct o se vce to co fo m wi ho d s r r i s n r t (1)"Pe so a a d a v rt sin nu y a i i g o t a y sta e e t o quar n l n d e i g i j r " rs n u n t m n f l t o pe foi y r r rm n e m dea c a o o a o wri t n pu lca i n i o r "a v rtse ef r l r t e b i t o ,n y u d e i m nt ." pu lca i n by ee t o i m a s, o m t ri lb i t o l c r n c e n f a e a h Wro g D s ri ti n O ric s. n e c p o f P ewho e fi st pu lca i n to k pl ce be o es r b i t o o a f r "Adv rt sin in u y a i i g o t o the wro ge i g j r " r s n u f nth b gi ni g o t e p lcype i d re e n n f h oi r o ; o de cri t o o the pri e o go ds, pro uct os p i n f c f o d s r(2)"Ad e t si g i j ry a i i g ou ofv r i n n u " rs n t se vce sta e n y ur "a v rt se e t .r i s t d i o d e i m n "i f i ge e t o co y i ht "ti l " o "sl g n"n r n m n f p r g , t e r o a i. In el ec u l P op rtyt l t a r ei y ur "a v rt se e t who e fi stn o d e i m n " s r i f i ge e t i y ur "a v rt se e t wa "Pe so a a d a v rt sinn r n m n n o d e i m n " s r n l n d e i g in u y a i i g o tj r " rs n u of co mt e be o e the be i n n o the a y o al g d i fm i t d f r gn i g f n r l e e n ri ge e t o voan m n r i l t o oi n f po i y p ro .a y o th fo l wi g ri h s o la s, o a yl c e i d n f e l o n g t r w r n o h rt e "pe so a a d a v rtsi g in ur " al ge i a yr n l n d e i n j y le d n nd Crim n l Act. i a s cl i o "sui " th t aso a l ge a y sucham r t a l l e s n"Pe so a nd a v rt si g i j ry a i i g o t o ar n l a d e i n nu " rs n u f i f i ge e t r i l t o :n r n m n o voa i ncri i a co mt e by o a the omn l m i t d r t f (1)Co y i h ;p r g tth i sure .e n d (2)Pa e tt n ;e. Co trac u l L ab l tn t a i i i y (3)Tra e d e s;d r s"Pe so a a d a v rt sin in ur " fo ther n l n d e i g j y r i sure ha a sum d la ii y in a on d s s e i b lt r (4)Tra e n m ;d a e a re m nt Thi e cl sio do s no a pl tog e e . s x u n e t p y (5)Tra e a kd m r ;l a i i y f r a a e :i b lt o d m g s (6)(1)Tha the i sure o l a e i h a se cet n d w u d h v n t e b n (7)Ot e n el ctu l p o e t i h s o a s.h r i t le a r p r y r g t r l w Thi e cl sio d e no p l os x u n o s t a p y t :(2)Be a se o "pe so a in u y a sum d byc u f r n l j r " s e y u in a o a re m nt th t i aor g e e a s n (1)"Ad e t si g i j ry a i i g o t o a yv r i n nu " rs n u f n"i sure co tr ct , pro i e th t then d n a " vd d a o a l g d i fri g m n o voa i n or le e n n e e t r i l t o f"pe so a in u y i ca se by a o f n er n l j r " s u d n f e s a o h r's co y i h , "ti l " o "sl g n" in t e p rg t t e r o a n y ur "a v rt se e t ; ro d e i m n " otho a re m n . Soey fo theer g e e t l l r (2)An o h r "pe so a a d a v rt sin in u yy t e r n l n d e i g j r "pu po e o li blty a sum d by y u i ar s s f a i i s e o n n al ge in a y clam o "sui " th t asole d n i r t a l"i sure co t a t , re so a l a t r e s'n d n r c " a n be t o n y al ge a y such i f i ge e t o voa i nle s n n r n m n r i l t ofe s a d ne e sa y l tga i n e pe see n c s r i i t o x n s o a o h r' co y i ht "ti l " o "sl g n" if n t e s p r g , t e r o a ni cu re by o fo a pa ty o he th n an r d r r r t r a n y ur "a v rt se e t .o d e i m n "i sure wi l be de m d to be da a en d l e e m g s be a se o "pe so a i j ry , ro i e h t:c u f r n l n u " p vd d t a j. In u ed I ed a n n e ne ypes r s n M i A d I t r t T B si e s su n s e(a)Li bl t to such pa t fo , o fo tha i i y r y r r r e co t o , th t pa t ' de e se ha asos f a r ys f n s l "Pe so a a d a v rtsi g in ur " ca se by ar n l n d e i n j y u d nbe n a sum d by y u in th sa ee s e o e m o fe se co mt e by a i sure who ef n m i t d n n d s"i sure o t a t ; ndn d c n r c " a bu i e s i :s n s s (b)Su h a t r e s' fe s a d l t g t oc t o n y e n i i a i n (1)Ad e t si g o pu lshi g;v r i n ,r b i ne pe se a e fo de e se o th t pa tx n s r r f n f a r y CG 1 0 02 1T 0 9 Pa e 7 o 21g f© 2017 The Travelers Indemnity Company. All rights reserved. Includes copyrighted material of Insurance Services Office, Inc. with its permission. publication direction including which which actual act direction which contract contract contract actual "broadcasting" injury" caused by malicious prosecution. by ee tro i m a s, o a e i l f do e by o tl c nc e n f m t ra, i n r a of the contract or agreement; or co mt e sub e ue t to th e e ut o om i t d s q n e x c i n f Trade secret; or COMM RCIAL E ERAL IAB LITYE G N L I (2)De ig i g o de e m nn con e t o ne tr l zn , o i a y wa es nn r t r i i g t n f u ai i g r n n y r spo di g on n t , ro we sit s f r o he s; rb e o t r o (3)An In e n t se rch, a ce s, co t nt ot r e a c s n e r o War. se vce p o i e .r i r vd r "Pe so a nd a v rtsi g i j ry a i i g o t o :r n l a d e i n n u " r s n u f Ho e e , thi e cl si n do s no a p y tow v r s x u o e t p l (1)Pa a ra hr g p s a. 1)(,(2)a dn (3)o th d fi i i n ff e e nt o o (2)Wa l k by a mlta y fo ce in l dngr i e i i r r , c u i"pe so a i j ry .r n l nu "a t o i hi d ri g o de e dng a an t ac i n n n e n r f n i g i s nF r t e p rp se o hs e cl sio :o h u o s f t i x u n a t a o e pe t d a t ck by a yc u l r x c e t a , n (1)Cre tn a d pro uci g co re po de ce go e nm nt so e egn o oa i g n d n r s n n v r e , v r i r t e a t o i yh r u h r t wri t n in the co d ct o y u busin ss,usin i i a y pe so n lt e n u f o r e g mlt r r n e o t e ge t ; or o h r a n s r bu l t ns, fi a ci l o a n a re o t , ol e i n n a r n u l p r s r (3)In urre t o , re el o , re out o , usurp ds c i n b l i n v l i n ene sle te s a o t y u go ds, pro u ts ow t r b u o r o d c r po e , o ta e by go e n e t lw r r k n v r m n ase vce wil no be co si e e ther i s l t n d r d a th ri y i hi d rng o de e di g a anstu o t n n e i r f n n g ibu i e s o u l shi g; a ds n s f p b i n n a y o he en f t s . (2)The pl ci g o fra e , bo d rs o l n s, oa n f m s r e r i k r p U so i i e o m n ca i n. n l c t d C m u i t oa v rt sin , fo y u o o he s a y he e od e i g r o r t r n w r n "Pe so a a d a v rt sin in u y a i i g o t or n l n d e i g j r " rs n u fth Int rn t wi l no , by i sef, be co si e ee e e l t t l n d r d a y o al ge voa i n o a y l w th tn r l e d i l t o f n a ath bu i e s o a v rt si g "bro dca ti ge s n s f d e i n , a s n "o pro i i s the se d ng tr n mt i gr hb t n i , a s i t no pu l shi g.r b i n o dstri ut n f "un oi i e co m ni a i n".r i b i g o s lc t d m u c t ok. El c ro i h t oo s O u le i B arde t n c C a r m r B l t n o s q Acc s O Di c o u e O Con id n i l O. e s r s l s r f f e t a r "Pe so a a d a v rt sin in u y a i i g o t or n l n d e i g j r " rs n u f P rso a n o m ti ne n l I f r a o a e e tro i cha r o o bul e i bo rd then l c nc t o m r l tn a "Pe so a a d a v rt sin in u y a i i g o t or n l n d e i g j r " rs n u fi sure ho ts o o ns, o o e whi h then d s r w r v r c a y a ce s to o di cl sure o a y pe so ' on c s r s o f n r ns ri sure x rci e co t o.n d e e s s n r l o ga i a i n' co fi e t a o pe so ar n z t o s n d n i l r r n l l. U au h rized U e f n th r's a e On t o s O A o e N m r i f rm t o .n o a i n P o u tr d c r. Asb st se o "Pe so a a d a v rt sin in u y a i i g o t or n l n d e i g j r " rs n u f (1)"Pe so a a d a v rt sin n u y a i i g o tr n l n d e i g i j r " rs n uth una t o i e use o a o he 's na e oe u h rz d f n t r m r o the o al ge pre e ce ofr le d s n rpro uct in y ur - al a d e s, o an n m od o e m i d r s d m i a e r al ge r hre t n d i pe sa o a be to ,le d o t a e e d s r l f s s sm ta a , o a y o he siml r ta ti s to msl ae t g r n t r i a c c i e d a be to fi e s o pro u ts co t i i gs s s b r r d c n anna o h rs p t nt a usto e s.n t e ' o e i l c m r a be to , pro i e th t th "pe so a a ds s s vd d a e r n l n m. P l u i no l t o a v rt sin in ur " i ca se o co tr bu ed e i g j y s u d r n i t d to by t e h z rd us pro e ti s o sbe to .h a a o p r e f a s s"Pe so a a d a v rt sin in u y a i i g o t or n l n d e i g j r " rs n u f (2)"Pe so a a d a v rt sin n u y a i i g o tr n l n d e i g i j r " rs n uth al ge o th e te e di cha g ,e l e d r r a n d s r e o the o al ge pre e ce ofr le d s n rdi pe sa , se pa e mgra i n, ree se os r l e g , i t o l a r al ge o th e t ne di pe sa o a y soi ,le d r r a e d s r l f n l de ca e o "pol t n s" a ny t m .s p f l u a t t a i e l q i , ga e us o th rm l ir i a t oi u d s o r e a rt n rn P l u i n Rel t d. o l t o - a e co ta i a t i cl di g sm k , v po s,n mn n , n u n o e a r An o s, x e se a i in ut o nyy l s e p n r s g o f a :so t fu e , ak l s, a do , m s l ai n wa te a d th t a e pa t o a y os , n a r r f n r(1)Re ue t, de a d o de o sta ut ry oq s m n , r r r t o r "sui " whi h a so a l ge a y "pe so a a dt c l l e s n r n l nre ua o y re ure e t th t a y in ure og l t r q i m n a n s d r a v rt sin in u y de cri e i Pa a r phd e i g j r " s b d n r g ao h r te t fo , m nt r up re o et e s s r o i o , , m v ,(1)a o eb v .co ta n tre t de o i y o ne t ai e o inn i , a , t xf r u r lz , r (3)An l ss, co t o e p n e a i in o t oy o s r x e s r s g u fany way respond to, or assess the effects o , "pol t n s"; r a yf l u a t o n : (2)Cl i o sui by o o be af o a yam r t r n h l f n (a)Re ue t, de a d o de o sta ut ry oq s m n , r r r t o r re u a o y re ui e e t tha a y i sureg l t r q r m n t n n dgovernmental authority or any other person o o g nz ti n o te ti g fo ,o o he s te t fo , mr r a i a o f s n r r t r s r o i o , cle n up,n t r a m ni o i g,up, re o i g re o e co t i , tre t de oo t r n m vn ,m v , n an a , t xfy oi r co ta n n , tre t ng de o i yng or ne t ai e o i a y wa re pon i i g a i , t xf i u r l z , r n n y s nd to o, r Pa e8 o 21g f CG 1 0 02 1T 0 9© 2017 The Travelers Indemnity Company. All rights reserved. Includes copyrighted material of Insurance Services Office, Inc. with its permission. action action actual, actual restricts actual actual, actual actual, cost or clean because cleaning acids, chemicals claim assessing the effects of, "pollutants". War, including undeclared or civil war; COMM RCI L G NERAL IAB LI YE A E L I T a se s the e f ct o , a be to ,s s f e s f s s s (3)o y u pe a i ns;f o r o r t o a be to fi e s o pro uct co t i i gs s s b r r d s n ann pro i e ha :vd d t ta be to ; rs s s o (a)The ta e pl ce in th "co e a ek s a e v r g( )b Cl i o sui by o o be af o a yam r t r n h l f n te rt r " a d uri g t e p l cype i dr i o y n d n h oi r o ;go e n e t l a t o i y o a y o h rv r m n a u h r t r n t e (b)The e pe se a e i cu re a d re o t d tox n s r n r d n p r epe so o o ga i a i n or n r r nz t o f us wit i o e y a o the da e o theh n n e r f t fte ti g fo , m nt r ng cl a i g up,s n r o i o i , e n n na dre o i g, con ani g tre tngm vn t i n , a i , de o i yng o ne t ai i g o in a yt xf i r u r l zn , r n (c)The in ur d pe so subm t to e a i a i nj e r n i s x mn t o , wa re po di g to o a se sin they s n n , r s s g e fe t o , a be to , a be to fi e s o a o t n s we re so a lf c s f s s s s s s b r r s f e a a n by re ui eq r . pro uct co t i i g a be to .d s n ann s s s b.We wil m k th se pa m nt ol a e e y e s f s. Em l ymen -Rel t d P act c sp o t a e r i e fa l . The e pa m nt wil no e ce d theu t s y e s l t x e a pl ca l li i o i sura ce We wi l pap i b e mt f n n . l y"Pe so a nur " tor n l i j y :re so a l x e se f r:a n b e e p n s o(1)A e so ri in ut o nyp r n a s g o f a :(1)F rst ad a mni te e a the ti e o ai i d i s r d t m f n(a)Re u a o e po ha p rso ;f s l t m l y t t e n (b)Te mna i n o tha pe so 'sr i t o f t r n (2), X-ra a dy ne pl y e t rm o m n ; o de t l se vce , n a r i s (c)Em l y e t rea ep o m n - l t d , , a t o o i si n, such a co rci n,c r ms o s e o (3)ho pi a,s t lde o i n, e au ti n re ssi n e tm t o v l a o , a g m n ,pro e si n l nu si g a d un r l se vce .f s o a r n n f e a r i sdi cip i e fa l re to pro o e ors l n , iu m t 2. Ex l si nc u o sa v nce ha a sm n , hum la i nd a , r s e t ii t o , We wil n t a e pe se fo "bo i y i j r ":l o p y x n s r dl nu ydi crimna i n, li e, sl nd r voa i ns i t o b l a e , i l t o o th pe so 's rig t of e r n h f ,a. An I su edy n r o fa se a re t,r l r s de e t o o i p i o m n a pi d t ot n i n r m r s n e t p l e o r b H red P rso. i e na tha pe so , re a d e s ot t r n g r l s f whe he such ot r , , r To a pe so hi e to do wo k fo o o be af or n r d r r r n h l f o i si n i a pi d o isms o s p l e r a y i sure r t na t f ny i sure .n n d o a e n o a n d co mt e be o e duri g o a t r them i t d f r , n r f e c. In u y O N rma l O c p ed P em s sj r n o l y c u i r i eti e o t a e so 's e po m nt rm f h t p r n m l y e ; o To a pe so in u e o th t pa t o pre i er n j r d n a r f ms s(2)The spo se chi d pa e t bro h r o sisteu , l , r n , t e r r y u o n o re t tha th pe so no m lyo w r n t e r n r alo th t pe so a a co se u nce of a r n s n q e f "pe so a i j ry to th t pe so a whor n l n u " a r n t m d Wo ke s' Co p n a i n An i il r L w. r r m e s t o d S m a a sa y o the e pl y e t rea en f m o m n - l t d To a pe so , whe he o no a "e pl y e or n t r r t n m o e " fde cri e in Pa a ra hs b d r g p (a),(b), or (c) a y i sure , i be e i s f r t e "bo iy i j r " a en n d f n f t o h dl n u y rabove is directed. pa a l o m st be pro i e und r a wo k r 'y b e r u vd d e r e sThi e cl si n a pl e w e he th in ure m ys x u o p i s h t r e s d a co p nsa i n o di a i i y be e i s la o am e t o r s b lt n f t w rbe l a l s a e p o e r n ny o hei be a n m l y r o i a t r si i a a .ml r l wa d t a y o l ga i n to sha e da a e wi h on o n b i to r m g s t r e. Ath et c c i iti sl i s A t v erepay someone else who must pay damages o he "pe so a nj ry .f t r n l i u "To a pe so i j re whi er n n u d l CO ERA E CV G o pa t ci a i g i a y phy ica e e ci e or r i p t n n n s l x r s s r– MED CAL P YMEN SI A T ga e , po t , o a h e i co te ts.m s s r s r t l t c n s1. In u in g e m ns r g A r e e t f. P o u ts-Co p e ed O era i n a ardr d c m l t p t o s H za.We wil pa m dca e pe se al y e i l x n s s In l d d wi hi the "pro uct -co p e ec u e t n d s m l t dbeo o "bo i y i j r " ca se b n cci e tl w f r d l n u y u d y a a d n : o e a i n h z r ".p r t o s a a d(1)On p e i e y u o n r e tr ms s o w o r n ; g Co erag x l s o s. v e A E c u i n(2)On wa s ne t to pre i e y u o n o re ty x m s s o w r n ; or u d r o e a en e C v r g A. CG 1 0 02 1T 0 9 Pa e 9 o 21g f© 2017 The Travelers Indemnity Company. All rights reserved. Includes copyrighted material of Insurance Services Office, Inc. with its permission. Because accident because practice policy privacy malicious prosecution directed practice policy act occurs, accident; regardless accident; Necessary medical, surgical including prosthetic devices; and Necessary ambulance, practices capacity because described occupies. practicing, instructing Excluded a o r e pe se by phy i i nt u x n , s c a s o o r hocef u c i To any insured, except "volunteer workers". COMM RCIAL E ERAL IAB LITYE G N L I SU P EMEN ARY P YMEN SP L T A T a sum d by th in ure in th sa e "i sures e e s d e m n d co tr ct ;n a "1.We wi l pa , wi h to a y cl i wel y t n am d.The a l ga i ns i th "sui " a d t e i f r a i nl e t o n e t n h n o m t oi v stga e o se tl , o a y "sui " a anst n i suren e i t r t e r n t g i a n d we k o a o t th "o cur e ce o o f n e a en w b u e c r n " r f e s rwe d fe de n : such th t no co fl ct a p a s to e i t be we na n i p e r xs t ea.A l e pe se we i curl x n s n .th i t re ts o the i sure a d the i t re ts oe n e s f n d n n e s f th i de n t ee n m i e ;b.Up to $2 50 fo th co t o bal bo ds re u re, 0 r e s f i n q i d b ca se o a ci e ts o tra f c l w voa i ne u f c d n r f i a i l to s e.The in e nt e a d the i sure a k us tod m i e n n d s a i i g o t o the use o a y tors n u f f n a d co t o th de e se o than n r l e f n f t th Bo iy Inj ry Li b l t Co e a e a p i s. Wee d l u a i i y v r g p l e i d m i e a an t such "sui " a d a re than e n t e g i s t n g e t do no h v t h se bo ds.t a e o t e n we ca a si n th sa e co n e to de e d thn s g e m u s l f n e i sure nd th i d m i e ; ndn d a e n e n t e ac.The co t o bo ds to a ta hm n s, buts f n t c e t f.The i d m i e :n e n t e o i sura ce We do no ha e to furn sh th sef n n . t v i e (1)Ag e s i w i i g or e n r t n t :bo d .n s (a)Co p r t wi h us in th in e ti a i n,o e a e t e v s g t o d.Al re so a l e pe se by thel a n be x n s se t e e t o d fe se o h "sui ";t l m n r e n f t e t i sure a o r re ue t to a sist us in then d t u q s s (b)Im e i t l se d us co i s o a ym d a ey n p e f ni v stga i n o de e se o th cl i o "sui ",n e i t o r f n f e am r t d m nd , no i e , sum o se o e ae a s t c s m n s r l g li cl di g l ss o e rn n s up to $5 0 an u n o f a i g 0 pa e s re ev d in wi h thep r c i e t "sui ";t e.Al co rt co ts ta e a anst th i sure in thel u s x d g i e n d (c)No i y an o h r insure who et f y t e r s "sui ". Ho e e , th se pa m nt do not w v r e y e s t co e a e i a al be to th i de n t ev r g s v i a l e n m i e ; a t rne s' fe s o a t rn y ' e pe se ta et o y e r t o e s x n s x d a dn a anst h i sure .g i t e n d (d)Co p r t wi h us wi h too e a e t t f.Pre u g e t i t re t a a d d a anst the co rdi a i g o he a pl caj d m n n e s w r e g i o n t n t r p i b e i sura cel n n i sure o tha pa t o th j d m n we pa . If a al bl o tn d n t r f e u g e t y v i a e t he i de n t e nn m i e ; a d we m k a o f r to pa the a pl ca l li i oa e n f e y p i be mt f (2)Pro i e u wt ri t n ut o i a i n tovd s s i h w t e a h rz t o :i sura ce we wil no pa a y preu g e tn n , l t y n j d m n (a)Ob an a d o h r i f r a i nt i n t e n o m t oi te e t ba e o tha pe i d o ti e a t r then r s s d n t r o f m f e rea e t h "sui "; ndl t d o t e t ao fe .f r (b)g.Al i t re t o the fu l a o n o a y ju g e tl n e s n l m u t f n d m n i d m i e n uch "sui ".n e nt e i s tth t a t r e tr o th j d m n a daf e n y f e u g e t n So lo g a th a o e co dt o s a e m t a t r e s'n s e b v n i i n r e , t o n yb fo e we ha e pad, o f r d to pa , oe r v i f e e y r fe s by us in th de e se o thaee f n f tde o it d in co rt th pa t o th ju g e t thap s e u e r f e d m n t i de nt e ne e sa y l t ga i n e pe sen m i e , c s r i i t o x n si wt i h a pl ca l lm t o n ura ces i h n t e p i be i i f i s n . by us a d ne e sa y l t g ti n e p nse byn c s r i i a o x e sThe e pa m n s wil no the l mts os y e t l t i i f th i d m i e a o r re u st wil be pad ae n e n t e t u q e l i s.Su p e e t ry Pa m n s. No wi h ta dn thep l m n a y e t t t s n i g2.If we de e d a i sure a anst a "sui " a d af n n n d g i t n n pro i i n o Pa a ra hvs o s f r g p 2. . 2)b (of I –i d m i e o the in ure i aso na e a an e n t e f s d s l m d s Co e a e – Co e a ev r g s v r g A – Bo i y Inj ry Andl u dto the "sui ", we wil de e d tha i d m i e if al ot l f n t n e n t e l f Pro e ty Da a e Li bi i y o Pa a ra hp r m g a l t r r g p 2. .e ofth f l o i g e ol wn I – Co e a e – Co e a ev r g s v r g B – Pe so ar n l An Adv rt sin Inj ry Li bi i y such pa m nt wi ld e i g u a lt , y e s la.The "sui " a anst the i d m i e se kt g i n e n t e e s no be de m d to be da a e fo "bo i y i j ry ,t e e m g s r dl n u "da a e fo the in ure ha a sum dm g s r s d s s e "pro e ty da a e o "pe so a in u y , a d wi l nop r m g " r r n l j r " n l tth la i i y o th i d m i e in a oe i b lt f e n e nt e r re u e t e l mts o n ura ced c h i i f i s n .a re m ntg e e b.Thi i sura ce a pl e t uch l a ii y a sum ds n n p i s o s i b lt s e Ou o lg t o to de e d a in ure ' in e nt er bi a i n f n n s ds d m i e by t e i sure ;h n d a d to pa fo a t rne s' fe s a dn y r t o y e n l t g ti n e pe se a Sup l m n a y Pa m n si i a o x n s s p e e t r y e tc.The o lga i n to de e d o the co t o thb i t o f n , r s f e e ds wh nn e :de e se o , tha i d m i e , ha a so be nf n f t n e n t e s l e Pa e10 o 21g f CG 1 0 02 1T 0 9© 2017 The Travelers Indemnity Company. All rights reserved. Includes copyrighted material of Insurance Services Office, Inc. with its permission. respect vehicle which furnish release incurred actual conduct connection include accrues reduce insurance party which contract that is an "insured contract"; respect records incurred incurred incurred Section Section necessary itonly for bond amounts the applicable limwithin day because of time off from work. Co du t a d co t o th de e se o t en c n n r l e f n f h conditions are met: COMM RCI L G NERAL IAB LI YE A E L I T a.We ha e use up the a pl ca l l mt o wo k rs" whie pe fo mng duv d p i b e i i f r e l r r i ti se in th pa m nt o j d m n s,rea e to the co d ct oe y e f u g e t l t d n u f y uro se te e t o m dca x e se ; r bu i e s;t l m n s r e i l e p n s o s n s (b)To th spo se chi d pa e t, bro he oe u , l , r n t r rb.The co dt o s se fo t a o e o the te m on i i n t r h b v , r r s f si te o tha co "e pl y e os r f t - m o e " rth a r e e i a a ra he g e m n n P r g p f.a o eb v , "v l n e r wo k r" a a co se u nceou t e r e s n q ea e n o ge e .r o l n r m t o a a r pf P r g a h (1) a)(a o eb v ;SE TI N I – WH S AN I SU EDC O I O I N R (c)F r whi h th re i a y o l ga i n too c e s n bi t o1.If y u re d si n t d n tho a e g a e i e sha e da a e wi h o re a so e ner m g s t r p y m oa.An in i i ua, y u a d y u spo se a ed vd l o n o r u r ese who m st pa da a e be a sel u y m g s c ui sure s, but o l wit to then d n y h o the in ur de cri e in Pa a ra hf j y s b d r g po usin ss o o re t e soe o n r.f a b e f y u a h l w e (1) a)(or (b)a o e rb v ; ob.A pa tn rshi o jo n v n ure y u a e ar e p r i t e t , o r n (d)Ari i g o t o hi o he pro i i g os n u f s r r vd n ri sure . Y ur m m e s, y u pa t e s, a dn d o e b r o r r n r n fa l ng to pro i e pro e sio a he l hi i vd f s n l atth i spo se a e a so in ure s, bu o l wi her u s r l s d t n y t ca e se vce .r r i s Unl ss y u a e in th busin ss oe o r e e rc.A li i e l a ii y co pa y y u a e a i sure .mt d i bl t m n , o r n n d o cup ti n o pro i i g pro e sio a he l hc a o f vd n f s n l atY u m m e s a e aso i sure s, bu o l wi ho r e b r r l n d t n y t ca e se vce , Pa a ra hr r i s r g p s (1) a)(,(b),(c)to th o y ur busin ss. Y ue f o e o r a dn (d)a o e do no a pl to "bo iy i j r "b v t p y dl n u ym na e s a e i sure s, but o l wi h ta g r r n d n y t o a i i g o t o pro i i g o fa l n to pro i ers n u f vd n r i i g vdth i u i s a y ur a a e s.er d t e s o m n g r fi st ad o "Go d Sa a i a se vce " byr i r o m r t n r i sd.An o ga i a i n o he th n a pa t e shi , j i tr n z t o t r a r n r p on a y o y ur "e pl y e " o "v l n e rn f o m o e s r ou t e v nt r o l mte l a ii y co p ny y u a e ae u e r i i d i b lt m a , o r n wo k rs", o h r tha a e po e or e t e n n m l y d r v l n e r Any such "e pl y e " oou t e m o e s r a e in ure s, but o l wi h to th ir s d n y t er "v l n e r wo k rs" pro i i g o fa l ng toou t e r e vd n r ii d ti s a y ur o . Y uu e s o r o r pro i e fi st ad o "Go d Sa a i avd r i r o m r t n st ck od r a e aso i sure s, but o l wi ho h l e s r l n d ny t se vce " du i g the r wo k ho rs fo y ur i s r n i r u r o wil be de m d to be wi hi thel e e t n sco e o the r e pl y e t by y u op f i m o m n o re.A tr st, y u a e a in ure . Y u tru te s a eu o r n s d o r s e r pe f r i g dut e rea e to the co d ct or o mn i s l t d n u faso in ure s, but o l wit to th il s d n y h er y ur usin ss.o b ed ti s a t u te s.u e s r s e (2)"Pro e ty d m ge to pr p rt :p r a a " o e y2.f he fo l wi g i aso a i sure :o t l o n s l n n d (a)Own d, r se yeo u d b ;a.Y ur "v l n e r wo k rs" o l whi e pe fo mngo ou t e r e ny l r r i (b)Re t d to in the custo y on e ,, d rdu i s re a e to the o y ur busin ss,t e l t d f o e co tr l o , o o e whi h phy ican o f r v r c s lo y u "e pl y e ", o h r th n et e y ur o r m o e s t e a i h r o r co tr l i b i g e e ci e fo a yn o s en x r s d r n pu po e b ;r s yo h r tha a pa t e shi , j i t v n u e o l mt dt e n r n r p on e t r r i i e l a ii y co p ny o y u a a e s (i o re ai b l t m a ) r o r m n g r f y u a y u, a y o y u "e pl y e ", "v l n e ro n f o r m o e s ou t el mte l a ii y co pa y , but o l foi i d i bl t m n ) n y r wo k rs", a y pa t e o m m e i o rer e n r n r r e b r ( f y u awi hi the o the r e p o m n by y u ot n f i m l y e t o r a pa t e shi o jo n v n u e , o a yr n r p r i t e t r ) r nwhie pe f rm n du i s rea e to the co d ctl r o i g t e l t d n u m m e (i y u a e a li i e l a i i ye b r f o r mt d i bl to y ur busin ss. Ho e e , no e o th sef o e w v r n f e co pa y .m n )"e pl y e " o "v l n e r wo k rs" a em o e s r ou t e r e r b.An pe so (o he tha y ur "e pl y e oy r n t r n o m o e " ri sur d f r:n e s o "v l n e r wo k r"), o a y o g nz t o , whieou t e r e r n r a i a i n l(1)"Bo iy i j r " o "pe so a n ur ":d l nu y r r n l i j y a t n s y u e l e ta e m na e .c i g a o r r a s t a g r (a)To y u, to y u pa t e s o e be s (io o r r n r r m m r f c.An pe so o o g nz t o ha i g pro ey r n r r a i a i n vn p ry u a e a pa t e shi o j i t v n u e ,o r r n r p r on e t r )te po a y custo y o y ur pro e ty if y u di ,m r r d f o p r o eto y u m m e s (if y u a e a li i eo r e b r o r mt d bu nl :t o yl a ii y co p n ), to a co "e pl y ei bl t m a y - m o e "(1)Wit to li b l t a i i g o t o theha i i y r s n u fwhie in th o hi o hel e f s r r m i t na ce o se o t a r p rt ; a dan e n r u f h t p o e y ne pl y e t o pe fo mng dut em o m n r r r i i s rea e to the o y ul t d f o r (2)Unt l y u l ga re r se t t v ha be ni o r e l p e n a i e s e bu i e s, o to y u o h r "v l n e r a pon e .s n s r o r t e ou t e p i t d CG 1 0 02 1T 0 9 Pa e 11 o 21g f© 2017 The Travelers Indemnity Company. All rights reserved. Includes copyrighted material of Insurance Services Office, Inc. with its permission. insurance t described Declarations as: respect conduct which respect conduct respect respect officers directors respect Each conduct acts scope doctor. acting occupied care course conduct respect respect to the conduct of your business. i sure . Y u "e e u i e o fi e s" a d di e t rsn d o r x c t v f c r n r c o respect to their liability as stockholders. "e e u i e o f ce s" (i y u a e a o ga i a i nx c t v f i r f o r n r n z t o COMM RCIAL E ERAL IAB LITYE G N L I d.Y u l g l re re e t t v if y u di , but o lo r e a p s n a i e o e ny b.Ari e o t o th o n r hi , m i te a ce os s u f e w e s p an n n r wi h to duti s as such. Tha use o t a a t o ny pre i etetf h t p r f a ms s l a e o y u.e s d t o re re e ta i e wi l ha e a l y u rig t a dp s n t v l v l o r h s n The i sura ce pro i e to such pre i e o ne ,n n vd d ms s w rdu i s un e hi Co e a e Pa tt e d r t s v r g r .m na e o l sso i to the fo l wnga g r r e r s l o i e.An pe so o o ga i a i n tha , wi h y u pro i io s:y r n r r nz t o t t o r vs n e pre s o im le co se t, et e use o isx s r p i d n n i h r s r a.The l mts o i sura ce pro i e to suchi i f n n vd dre po sibe fo the use o a wa e cra t th t y us n l r f t r f a o pre i e o ne , m na e o le so wil be thems s w r a g r r s r ldo no o n th t s:t w a i mnm m l mt th t y u gre d o p o i e i hei i u i i s a o a e t r vd n t (1)50 fe t o g r e s; a d wri t n o a r e e t, o the le l n o l s n t e r g e m n r i i smt sho n i he ra i ns, hi e a e l ss.w n t to w v r r e(2)No be ng use to ca ry a y pe so ot i d r n r n r pro e ty f r .p r o a b.The in ura ce pro i e to such pre i es n vd d ms s o ne , m na e r e so o s no a pl t :w r a g r o l s r d e t p y o3.An o g n z t o y u ne l o fo m o h ry r a i a i n o wy r r , t e th n a pa t e shi , jo n v nt r o l mt d la ii ya r n r p i t e u e r i i e i b lt (1)An "bo iy in u y o "pro e ty da a ey dl j r " r p r m g " co p ny a d o y u a e t e soe o n r o i th t o cur , o "pem a , n f o r h l w e r n a c s r rso a a d a v rti in l n d e s ng y u m i t i a o ne shi in e e t o m r i j ry ca se byo an an n w r p t r s f o e n u " u d a o fe se tha in f n t s th n 50 , wi l qu lfy a a Na e nsure f t e e i co mt e , ft r oa % l ai s m d I d i h r s m i t d a e y u to be t na t na e n i no o h r siml r in ura ce a al bl to tha th t re i e ; rt e i a s n v ia e t a p ms s o o ga i a i n o e e :r n z t o . H w v r (2)St u tu a ate a i ns, ne or c r l l r t o w r a.Co e a e und r thi pro i i n i a f rde o l de oi i n o e a iv r g e s vs o s f o d ny m l to p r t o s pe fo m dn r r e by o or n un i th 180t da a t r y u o fo m th be af o such p e i e ot l e h y f e o r r e h l f r ms s wn r, m na e re a g r o o ga i a i n o the e d o the pe i d,l sso .r nz t o r n f ro e r 5.An pe so o o g n z t o th t is a e ui m nty r n r r a i a i n a n q p e b.Co e a ev r g A do s no a pl to "bo iy in u y o l sso nd t a o a ee t p y d l j r " r e r a h t y u h v gr e i w i t n coa e d n a r t e ntr cta "pro e ty da a e th t be o e y u o a re m nt to in l dp r m g " a f r o r g e e c u e a a a dt o as n d i i n l i sure on d n i e r f rm d he o ga i a i n nd th s Co e a e Pa t is au r d o o e t r n z t o ; a i v r g r n i sure , bun d t o l wi hny t re pe t to l a ii y fo "bo i y i j ry , "pro e tys c i b l t r dl nu " p rc.Co e a ev r g B do s no a py to "pe so a a de t p l r n l n da a e , r "pe so a nd a v rt si g i j ry th t:m g " o r n l a d e i n nu " aa v rt sin i j ry a i i g o t o a o f n ed e i g n u " r s n u f n f e s co mt e be o e y u a q i e o fo m d them i t d f r o c u r d r r e a.Is "bo i y i j ry o "pro e ty da a e th tdl n u " r p r m g " a o ga i a i n o cur , o i "pe so a a d a v rt si g in u yr nz t o .c s r s r n l n d e i n j r " ca se by a o fe se tha is co mt e ,u d n f n t m i t dF r th pu po e o Pa a r po e r s s f r g a h 1.o Se t of c i n II –subse u nt to the si n ng o tha co tr ct oq e g i f t n a rWho Is An In ure , e ch such o ga i a i n wi l bes d a r nz t o l a re m nt a dg e e ; nde m d o b e ig a e n t ee e t e d s n t d i h b.Is ca se , in whoe o i pa t, by y u a ts ou d l r n r o r c ra.An o g nz t o , o he tha a pa t e shi , jo nr a i a i n t r n r n r p i t o i si n in the m i t n nce o e a i n o usems o s an e a , p r t o rv nt r r i i e i bi i y co pa y re u e o l mt d l a l t m n ; o o e u pm n l a e to y u by such e up e tf q i e t e s d o q i m n l sso .e rb.A rust;t The in ura ce pro i e t such qu p e t l sso ss n vd d o e i m n e r ia e in it na e o the do um nt thas t d s m r c e s t subj ct to t e fo l wi g p o i i n :e h l o n r vs o sgo e n i s str ct rev r t u u . a.The l mts o i sura ce pro i e to suchi i f n n vd d4.An pe so o o g n z t o th t i a pre i ey r n r r a i a i n a s ms s e ui m n e so wl e t e mn m m l mt t aq p e t l s r i l b h i i u i i s h to ne , m n g r o l sso a d th t y u ha e a re dw r a a e r e r n a o v g e y u a r e to pro i e i the wri te co tr ct oo g e d vd n t n n a ri a wri t n co t a t o a re m nt to i cl d a an t e n r c r g e e n u e s n a re m nt o the li i s sho n i thg e e , r mt w n ea di i n l in ure o th s Co e a e Pa t is ad t o a s d n i v r g r n De l ra i ns, hi h v r a e l ss.c a t o w c e e r ei sure , but o l wit re pe t to li b l t fo "bo iyn d n y h s c a i i y r d l b.The i sura ce pro i e to such e up e tn n vd d q i m ni j ry , "pro e ty da a e o "pe so a a dn u " p r m g " r r n l n l sso do s no a pl to a y "bo i y i j ry oe r e t p y n d l n u " ra v rt sin nur " th t:d e i g i j y a "pro e ty da a e th t o curs, o "pe so ap r m g " a c r r n l a.Is "bo iy i j ry o "pro e ty da a e th t a d a v rt sin in ur " cad l n u " r p r m g " a n d e i g j y u e by a o fe ses d n f n th t i co mt e , a t r the e ui m nt l a ea s m i t d f e q p e e soccurs, or is "personal and advertising injury" e pi e .x r sca se by a o fe se tha is co mt e ,u d n f n t m i t d subse u nt to the si nng o tha co tr ct oq e g i f t n a r No pe so o o ga i a i n is a in urer n r r n z t o n s da re m nt a dg e e ; n th co du t o a y curre t o pa t pa t e shi , jo ne n c f n n r s r n r p i t Pa e12 o 21g f CG 1 0 02 1T 0 9© 2017 The Travelers Indemnity Company. All rights reserved. Includes copyrighted material of Insurance Services Office, Inc. with its permission. respect charge acquire which which acquire policy whichever is earlier; occurred acq subject contract Decla che cease construction indica Declarations as: with respect to COMM RCI L G NERAL IAB LI YE A E L I T a.The a o n sho n fo th Da a e Tom u t w r e m g a Na e In ure in the ra i n . Thi pa a ra h Pre i e Re tm d s d a t o s s r g p ms s n e To Y u Li i i thd o mt n e do s no a pl to a y such pa t e shi , jo n v nt re o De rae t p y n r n r p i t e u r t o s o hi Co e a e Pai n f t s v r g rt o; r l mte l a ii y co pa y tha o h rwi e qua i i s a ai i d i b l t m n t t e s l f e s n b.$3 0 0 0 if no a o nt i sho n fo the0 , 0 m u s w r Da a e To Pre i e Re t d To Y u Li i im g ms s n e o mt n SE TI N I I – L MIT F I S RAN EC O I I S O N U C 7.Su j ct to Pa a r pb e r g a h 5.a o e the M dcab v , e i l1.The Li i s o Insura ce sho n i thmt f n w n e Ex e se Li i i th m st we wil pa und rp n mt s e o l y ea d th rul s be o fi the m st we wil pan e e l w x o l y Co e a ev r g C fo al m di e p nse be a se or l e x e s c u fr ga de s o he nu be f:e r l s f t m r o "bo iy i j r " su tan d y a y o e p rso .d l nu y s i e b n n e na.In ure s;s d The Li i s o Insura ce o thi Co e a e Pa t a plmt f n f s v r g r p yb.Cl i s m de o "sui s" bro gh ; oam a r t u t r se a a ey to e ch co se ut v a n a pe i d a d to a yp r t l a n c i e n u l r o n n re ani g pe i d o l ss th n 12 m nt s, sta t n wi hm i n ro f e a o h r i g tc.Pe so s o o ga i a i n m kng or n r r nz t o s a i r th be i n n o the poi y pe i d sho n i thee g n i g f lc ro w nbri g ng "sui s".n i t De ra i ns, une s the poi y pe i d is e t nd d a t rt o l s l c ro x e e f e2.The Ge e a Agg e a e Lmt m st e wi l p yn r l r g t i i i o w l a i sua ce fo a a di i n l pe i d o le s th n 12s n r n d t o a r o f s afo he sum o :r t f m nt s. In th t ca e th a dt o a pe i d wil beo h a s , e d i i n l r o la.M di a x e se un e o e a ee c l e p n s d r C v r g C ;de m d pa t o h l st re i g e i d o urp se oe e r f t e a p n p ro f r p o s f de e mn ng th L mts o nsura cet r i i e i i f I n .b.Da a e unde Co e a em g s r v r g A, e ce t da a ex p m g s o "bo iy i j ry o "pro e ty da a ef d l n u " r p r m g "SE TI N I – CO MERCIAL G N RAL L AB L TYC O V M E E I I Ii cl d d in th "pro uct -co pe e o e a i nsn u e e d s m l t d p r t o CO D TI NN I O Sha a d ; ndz r " a 1. B n ru tcya k pc.Da a e u d r Co e a em g s n e v r g B .Ba k up cy o i sov ncy o th i sure o o thn r t r n l e f e n d r f e3.The Pro u ts-Co pl t d Ope a i ns Aggr g ted c m e e r t o e a i sure ' e ta e wil no re i v us o o r o lga i nn ds s t l t l e e f u b i t o sLi i i th m st we wil pa un e Co e a emt s e o l y d r v r g A for un e hi Co e a e Pa td r t s v r g r .da a e o "bo iy in u y a d "pro e tym g s f dl j r " n p r 2. D ti s In T e vent O cc rren e O f n e,u e h E f O u c , f e sda a e i cl de i the "pro uct -co p e em g " n u d n d s m l t d Cla m r S ii O u to e a i n h z rd .p r t o s a a " a.Y u m st se to i th t we a e no i i d a so no u e t a r t f e s o4.Su j ct to Pa a r pb e r g a h 2.a o e th Pe so a Andb v , e r n l a pra a l o a o a o f n es b e f n " r n f e sAd e t si g In u y Li i is the m st we wil pav r i n j r m t o l y whi h m y re ul i a clam To the e t nc a s t n i . x e tun e Co e a ed r v r g B fo the sum o al da a erf l m g s po si l , sho ls b e udbe a se o al "pe so a i j ry a d "a v rt sinc u f l r n l n u " n d e i g (1)Ho , whe a d whe e the e ce ow n n r r n " ri j ry sustan d y a y o e pe so r r a i a i nn u " i e b n n r n o o g nz t o . o fe se t o l cef n o k p a ;5.Su j ct to Pa a r pb e r g a h 2.or 3.a o eb v , (2)The na e a d a dr sse o a y in ur dm s n d e s f n j ea pl e , the Occurr n e Li i i th m st wep i s e c mt s e o pe so s a d i n sse ; ndr n n wt e s awi l p y fo he sum o :l a r t f (3)The na ur a d l ca i n o a y i j ry ot e n o t o f n n u ra.Da a e u d r Co e a em g s n e v r g A ; nda da a e a i i g o t o th e ce om g rs n u f e r n " rb.M di a x e se un e o e a ee c l e p n s d r C v r g C ;o fe sef n .be a se o a l "bo i y i j ry a d "pro e ty da a ec u f l d l n u " n p r m g "b.If a cl i i m de o "sui " i bro g t a anstam s a r t s u h g ia i i g o t o a y o e "o cur e ce .rs n u f n n c r n "a y i sure , y u u t:n n d o m sF r the pur o e o de e mni g the a pl ca lo p s s f t r i n p i be (1)Im e i t l re d th o them d a ey e fEa h Occurr n e Li i , al re a e oc e c mt l l t d r cl i r "sui " a d he da e r cev d ndam o t n t t e i e ; ao i si n co mt e i pro i i g o fa lng toms o s m i t d n vdn r i i (2)No i y us a so n a pr ctca l .t f s o s a i b epro i e fi st ad o "Go d Sa a i a se vce " tovd r i r o m r t n r i s a y o e pe so wi l be de m d to be o en n r n l e e n Y u m st se to i tha e r cev ri t n o u e t t w e i e w t e"o cur e ce .c r n "o h cl i o "sui " a so n af t e am r t s o s 6.Su j ct to Pa a r pb e r g a h 5.a o e th Da a e Tob v , e m g c.Y u a d ny o he n ov d n ure m st:o n a t r i v l e i s d uPre i e Re t d To Y u Li i i the m st we wilms s n e o mt s o l (1)Im e i t l se d us co i s o a ym d a ey n pe f npa und r Co e a ey e v r g A fo da a e or m g s f de a d , , sum o se o le am n s m n s r g l"pre i e da a e to a y o e pre i e . Thems s m g " n n ms s pa e s re v d in co ne n wit thp r e n h eDa a e To Pre i e Re t d To Y u Li i wl em g ms s n e o mt i l b :cl i r "sui ";am o t CG 1 0 02 1T 0 9 Pa e 13 o 21g f© 2017 The Travelers Indemnity Company. All rights reserved. Includes copyrighted material of Insurance Services Office, Inc. with its permission. Decl Declarations claims s the because cla cal cla ced because whichever Each acts because ctic "occurrence notice include: "occur "occur cor specifics notice practicable. notices cei ctio v nt r o l mt d la i i y co pa y tha is no sho n ae u e r i i e i b lt m n t t w s the Declarations of this Coverage Part. insured under Section II – Who Is An Insured. COMM RCIAL E ERAL IAB LITYE G N L I (2)Au h ri e us to o ta n a d o h rt o z b i n t e (i ii )An o f ce o of i r r f i f rm t o ;a y o h r r a i a i n rn o a i n n t e o g nz t o ; o (3)Co p r t wi h us i th in e ti a i n oo e a e t n e v s g to r ( v)i A ruste f ny t u t;t e o a r s se t e e t o the cl i o de e se a anstt l m n f am r f n g i th t is y u pa t e , jo n v n u ea o r r n r i t e t rth "sui "; nde t a m m e , m na e o ru te ; re b r a g r r t s e o (4)Assi t us, upo o r re ue t, i thesn u q s n (b)An e p o e a t o i e by suchy m l y e u h r z de fo ce e t o a y ri h a an t a yn r m n f n g t g i s n pa t e shi , j i t v n ure li i er n r p on e t , mt dpe so o o ga i a i n m y be l a lr n r r n z to a i be l a i i y co p ny trust or ot ei b l t m a ,h rto th i sure o in u y o da a ee n d f j r r m g o ga i a i n to gi e o ar nz t o v f nto whch hi i sura ce m y aso a p yi t s n n a l p l .o o fe se" r f n . d.No in ure wil e ce t a th t in ure 's o ns d l , x p t a s d w (3)to us o such ofrco t, v l nt ri y m k a pa m n , a sum a ys ou a l a e y e t s e n o fe se wil be de m d to be gi e a so nf n l e e v n s oo l g ti n o a y e pe se o h r tha fobi a o , r n x n , t e n r a pra ti a l i it is gi e i go d fa th as c c b e f v n n o i sfi st i , wi h u o r r ad t o t u so n a pra ti a l to y u wo k r 'o s c c b e o r r e s co p nsa i n in ure . Thi a p i s o l ifm e t o s r s p l e n ye.The fo l wi g pro i io s a p y to Pa a ra hl o n vs n p l r g p a. y u subse ue tl gi e no i e to us o theo q n y v t c fa o e bu o l fo pur o e o th in ura ceb v , t ny r p s s f e s n "o cur e ce o o fe se a so n ac r n " r f n s o spro i e un e t i Co e a e Pa t o y u o a yvd d d r h s v r g r t o r n pra t ca l a t r a y o th pe so sc i b e f e n f e r ni sure l ste i Pa a r pn d i d n r g a h 1.or 2.o Se ti nf c o II de cri e in Pa a ra hs b d r g p e. 1( )or (2)a o eb v– Who I A nsure :s n I d di co e s tha th "o cur e ce o o fe ses v r t e c r n " r f n(1)No i e to us o such ot c f r m y re ul in sum to whi h the in ura cea s t s c s no fe se m st be gi e a so n af n u v n s o s pro i e un e th s Co e a e Pa t m yvd d d r i v r g r apra l o l a t r th e ce ob e ny f e e r n " r a pl .p yo fe se is k o n to y u (i y u a e af n n w o f o r n Ho e e , i thi po i y i cl de a e do se e tw v r f s l c n u s n n r m ni d vdu l , a y o y u pa tn rs orn i i a) n f o r r e th t pro i e li i e co e a e fo "bo iy i j rya vd s mt d v r g r dl nu "m m e s who i a in i i u l (if y u a e ae b r s n d vd a o r o "pro e ty da a e o po l ti n co ts a i i gr p r m g " r l u o s r s npa t e shi o jo n v n ure , a y o y ur n r p r i t e t ) n f o r o t o a di cha ge ree se o e ca e ou f s r , l a r s p fm na e s who is a in i i u l (i y u a e aa g r n d vd a f o r "pol t n s" whi h co t i s a re ui e e t thal u a t c n an q r m n tl mte li blty co p n ), a y o y ui i d a i i m a y n f o r th di cha ge re e se o e ca e o "pol t n s"e s r , l a r s p f l u a t"e e u i e o f ce s" o (i y u a ex c t v f i r r f o r m st be re o te to us wi hn a spe i i n m eu p r d t i c f c u b ra o g nz t o o h r tha a pa t e shi ,n r a i a i n t e n r n r p o da s a t r i s a ru t co m n e e t, th sf y f e t b p m e c m n ij i t v nt re o li i e l a ii y co pa y ,on e u , r mt d i b l t m n )Pa a r pr g a h e.do s n t a fe t t a e u re e t.e o f c h t r q i m na y o y ur tr ste s who is a i dvdu l (ifn f o u e n n i i a 3. L g l c i n Ag i s se a A t o a n t Uy u a e a trust) o a y "e pl y eo r r n m o e " No pe so o o g nz to ha a ri h und r th sr n r r a i a i n s g t e ia t o i e by y u to gi e no i e o au h r z d o v t c f n Co e a e P rtv r g a :"o cur e ce o o fe sec r n " r f n . a.To jo n us a a pa t o o h r i e bri g us i ti s r y r t e ws n n o(2)If y u a e a pa t e shi , jo n v n ureo r r n r p i t e t ,a "sui " a ki g o d m ge f o n n ure ; ot s n f r a a s r m a i s d rl mte li blty co pa y o tru t, a d no ei i d a i i m n r s n n b.To sue us o th s Co e a e Pa t unl ss al on i v r g r e l fo y ur pa t e s, jo n v nt r m m e s,f o r n r i t e u e e b r i s t rm ha e be n ul co p i d i ht e s v e f l y m l e wt .m na e s o t u te s a e i di i u l , o i ea g r r r s e r n vd as n t c to us o such "o cur e ce o o f nse m stf c r n " r f e u A pe so o o ga i a i n m y sue us to re o e or n r r n z to a c v r nbe gi e a so n a pra ti a l o l a t rv n s o s c c be n y f e a a r e se te e t o o a fi a ju g e t a anstn g e d t l m n r n n l d m n g i th "o cur e ce o o fe se i k o n ye c r n " r f n s n w b :a in ure ; but we wil no be li be fo da a en s d l t a l r m g s th t a e no pa a l und r th te m o th sa r t y b e e e r s f i(a)An nd vdu l w o i :y i i i a h s Co e a e Pa t o tha a e i e ce s o thev r g r r t r n x s f (i)A pa t e o m m e o a yr n r r e b r f n a pl ca l l mt o in ura ce An a r e se tl m np i be i i f s n . g e d t e e t pa t e shi r on e t r ;r n r p o j i t v n u e m a s a se tl m n a d ee se o i bl t ig e ye n t e e t n r l a f l a i i y s n d b us, the i sure , a d the cl i a t o th clam n 'n d n am n r e i a ts(i )i A m na e o a y l mte la ii ya g r f n i i d i b lt l ga e r se ta i ee l r p e n t v .co p nym a ; Pa e14 o 21g f CG 1 0 02 1T 0 9© 2017 The Travelers Indemnity Company. All rights reserved. Includes copyrighted material of Insurance Services Office, Inc. with its permission. records which because executive director notice "occurrence Notice "occurrence" incur consent. ctica "occur directors "occurrence" COMM RCI L G NERAL IAB LI YE A E L I T 4. O h r n u an e ( it e I s r c i )Tha i in ura ce fo "pre i et s s n r ms s da a e ;m g "If v ld a d col cti l o h r i sura ce is a al bl oai n l e be t e n n v i a e t ( i )i i If th lo s a i e o t o thee s r s s u fth i sure fo a lo s we co e unde Co e a ee n d r s v r r v r g s A m i t na ce o use o a rcra tan e n r f i f ,or B o th s Co e a e Pa t o r o l g t o s a ef i v r g r , u bi a i n r "a t s" o wa e cra t to the e t ntu o r t r f x el mte a de cri e i a a ra hi i d s s b d n P r g p s a.a dn b.beo .l w no subj ct to a y e cl sio i th st e n x u n n iAs use a y he e in th s Co e a e Pa t o h rd n w r i v r g r , t e Co e a e Pa t th t a pl e tov r g r a p i si sura ce m a s in ura ce o th fun i g on n e n s n , r e dn f arcra t "a t s" o w t rcra ti f , u o r a e f ;l sse , ha s p o i e y hr u h o o b haf o :o s t t i r vd d b , t o g r n e l f (i )v Tha is in ura ce a al bl to at s n v i a e(i)An t e i sura ce co pa yo h r n n m n ;pre i e ow e , m na e orms s n r a g r(i )i Us o n f ur ff la e n ura ce co pa i s,r a y o o a i i t d i s n m n e l sso th t qua i i s a a in uree r a l f e s n s de ce t whe th No cum l t o ox p n e n u a i n f un e Pa a ra hd r r g p 4.of II –Occurr n e Li i pro i io o Pa a ra he c mt vs n f r g p 5.of Who Is An Insure , e ce t whed x p nIII– Li i s Of Insura ce o th Nomtn r e n Pa a r pr g a h d.beo pp i s; rl w a l e ocum l ti n o Pe so a a d Adv rt sin In urua o f r n l n e i g j y (v)Tha is i sura ce a al b e to at n n v i a l nLi i pro i io o Pa a ra hmt vs n f r g p 4.of III –e ui m n l sso th t quai i s aq p e t e r a l f e sLi i s o In ura ce a pi s thmt f s n p l e e a in ure unde Pa a r pn s d r r g a h 5.ofAm n m n – No Cum l t o Of e d e t n ua i n II – Who Is An Insure ,dOccurr n e Li i Of Li bi i y And Noe c mt a l t n e ce t whe Pa a ra hx p n r g p d.be ol wCum l t o Of Pe so a A d Ad e t si g Inj ryu a i n r n l n v r i n u a pl e .p i sLi i e do se e t i i cl de n thmt n r m n s n u d i i ;(b)An o the o h r i sura ce whe hey f t e n n , t r(i ii )An i k e e ti n gro p; oy r s r t n o u r pri a y e ce s, co t n e t o o a ym r , x s n i g n r n n o h r ba is, tha i a al bl to tht e s t s v ia e e(iv)Any self-insurance method or program, in i sure whe the i sure is an d n n d nwhich case the insured will be deemed to be th p o i e f o h r i sura ce a di i n l i sure , o is a y oe r vd r o t e n n .d t o a n d r n th re i sure tha do s no qu l fy a an d t e t ai sOt e in ura ce do s no in l d um relh r s n e t c u e b l a na e i sure , un e such o h rm d n d d r t ei sura ce o e ce s in ura ce th t wa bo g tn n , r x s s n , a s u h i sura cen n .spe i i al to a py in e ce s o th Li i s oc f c l y p l x s f e mt f (2)Whe th s i sura ce i e ce s, we wiln i n n s x s lIn ura ce sho n in the o th ss n w f i ha e no dut und r Co e a ev y e v r g s A or B toCo e a e P rtv r g a . de e d th i sure a anst a y "sui " i a yf n e n d g i n t f nAs use a y he e in th s Pa t o h rd n w r i r , t e o h r in ure ha a du y to de e d thet e s r s t f ni sure m a s a pro i e o o h r in ura ce Asn r e n vd r f t e s n .i sure a an t tha "sui ". If no o h rn d g i s t t t euse in Pa a ra hd r g p c.beo , in ure m a s al w s r e n i sure de e d , we wil un e t k t o son r f n s l d r a e o d ,pro i e f n ura cevd r o i s n .bu we wil b nt t e t h i sure ' ri h st l e e i l d o t e n ds g t a anst l h se o h r nsur r .g i al t o t e i e sa. P i ary I su an er m n r c (3)Whe thi in ura ce i e ce s o e o h rn s s n s x s v r t eThi insura ce is pri a y whes n m r n i sura ce we wi l pa o l o r sha e o then n , l y n y u r fPa a r pr g a h b.beo a pl e . If th s i sura ce il w p i s i n n s a o nt o the lo s, i a y th t e ce d them u f s f n , a x e spri a y o r o l g ti n a e no a f cte une sm r , u b i a o s r t f e d l s sum o :fa y o th o h r i sura ce is a so pri a yn f e t e n n l m r . (a)The to a a o nt tha al such o h rt l m u t l t eThe , we wil sha e wi h al t a o he n ura cen l r t l h t t r i s n i sur n e wo l pa fo th lo s i thn a c u d y r e s n eby t e m th d e cri e n Pa a r ph e o d s b d i r g a h c.beo ,l w a se ce o hi i sura ce nb n f t s n n ; a de ce t h n a a ra hx p w e P r g p d.beo pp i s.l w a l e (b)The to a o al a d seft l f l n l -b Ex e s I s ran e. c s n u c i sure a o nt unde a l th t o h rn d m u s r l a t e(1)Thi i sura ce i e ce s o e :s n n s x s v r i sur n en a c . (4)We wil sha e the re an ng l ss, if a yl r m i i o n ,( )a An o the o he in ura ce whe hey f t r s n , t r wi h a y o he in ura ce th t i not n t r s n a s tpri a y e ce s, co t n e t o o a ym r , x s n i g n r n n de cri e in thi Ex e s Insura ces b d s c s no h r b si :t e a s pro i i n a d wa no bo g t spe i i al tvs o n s t u h c f c l y o( )i Tha is Fi e Ex e d d Co e a et r , t n e v r g ,a pl i e ce s o the Li i s o In ura cep y n x s f mt f s nBu l e ' Ri k In tal t o Risk oid rs s , s la i n r sho n i th r t o s o thi Cov r gw n e a i n f s e a e Pa tr . CG 1 0 02 1T 0 9 Pa e 15 o 21g f© 2017 The Travelers Indemnity Company. All rights reserved. Includes copyrighted material of Insurance Services Office, Inc. with its permission. Each Section Section because Each s policy Section Section except deductible Declasimilar coverage for "your work"; Declarations Coverage COMM RCIAL E ERAL IAB LITYE G N L I c. Meth d O h rin a.o f S a g The sta e e t in th a et m n s e r a cura e a d co p e ec t n m l t ;If al o the o he i sura ce pe m t co t i ut ol f t r n n r i s n r b i n by e u l sha e , w il fo l w t i m t o l oq a r s e wl lo hs e h d as .b.Tho e sta e e ts a e ba e upos t m n r s d n Und r th s e ch in ure co t i ut s re re e t ti n y ue i a s r n rb e p s n a o s o a e to us; nm d a d e ua a o n s unt l it ha pa d it a pl ca lq l m u t i s i s p i b e c.We ha e i sue th s poi y i re i n e up nv s d i l c n l a c ol mt o in ura ce o no e o th l ss re ans,i i f s n r n f e o m i y ur e re e ta i ns.o r p s n to The uni te ti n l o i sio o , o uni t n i na e ron n o a m s n f r n e to l r rIf a y o th o h r i sura ce do s no pe mtn f e t e n n e t r i i , a y i f rm ti n pro i e by y u whi h we rei dn n n o a o vd d o c l eco tr bu i n by e u l sha e , we wil co t i utn i t o q a r s l n r b e up n i issui g th s po i y wil no preu i e y uo n n i l c l t j d c o rby l mt . Und r th s m t o , e ch i sure 'si i s e i e h d a n r ri ht unde th s in ura ce Ho e e , thi pro i i ng s r i s n . w v r s vs osha e is ba e o the ra i o i s a p i a l i ir s d n t o f t p l c be lmt do s no a f ct o r ri h to col ct a di i n le t f e u g t le d t o ao in ura ce to th to a a pl ca l li i s of s n e t l p i b e mt f pre i m o to e e ci e o r rig t o ca cel t o omu r x r s u h s f n la i n ri sura ce o l nsure s.n n f al i r no re e a i cco d nce wt pp i a l n ura cen n w l n a r a i h a l c b e i s n d P i a y And No -Co trib t ry In u an e If. r m r n n u o s r c l ws o e ul to s.a r r g a i n Req i ed B Wri te o tracu r y t n C n t 7. Se arat o f n u edp i n O I s r s If y u spe i i al a re i a wri t n co t a t oo c f c l y g e n t e n r c r Ex e t wi h re pe t to the Li i s o In ura ce a dc p t s c mt f s n , na re m nt tha the i sura ce a fo d d to ag e e t n n f r e n a y ri h s o du i s a sig e i th sn g t r t e s n d n ii sure un e hi Co e a e Pa t m st p l nn d d r t s v r g r u a py o Co e a e Pa t to the fi st Na e Insure , th sv r g r r m d d ia pri a y ba i , o a pri a y a d no -m r s s r m r n n i sura ce a pl e :n n p i sco tr bu o y ba is, th s i sura ce is pri a y ton i t r s i n n m r a.As i e ch Na e In ure we e the o lf a m d s d r n yo h r in ura ce th t i a al bl ot e s n a s v ia e t Na e n ure ; ndm d I s d awhi h o e s such n ure a a n m d i sure ,c c v r i s d s a e n d b.Se a a ey to e ch in ure a an t who cl ip r t l a s d g i s m ama d we wil no sha e wi h th t o h r in ura cen l t r t a t e s n ,i m d o "sui " i b o g ts a e r t s r u h .pro i e ha :vd d t t 8. Tra sfe O i h s O e o ery Ag i s t ersn r f R g t f R c v a n t O h(1)The "bo iy i j ry o "pro e ty da a e fodl nu " r p r m g " r To Uswhi h co e a e i so gh o cur ; ndc v r g s u t c s a If the i sure ha ri h s to re o e al o pa t o a yn d s g t c v r l r r f n(2)The "pe so a a d a v rt sin i j ry for n l n d e i g n u " r pa m n we ha e m d unde thi Co e a e Pa ty e t v a e r s v r g r ,whi h co e a e is so gh i ca se by ac v r g u t s u d n th se ri ht a e tra sfe re t us. he i sure usto g s r n r d o T n d mo fe se t a i co mt e ;f n h t s m i t d do no hng a te l ss to i p i th m At o r re u st,t i f r o m ar e . u q esubse u nt to the si nng o tha co tr ct oq e g i f t n a r th i sure wil bri g "sui " o tra sfe tho e ri h se n d l n t r n r s g ta re m nt by y ug e e o .to us a d h l s e f rce t e .n ep u n o h m5. P e i m Au ir m u d t 9. Wh n We D N t en we o o R ea.We wi l co p t al p e i m f r hs Co e a el m u e l r mu s o t i v r g If we d ci e n t o r n w hs Co e a e P rt e wile d o t e e t i v r g a , w lPa t i cco d nce wt ur u e a d a e .r n a r a i h o r l s n r t s m i o dei e to th fi st Na e In ure sho n inal r lv r e r m d s d wb.Pre i m sho n in th s Co e a e Pa t amu w i v r g r s th De l ra i n wri te no i e o the no r n wae c a t o s t n t c f n e e la v nce pre i m i a de o i pr mum o l . Ad a mu s p s t e i n y t no l ss th n 0 da s be o e t e e pi a i n da et e a 3 y f r h x r t o t .th clo e o e ch a d t pe i d we wi l co p te s f a u i r o l m u e If no i e is m ie , pro f o m i i g wil be suffi i nt c al d o f al n l c e tth e rn d pre i m fo th t pe i d a d se de a e mu r a ro n n pro f f o i eo o n t c .no i e t th fi st Na e I sure . The du da et c o e r m d n d e t SE TI N V – D F N T O SC O E I I I Nfo a di a d re ro pe ti e p e i m i t e d tr u t n t s c v r m u s s h a e 1."shown as the due date on the bill. If the sum of Ad e t se e t" m a s a no i e th t s br a ca t ov r i m n e n t c a i o d s r pu l she to the ge e a pub i o spe i i m rb i d n r l l c r c f c athe advance and audit premiums paid for the k te poi y pe i d is gre te tha the e rn dl c r o a r n a e se m nt a o t y ur go ds, pro u ts o ser i eg e s b u o o d c r vc s fo th purp se o a t a g custo e s or e o f t r m r rpremium, we will return the excess to the first Na e nsure .supp rt r . o h p r o e o hi de i i i nm d I d o e s F r t e u p s s f t s f n t o : c.The fi st Na e In ure m st k e re o d or m d s d u e p c r s f a.No i e th t a e publ she i cl de m t rat c s a r i d n u a e i l th in o m t o we ne d fo pre i m pl ce o the Int rn t o oe f r a i n e r mu a d n e e r n sim l r ia co p t ti n a d se d us co i s a such t m sm u a o , n n pe t i e m a s o co m ni a i n; a de n f m u c t o n a wem y re u st.s a q e b.Re a di g we sit s, o l tha pa t o a we si eg r n b e n y t r f b t 6. Rep es n ati nr e t o s th t is a o t y u go d , pro u ts o se vcea b u o r o s d c r r i s fo th pur o e o a t a custo e s or e p s s f t r m r rBy ti g t i p l cy o gre :p n h s oi , y u a e supp rt r i co si e e a a v rtse e to e s s n d r d n d e i m n . Pa e16 o 21g f CG 1 0 02 1T 0 9© 2017 The Travelers Indemnity Company. All rights reserved. Includes copyrighted material of Insurance Services Office, Inc. with its permission. approach specifically ctin cting electronic acce whichever comes first. Declarations such insured COMM RCI L G NERAL IAB LI YE A E L I T 2."Ad e t si g i j ry :v r i n nu "b.In by o wit a y o he ee o i m a s o, r h n t r l n c e n f co m nca i n such a th In e n t, if tham u i to , s e t r e ta.M a s in ur ca se by o e o m re o thee n j y u d n r o f m te i l i p r f:a r a s a t ofo l wi g o fe se :l o n f n s (1)Ra i o te e i i n pro r m i g be ngd o r l vs o g a mn i(1)Ora o writ e a i n incl di gl r t n t o , u n tr n mt e ;a s i t dpu lca i n by ee o i m a s, o m t ri lb i t o l n c e n f a e a i y ur "a v rt se e t th t sla d rs on o d e i m n " a n e r (2)Ot e en e ta n e t e uca i n lh r t r i m n , d t o a,l b l a pe son or or a i a i n ori es r g nz t o i structi n l m si o ne s pro r m i gn o a, u c r w g a m ndi pa a e a pe so ' o o ga i a i nss r g s r ns r r nz t o 'ben ra smt e ; oi g t n i t d rgo ds, pro u ts o se vce , pro i e thao d c r r i s vd d t th clam i m d o he "sui " i b o g t bye i s a e r t t s r u h (3)Ad e t si g tra smt e wi h a y o suchv r i n n i t d t n f a pe so o o g ni a i n h t cl i s to ha er n r r a z to t a am v pro ra mn .g m i g be n sla d re o li ee , o tha clam toe n e d r b l d r t i s 6."Co e a e t rri o y m a s:v r g e t r " e nha e ha it go ds, pro uct o se vcev d s o d s r r i s di pa a e ;s r g d a.The Uni e Sta e o Am ri a (i cl di g i st d t s f e c n u n t te rt re a d po se si ns), Pue t Ri o a dr i o i s n s s o r o c n(2)Ora o writ e pub i i n incl di gl r t n l o , u n Ca a an d ;pu lca i n by ee i m a s, o m t rab i t o l n c e n f a e i l i o r "a v rt se e t th t:n y u d e i m n " a b.In e na i na wa e s o a rspa e but o l if thet r to l t r r i c , ny (a)Ap ro ri t s a pe so ' na e v i ep p a e r ns m , oc ,i j ry o da a e o curs in th co rse o tra en u r m g c e u f v l ph t gr p r i e e s; oo o a h o l k n s r o tra spo t to be w e a y pl ce in l d dr n r a i n t e n n a s c u e i Pa a r pn r g a h a.a o e rb v ; o(b)Unre so a l pl ce a pe so in aa n b y a s r n fa se lgh ; rl i t o c.Al o h r pa t o th wo l if th i j ry ol t e r s f e rd e n u r da a e a i e o t o :m g rs s u f(3)In rng m nt o co y i ht "ti l " o "sl g n"f i e e f p r g , t e r o a i y u "a v rt se e t , pro i e tha thn o r d e i m n " vd d t e (1)Go ds o pro uct m d o sod by y u ino r d s a e r l ocl i i m d o th "sui " i bro gh by aam s a e r e t s u t th te ri o y de cri e i Pa a r pe r t r s b d n r g a h a.pe so o o ga i a i n tha cla mr n r r n z t o t i s a o eb v ;o ne shi o such co y i ht "ti l " ow r p f p r g , t e r (2)The a ti i i s o a pe so who e ho e i ic vt e f r n s m s n"sl g n .o a "th te ri o y de cri e i Pa a r pe r t r s b d n r g a h a.b.In l d s "bo i y in ur " ca se by o e o m rc u e d l j y u d n r o e a o e but i a a fo a sho t ti e o y urb v , s w y r r m n oo the o f n e de crib d in Pa a ra hf f e s s s e r g p a.bu i e s; rs n s oa o eb v .(3)"Pe so a a d a v rt sin i j ry o fe ser n l n d e i g n u " f n s3."Au o m a s:t " e n th t ta e pl ce th o g th In e ne oa k a r u h e t r t r a.A l nd m t r v hcl , tra l r o se i r iea o o e i e i e r mt al r si i a l ct o i m a s o o m nca i nml r ee r n c e n f c m u i t o ; de i n d fo tra e o pub i ro ds, i cl di gs g e r v l n l c a n u n pro i e the insure ' re po siblty to pavd d ds s n i i ya y a t che a hi e y o qu pm n ; rn t a d m c n r r e i e t o da a e is de e mn d in a "sui " o th m r t im g s t r i e t n e e i s n b.An o he la d v hcl th t is sub e t to ay t r n e i e a j c th te ri o y de cri e i Pa a r pe r t r s b d n r g a h a.a o e o ib v , r n a co p l o y o fi a ci l re po si ii y la , om us r r n n a s n b lt w r se t e e t we a re ot l m n g e t .o h r m to v hi l i sura ce l w, whe e i it e o r e c e n n a r t s 7."El ct o i da a m a s in o m t o , fa t oe r n c t " e n f r a i n c s rl ce se r ri ci al a a e .i n d o p n p ly g r g d pro ra s sto e a o o , cre te o use o , og m r d s r n a d r d n rHo e e , "a t " do s no in l d "m bi ew v r u o e t c u e o l tr n mt e to o fro co pu e so tw r (i cl d nga s i t d r m m t r f a e n u ie ui m n ".q p e t sy te s a d a pi a i ns so tw r ) ha d o fl p ys m n p l c t o f a e , r r o p 4."Bo iy i j r " m a s:dl n u y e n di ks, CD-ROM , ta e , dri e , cels, da ass p s v s l t pro e sin de i e o a y o h r m di a ec s g vc s r n t e e a ra.Ph si a ha m i cl di g si kn ss o di e sey c l r , n u n c e r s a , use i h ee o i al co t ol d e ui m n .d wt l n c l y n r l e q p e tsusta n d y a pe so ; oi e b r n r b.M nt l a g i h, i j ry o i l e s, o e o i n le a n u s n u r l n s r m t o a 8."Em l y e i cl de a "l a e wo k r". "Em l y ep o e " n u s e s d r e po e " di tre s, re ul i g a a y ti e fro suchs s s tn t n m m do s n t i cl d "te po a y wo k r .e o n u e a m r r r e " ph si a h rm i e s o di e sey c l a , s s r s a .9."Ex cut v o f ce " m a s a pe so hodi g a y oe i e f i r e n r n l n n f5."Bro dca ti g m a s tra smtt n a y a d o oa s n " e n n i i g n u i r th o fi e po it o s cre te by y u cha t r,e f c r s i n a d o r r evsua a e i l fo ny p r o ei l m t r a r a u p s :co sti u i n bya s o a y o h r siml r go e nngn t to , l w r n t e i a v r i do um n .c e ta.By ra i o ee i io ; odo r t l vs n r CG 1 0 02 1T 0 9 Pa e 17 o 21g f© 2017 The Travelers Indemnity Company. All rights reserved. Includes copyrighted material of Insurance Services Office, Inc. with its permission. public ctr ctr cat ctro ckn which ctr COMM RCIAL E ERAL IAB LITYE G N L I 10."Go d Sa a i a se vce " m a s a y e e g n y tr ck , ro db do m r t n r i s e n n m r e c a s a e s, tu n l und r a sn e, e p s or m di a se vce fo whi h no co p n a i n is cro sin ;e c l r i s r c m e s t o s g de a d d r e e v dm n e o r c i e .(2)Tha i d m i i s a a chi e gne r ot n e n f e n r t n i e r 11."Ho ti e fi e m a s a fi e whi h e surv y r o i j ry o a as l r " e n r c m s e o f r n u r d m g ri in ut o :e a s g o f tr l a l o bre k o t fro whe e i wan ol b e r a s u m r t s (a)Pre a i g a pr vng o fa l n top r n , p o i , r i i gi t nd d o b .n e e t e pr pa e or ap r v , m p , shoe r p o e a s p 12."Im are pro e t " m a s ta gbl pro e t , o he dra i g , o ip i d p r y e n n i e p r y t r wn s pn o s, re o ts, survi n p r e s,y th n "y ur pro uct o "y ur wo k , tha ca n t be fi l o d rs, cha ga o d " r o r " t n o ed r e n e o d rs o ra i gsr e r d wn use r s l ss use u e a se a d pe i i a i ns; rd o i e f l b c u :n s c f c t o o a.It i co po a e "y ur pro uct o "y ur wo kn r r t s o d " r o r "(b)Gi i g di e t o s o i stru ti n , ovn r c i n r n c o s r th t is kn wn o th ug t to be de e v ,fal ng to gi e th m ifa o r o h f e ii v e , th t is thea de i n , n de u te o a g ro s; o pri a y ca se o the in u y of t i a q a r d n e u r m r u f j r r da a em g ; orb.Y u ha e fa l d to ful il the te m o a co tr cto v ie f l r s f n a (3)Und r whi h the i sure , if a a chi e t,e c n d n r t cor agreement; e gi e r o surv y r, a sum s l a ii y fon n e r e o s e i b l t ri such pro e t ca be re to e to use by t ef p r y n s r d h a in u y o da a e a i in o t o then j r r m g r s g u fre ar, re l ce e t, a j stm nt o re o a o "y urp i pa m n du e r m v l f o i sure 's re de i g o fa l r to re den d n r n r i u e n rpro uct o "y ur wo k o y u fu fi l n t e te m od " r o r " r o r l l i g h r s f pro e si n l se vce , in l dn ho e lstef s o a r i s c u i g t s i dth co t a t o gr e e t.e n r c r a e m n i Pa a r pn r g a h (2)a o e a d sup r i o yb v n e vs r ,13."In ure co t a t m a s:s d n r c " e n i spe t o , a chi e a o e g ne ri gn c i n r t r l r n i e n a t vti s.c i i ea.A co t a t fo a l a e o pre i e . Ho e e ,n r c r e s f ms s w v r th t po t o o t e co t a t fo a l a e oa r i n f h n r c r e s f 14."Le se wo k r" m a s a pe so l a e o y u ba d r e e n r n e s d t o y a pre i e tha in e nf e a y pe so oms s t d m i i s n r n r l bo l a in fi m unde a a r e e t be we n y ua r e s g r r n g e m n t e o o ga i a i n fo "pre i e da a e i no ar nz t o r ms s m g " s t n a d the la o le si g fi m to pe f rm dut e re a en b r a n r , r o i s l t d "i sure o tr ct ;n d c n a "to the co d ct o y ur bu i e s. "Le se wo k r"n u f o s n s a d r e do s n t i cl d "te p ra y wo k r .e o n u e a m o r r e "b.A i e ra k a re m n ;s d t c g e e t 15."Lo di g o unl a i g" m a s th ha d i g oa n r o d n e n e n l n fc.An e se e t o li e se a re m nt e ce t iny a m n r c n g e e , x p pro e typ r :co ne ti n wi h co stru ti n o de oi i nn c o t n c o r m lt o o e a Af e i is m v d fro th pl ce whe e i isp r t r t o e m e a r tti n o o i hn 5 e t o a ro do s n r wt i 0 f e f a r i a ;a.l t d fo m v m n i t o o t a arcra tp e r o e e t n o r n o n i f ,d.An o lga i n, a re u re by o dna ce tob i t o s q i d r i n ,wa e cra t r "a t ";t r f o u oi d m i y a m n ci ai y e ce t i co ne ti nn e n f u i p lt , x p n n c o wi h o k f r a m ni ai yt w r o u l t ;b.Whi e i is i o o a arcra t wa e cra t ol t n r n n i f , t r f r "a t "; ru o oe.An ee a o ant na ce a re m ntl v t r m i e n g e e ; c.Whi e i is be n m v d fro a a rcra tl t i g o e m n i f ,f.Tha pa t o a y o he co t a t o a re m ntt r f n t r n r c r g e e wa e cra t o "a t " to th pl ce whe e i ist r f r u o e a r tp r ann to y ur busi e s (i cl di g ae t i i g o n s n u n n fi al ei e e ;n ly d l v r di de n fi a i n o a m ni i ai y i co nen m i c to f u c p l t n n n wi h wo k pe f r e fo a m nci ai y und rt r r o m d r u i p lt ) e bu "l a i g o unl a i g do s no i cl de thet o d n r o dn " e t n u whi h y u a sum th to t li bl t o a o h r m v m nt oc o s e e r a i i y f n t e o e e f pro e ty by m a s op r e n f a m ch n cae a i l pa t to pa fo "bo i y in ur ", "pro e ty de i e o h r tha a har y y r d l j y p r vc , t e n n tr ck tha i no a ta hed u , t s t t c d da a e o "pe so a i j ry t a thi d pe som g " r r n l nu " o r r n to t e arcra t w t rcra t o "a t ".h i f , a e f r u o o o ga i a i n To t l a ii y m a s a li b ltyr r nz t o . r i b lt e n a i i 16."M bi e e upm n " m a s a y o the fo l wi go l q i e t e n n f l o nth t wo l be i po e by l w i t e a se ce oa u d m s d a n h b n f ty e o la d v hi l s, i cl di g a y a ta hep s f n e c e n u n n t c da y co t r g e m ntn n r o a r e e .m chi e y o e ui m nta n r r q p e : Pa a r pr g a h f.do s no i cl de th t pa t o a ye t n u a r f n a.Bul o e s, fa m m chi e y fo ki ts a d o h rl d z r r a n r , r lf n t eco tr ct o a re m n :n a r g e e t v hi s de i n d fo use pri ci al o f pub ie s g e r n p l y f lc (1)Tha i d m i i s a ral o d fo "bo iy ro d ;t n e n f e i r a r d l a s i j ry o "pro e ty da a e a i i g o t onu " r p r m g " rs n u f b.Ve i l s m i t i e fo use soey o o ne t toh c e an an d r l l n r xco stru n o de oi i n o e a i ns,n r m l t o p r t o pre i e y u wn r e tms s o o o r n ;wi hi 50 fe t o a y ra l o d pro e t a dt n e f n ir a p r y n c.Ve i l s t a t a e n l r t e ds;h c e h t r v l o we r aa fe t ng a y ral o d bri g o tre tl ,f c i n ir a d e r s e Pa e18 o 21g f CG 1 0 02 1T 0 9© 2017 The Travelers Indemnity Company. All rights reserved. Includes copyrighted material of Insurance Services Office, Inc. with its permission. ect, beco unco cti cie ctu acce cip ctio act ctio cra cle COMM RCI L G NERAL IAB LI YE A E L I T d.Ve i s, whe he sel -pro el d o no ,h t r f p le r t b.An a t o o i si n co mt e in pro i i g oc r ms o m i t d vd n r m i tan d pri a i y to pro i e m b lty to fa l ng to pro i e fi st an i e m r l vd o i i i i vd r ad o "Go d Sai r o m ri aa t n pe m ne t y m u t d:r a n l o n e se vce " to a pe so , un e s y u a e i ther i s r n l s o r n bu i e s o occup ti n of pro i i gs n s r a o vdn(1)Po e cra e , sho es, l a e s, di g rs ow r n s v l o d r g e r pro e sio a e l h ca e se vce .f s n l h at r r i sdri l ; ol s r 18."Pe so a a d a v r i i g i j ry m a s "pe so ar n l n d e t s n n u " e n r n l(2)Road construction or resurfacing e ui m n such a gra e s, scra e s o i j ry o "a v rt sin nq p e t s d r p r r n u " r d e i g i j r ".u y rol rs;l e 19."Pe so a nur ":r n l i j ye.Ve i l s no de crib d i Pa a r phc e t s e n r g a h a.,b.,c.a.M a s i j ry o he tha "a v rtsin in u y ,e n n u , t r n d e i g j r "or d.a o e th t a e no sef pro el d a d a eb v a r t l - p le n r ca se by o e o m r o th fo l wngu d n r o e f e l o im i t i e pri a i y to pro i e m b l t toan an d m r l vd o i i y o fe se :f n spe m n n l a ta he e u p e t of ther a e t y t c d q i m n fo l wi g t p s:l o n y e (1)F l e a re t, de e t o r m ri o m n ;as r s t n i n o i p s n e t (1)Ai co pr sso s, pum s a d ge e a o s,r m e r p n n r t r (2)M l ci us pr se o ;ai o o i ni cl dng spra i g, wedng bui dngn u i yn l i , l i cl a i g ge ph si a e pl ra i n, l gh i ge n n , o y c l x o t o i t n (3)The wro gf l e i fro , wro gf l e trn u v n m n u n y a d el se vci g e ui m nt rn w l r i n q p e ; o i t , o in a i n o the ri h o pri a en o r v s o f g t f v t o cup ncy o a ro m dwel n o pre i ec a f o , li g r ms s(2)Che ry pi k rs a d si i a de i e use tor c e n ml r vc s d th t a pe so o cup e , pro i e tha thea r n c i s vd d trase o o e o k rs;i r l w r w r e wro g u vcto , wro g u nt y o n a i nn f l e i i n n f l e r r i v s of.Ve i l s no de crib d i Pa a r phc e t s e n r g a h a.,b.,c.o the ri h o pri a e o cupa cy isf g t f v t c nord.a o e m i tan d pri a i y fo pu po eb v an i e m r l r r s s co mt e by o o be af o the o ne ,m i t d r n h l f w ro h r tha th tra spo t t o o pe so s ot e n e n r a i n f r n r l ndo d o le so o tha ro m dwelng oa l r r s r f t o , l i rca g .r o pre i e ;ms sHo e e , se f pro el d v h cl s wi h thw v r l - p l e e i e t e (4)Ora o writ e pub i a i n incl di gl r t n l c t o , u nfo l wi g ty e o pe m n nt y at a hel o n p s f r a e l t c d pu l ca i n by ee t o i m a s, o m t rab i t o l c r n c e n f a e i le ui m nt a e no "m bi e e u pm n " bu wilq p e r t o l q i e t t l th t sl nd r o l b l a pe so oa a e s r i es r n rbe co si e e "a t s":n d r d u o o di pa a e a pe so 's or s r g s r n r(1)Eq i m nt de ig e ri a i y f r:u p e s n d p m r l o (a)Sn w r m v lo e o a;pro i e t a the cl i i m d r he "sui "vd d h t am s a e o t t i bro g t by a pe so o o g nz ti n thas u h r n r r a i a o t(b)Ro d m i t na ce but noa an e n ,t co stru n o r surfa i g; o cl i s to ha e be n sl nd r d o i en r e c n r am v e a e e r l b l d, oe r th t cl i s to ha e ha i s go ds, pro u tsa am v d t o d c(c)St e t i g;r e n n o se vce di pa a e ; or r i s s r g d r(2)Che ry pi ke s an siml r de i er c r d ia vc s (5)Ora o wri te publ ca i n, in l d nl r t n i t o c u i gm un e o a t m bi e o truck cha siso t d n u o o l r s pu l ca i n by ee tr nc m a s, o m t ri lb i t o l c o i e n f a e aa d se t ase o o e o k rs; a dn u d o r i r l w r w r e n th t:a(3)Ai co pr sso s, pum s a d ge e a o s,r m e r p n n r t r i cl di g spra i g wedi g bui di gn u n yn , l n , l n (a)Ap ro ri t s a pe so ' na e v i ep p a e r ns m , oc , cl a i g ge ph si a e pl ra i n, l gh i ge n n , o y c l x o t o i t n ph t gr p r i e e s; oo o a h o l k n s ra d el se vci g e ui m ntn w l r i n q p e .(b)Unre so a l pl ce a pe so in aa n b y a s r nHo e e , "m bi e e up e t do s no i cl de a yw v r o l q i m n " e t n u n fa se l gh .l i tl nd v hcl th t is sub e t to a co pu so y oa e i e a j c m l r r b.In l d s "bo iy in ur " ca se by o e o m rc u e d l j y u d n r o efinancial responsibility law, or other motor vehicle i sura ce l w, whe e i is l ce se o pri ci al o the o f n en n a r t i n d r n p ly f f e s s de crib d in Pa a ra hs e r g p a. ga a e . Such la d v hcl s a e co sid rer g d n e i e r n e d a o eb v . "a t s".u o 20."Pol t n s" m a a y soi , l qud ga e u ol u a t e n n l d i i , s o s r17."Occurr n e m a s:e c " e n th rm l irr t n o co t m n nt i cl di g sm k ,e a i a t r n a i a , n u n o e v po , so t, fu e , s, ak l s, che i as a da r o m s d l ai mc l na.A a ci e t, i cl di g co ti uo s o re e t dn c d n n u n n n u r p a e wa te Wa te in l d s m te i l to be re y l d,s . s c u e a r as c c ee po ure to substa t al th sa e ge e ax s n i l y e m n r l re o di i n d o r cl i e .c n t o e r e am dha m ul co di i n ; rr f n t o s o CG 1 0 02 1T 0 9 Pa e 19 o 21g f© 2017 The Travelers Indemnity Company. All rights reserved. Includes copyrighted material of Insurance Services Office, Inc. with its permission. cle cut ctio clea ctio aci organization organization's goods, products or services, COMM RCIAL E ERAL IAB LITYE G N L I 21."Pre i e da a e m a s:co tr ct ca l fo wo k a m re th nms s m g " e n n a l s r r t o a o e j b i en o s t .a.Wit re to th fi st pa a ra h o theh s e r r g p f e ce ti n in Ex l siox p o s c u n j.of I –(c)Whe tha pa t o the wo k do e a an t r f r n tCo e a ev r g A – Bo i y In ur And Pro e tdl j y p r y j b si e ha be n put to it i t nd do t s e s n e eDa a e Li blty "pro e ty da a e to a ym g a i i , p r m g " n use b ny p r o o rg n z t o th ry a e s n r o a i a i n o epre i e whie re t d to y u fo a pe i d oms s l n e o r ro f th n an th r co tr ct r ora o e n a o se e o fe e co se ut v da s, in l d ng thev n r w r n c i e y c u i subco t a t r wo kn o th sa en r c o r i g n e mco te ts o uch re i e ; rn n f s p ms s o proe tj c . b.Wit re pe t to th e ce t o to Ex l si nsh s c e x p i n c u o c.Wo k tha m y ne d se vce m i t na cer t a e r i , an e n ,th o gr u h n.i he l st a a ra h o a a r pn t a p r g p f P r g a h 2.co r cto , re ar o re l ce e t, bu w i hr e i n p i r pa m n t h co Se ti nf c o I – Co e a ev r g A – Bo iy Inj ry Andd l u i o h rwi e co pl t , wil be tre t d as t e s m e e l a e sPro e ty Da a e La ii y "pro e ty d m ge top r m g i b lt , p r a a "co pe e .m l t da y pre i e whie re t d t y u fo a pe i d on ms s l n e o o r ro f b.Do s no in l d "bo i y in u y o "pro e tye t c u e dl j r " r p rm re th n se e co se ut v da s, o whi eo a v n n c i e y r l da a e a i i g o t o :m g " rs n u fte p ra i y o cup e by y u wi h pe m ssio om o r l c i d o t r i n f th o n r, ca se ye w e u d b :(1)The tr n po t ti n o pro e t , unl ss thea s r a o f p r y e i j ry o da a e a i e o t o co dt o nn u r m g r s s u f a n i i n i(1)F rei ;o on a v hcl no o n d o o e a e byr e i e t w e r p r t d(2)Ex l si n;po o y u, a d tha co di i n wa cre t d by theo n t n t o s a e "o h t e i l b nyf t a v hc e y a(3)Lightning;l a i g o unl a i g"o d n r o d n i sure ;n d(4)Sm k re ul i g fro fi e e pl sio oo e s t n m r , x o n r l g t i g ri h nn ; o (2)The e i te ce o to l , uni stal dxs n f os n l e e ui m nt o ab nd n d o unuseq p e r a o e r d(5)m te i l ; ra ras oBu "pre i e da a e un e thi Pa a r pt ms s m g " d r s r g a h (3)Pro uct o o e a i n fo whi h thd s r p r t o s r c eb.do s no in l d "pro e ty da a e to a ye t c u e p r m g " n cl ssi i a i n, li te i th De ra i ns oa f c t o s d n e t o rpre i e ca se b :ms s u d y i a poi y Sche u e sta e th t pro uct -n l c d l , t s a d s(1)Rup u e bu sti g o o e a i n o pre suret r , r n , r p r t o f s co pe e o e a i n a e subj ct to them l t d p r t o s r erei f e i e ;l e d vc s Ge e a g re a e Li i .n r l A g g t mt (2)Rup u e o bu sti g due to e p nsio ot r r r n x a n r 23."Pro e ty d m ge m a s:p r a a " e nswel n o th co t n s o a y bui d n oli g f e n e t f n l i g r a.Ph si a in u y to ta gi l pro e t , in d ng aly c l j r n be p r y i lstru tu e ca se b r e ul i g r m w t r;c r u d y o r s t n f o a e re ul i g l ss o use o th t pro e t . Al suchs t n o f f a p r y lorl ss o use wi l be de m d to t t e t m fo f l e e a h i e o(3)Ex l si n o ste m bo l r , ste m pi e ,po o f a ie s a p s th p y i a nu y t a ca se t re h s c l i j r h t u d i ; o ste m e gi e o te m t r i e .a n n s r s a u b n s b.Lo s o use o ta gi l pro e ty tha i nos f f n b e p r t s t ph si al in ur d Al such l ss o use wil bey c ly j e . l o f l22."Products-completed operations hazard": de m d to o cur a the ti e o th cee e c t m f e n "a.In l d s a l "bo i y in ur " a d "pro e tyc u e l d l j y n p r th t a se ta c u d i .da a e o cur i g a a fro pre i e y um g " c r n w y m ms s o F r the purp se o th s in ura ce "ee i da ao o s f i s n , l nc t "o n o re t a d a i in o t o "y ur pro uct ow r n n r s g u f o d " r i n t a gbl ro e t .s o t n i e p p r y"y ur o k e ce t:o w r " x p 24."Sl g n :o a "(1)Pro uct th t a e sti l in y ur phy icad s a r l o s l a.M a s a phr se th t o h r u e fo he pu p see n a a t e s s r t r opossession; or o t ra ti g a t n i n n t er d e t sin .f a t c n t e t o i h i a v r i g(2)Wo k tha ha no y t be n co p e e or t s t e e m l t d r b.Do s no in l d a phra e use a , o in thee t c u e s d s r ,a a d n d. Ho e e , "y ur wo k wil beb n o e w v r o r " l na e o :m fde m d co pl t d a th e rle t o thee e m e e t e a i s f fo l wi g i e :l o n t m s (1)An pe so o o g nz t o , o he th n y u;y r n r r a i a i n t r a o or(a)Whe a l o th wo k ca l d fo i y un l f e r le r n o r co tr ct ha b e o pe e .n a s e n c m l t d (2)An busin ss, o a y o th pre i e ,y e r n f e ms s go ds, pro uct , se vce o wo k o a yo d s r i s r r , f n(b)Whe a l o th wo k to be do e a then l f e r n t pe so r r a i a i n t e ha o .r n o o g n z to , o h r t n y uj b sit ha be n co pl t d i y uo e s e m e e f o r Pa e20 o 21g f CG 1 0 02 1T 0 9© 2017 The Travelers Indemnity Company. All rights reserved. Includes copyrighted material of Insurance Services Office, Inc. with its permission. pect Section cla clu occur "occurre ctro Water. COMM RCI L G NERAL IAB LI YE A E L I T 25."Su t m a s a civl pro e dn i whi h da a ei " e n i c e i g n c m g s (a)Y uo ; be a se o "bo iy in u y , "pro e ty da a e oc u f d l j r " p r m g " r (b)Ot e s t a i g nd r y u a e rh r r d n u e o r n m ; o"pe so a a d a v rt si g i j ry to whi h thir n l n d e i n n u " c s (c)A pe so o or a i a i n who er n r g n z to si sura ce a pl e a e al ge . "Su t i cl de :n n p i s r le d i " n u s bu i e s o a se s y u ha e a qu re ;s n s r s t o v c i d a.An a bt a i n pro e di g i whi h suchr i r to c e n n c a dn da a e a e clam d a d to whi h th in urem g s r i e n c e s d (2)Co t i e s (o he tha v hi l s), m t ri l ,n an r t r n e c e a e asm st submt o do s sub i wi h o r co se tu i r e mt t u n n ;pa t o e upm n furn she i co ne ti nr s r q i e t i d n n c oorwi h uch g o s o ro uct .t s o d r p d s b.An o he al e n ti e di put re o ut oy t r t r a v s e s l i n b.In l d s:c u epr ce di g in whi h such d m ge a e cl i eo e n c a a s r am d (1)Wa ra ti s o re re e ta i ns m de a a yr n e r p s n t o a t na d to whi h th in ure submts wit o rn c e s d i h u ti e wi h re pe t to the fi n ss, quai ym t s c t e l t ,co se t.n n du a i i y pe fo m n e o use o "y urr b lt , r r a c r f o26."Te p ra y wo k r m a s a pe so who im o r r e " e n r n s pro uct ; ndd " afu ni he to y u to substi ut fo a pe m ne tr s d o t e r r a n (2)The pro i i g o o fa l re to pro i evd n f r i u vd"e pl y e o l a e o to m e se so a o sho tm o e " n e v r e t a n l r r -wa ni g o n tr ct o s.r n s r i s u i nte m w r l a o di i n .r o ko d c n to s c.Do s no i cl de v nd ng m chne o o h re t n u e i a i s r t e27."Ti l " m a s a na e o l t r r r a t sti o kt e e n m f a i e a y o r i c w r .pro e ty re t d to o l ca e fo the use op r n e r o t d r f28."Unsoi co m nca i n m a s a yl d m u i to " e n n o h r b t no sodt e s u t l .co m n ca i n in a y fo m tha th re i nt om u i t o , n r , t e e f 31."Y u o k :o r w r "such co m nca i n di no spe i al re ue t tom u i t o d t f c l y q s a.M a s:e nre ev .c i e (1)Wo k o o e a i n pe f rm d by y u o or r p r t o s r o e o r n29."Vo u t e wo k r m a s a pe so who i no y ul n e r r e " e n r n s t o r y ur e af; a do b h l n"e pl y e , a d who do a e hi o he wo k a dm o e " n n t s s r r r n a t a th di e ti n o a d wi hi the sco e oc s t e r c o f n t n p f (2)M te i l , pa t o e upm n furn she ina ras r s r q i e t i ddu i s de e mn d by y u a d is no pad a fe ,t e t r i e o , n t i e co ne ti n wi h uch w r o pe a i n .n c o t s o k r o r to ssaa y o o he co pe sa i n by y u o a y n e sel r r t r m n to o r n o e l b.In l d s:c u efo her o k p r o m d f r o .r t i w r e f r e o y u (1)Wa ra ti s o re re e ta i ns m de a a yr n e r p s n t o a t n30."Y u ro uct :o r p d "ti e wi h re pe t to the fi n ss, quai ym t s c t e l t ,a.M a s:e n du a i i y pe fo m n e o use o "y urr b lt , r r a c r f o (1)An go d o pro uct , o h r th n re l wo k ; a dy o s r d s t e a a r " n pro e ty m n f ct r d sod ha de ,p r , a u a u e , l , n l d (2)The pro i i g o o fa l re to pro i evd n f r i u vddi tr bu e r dspo e f ys i t d o i s d o b :o n tr ct o s.r i s u i n CG 1 0 02 1T 0 9 Pa e 21 o 21g f© 2017 The Travelers Indemnity Company. All rights reserved. Includes copyrighted material of Insurance Services Office, Inc. with its permission. cite cip ci warnings - - WORKERS COMPENSATION AND EMPLOYERS LIABILITY POLICY ENDORSEMENT WC 99 03 76 ( A) POLICY NUMBER: UB4P848417 WAIVER OF OUR RIGHT TO RECOVER FROM OTHERS ENDORSEMENT CALIFORNIA (BLANKET WAIVER) We have the right to recover our payments from anyone liable for an injury covered by this policy. We will not enforce our right against the person or organization named in the Schedule. The additional premium for this endorsement shall be % of the California workers' compensation pre- mium. Schedule Person or Organization Job Description This endorsement changes the policy to which it is attached and is effective on the date issued unless otherwise stated. (The information below is required only when this endorsement is issued subsequent to preparation of the policy.) Policy No.Endorsement No. Premium Endorsement Effective 1/1/22 Insured Insurance Company Countersigned by DATE OF ISSUE:ST ASSIGN:Page 1 of 1 UB4P848417 Judge Netting, Inc. Travelers Property Casualty Co of America ANY PERSON OR ORGANIZATION FOR WHICH THE INSURED HAS AGREED BY WRITTEN CONTRACT EXECUTED PRIOR TO LOSS TO FURNISH THIS WAIVER. 2.00 COMMERCIAL AUTO THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. BUSINESS AUTO EXTENSION ENDORSEMENT This endorsement modifies insurance provided under the following: BUSINESS AUTO COVERAGE FORM With respect to coverage provided by this endorsement, the provisions of the Coverage Form apply unless modified by the endorsement. GENERAL DESCRIPTION OF COVERAGE – This endorsement broadens coverage. However, coverage for any injury, damage or medical expenses described in any of the provisions of this endorsement may be excluded or limited by another endorsement to the Coverage Part, and these coverage broadening provisions do not apply to the extent that coverage is excluded or limited by such an endorsement. The following listing is a general coverage description only. Limitations and exclusions may apply to these coverages. Read all the provisions of this endorsement and the rest of your policy carefully to determine rights, duties, and what is and is not covered. A. BROAD FORM NAMED INSURED H. HIRED AUTO PHYSICAL DAMAGE – LOSS OF USE – INCREASED LIMITB. BLANKET ADDITIONAL INSURED I. PHYSICAL DAMAGE – TRANSPORTATIONC. EMPLOYEE HIRED AUTO EXPENSES – INCREASED LIMIT D. EMPLOYEES AS INSURED J. PERSONAL EFFECTS K. AIRBAGSE. SUPPLEMENTARY PAYMENTS – INCREASED LIMITS L. NOTICE AND KNOWLEDGE OF ACCIDENT OR LOSSF. HIRED AUTO – LIMITED WORLDWIDE COVERAGE – INDEMNITY BASIS M. BLANKET WAIVER OF SUBROGATION G. WAIVER OF DEDUCTIBLE – GLASS N. UNINTENTIONAL ERRORS OR OMISSIONS PROVISIONS A. BROAD FORM NAMED INSURED as an additional insured for Liability Coverage, but only for damages to which this insuranceThe following is added to Paragraph A.1., Who Is applies and only to the extent of that person's orAn Insured, of SECTION II – LIABILITY organization's liability for the conduct of anotherCOVERAGE:"insured".Any organization you newly acquire or form C. EMPLOYEE HIRED AUTOduring the policy period over which you maintain 50% or more ownership interest and that is not 1.The following is added to Paragraph A.1., separately insured for Business Auto Coverage.Who Is An Insured, of SECTION II – Coverage under this provision is afforded only LIABILITY COVERAGE: until the 180th day after you acquire or form the An "employee" of yours is an "insured" whileorganization or the end of the policy period,operating an "auto" hired or rented under awhichever is earlier.contract or agreement in that "employee's"B. BLANKET ADDITIONAL INSURED name, with your permission, while performing The following is added to Paragraph c. in A.1.,duties related to the conduct of your Who Is An Insured, of SECTION II – LIABILITY business. COVERAGE:2.The following replaces Paragraph b. in B.5., This includes any person or organization who you Other Insurance, of SECTION IV – are required under a written contract or BUSINESS AUTO CONDITIONS: agreement between you and that person or b.For Hired Auto Physical Damageorganization, that is signed by you before the Coverage, the following are deemed to be"bodily injury" or "property damage" occurs and covered "autos" you own:that is in effect during the policy period, to name CA T3 53 08 17 ú 2016 The Travelers Indemnity Company. All rights reserved. Page 1 of 4 Includes copyrighted material of Insurance Services Office, Inc. with its permission Policy Number 8104P815797 COMMERCIAL AUTO (1)Any covered "auto" you lease, hire,liability company) or members of their rent or borrow; and households. (2)Any covered "auto" hired or rented by (1)With respect to any claim made or "suit" your "employee" under a contract in brought outside the United States of that individual "employee's" name,America, the territories and possessions with your permission, while of the United States of America, Puerto performing duties related to the Rico and Canada: conduct of your business.(a)You must arrange to defend the However, any "auto" that is leased, hired,"insured" against, and investigate or rented or borrowed with a driver is not a settle any such claim or "suit" and covered "auto".keep us advised of all proceedings and actions.D. EMPLOYEES AS INSURED (b)Neither you nor any other involvedThe following is added to Paragraph A.1., Who Is "insured" will make any settlementAn Insured, of SECTION II – LIABILITY without our consent.COVERAGE: (c)We may, at our discretion, participateAny "employee" of yours is an "insured" while in defending the "insured" against, orusing a covered "auto" you don't own, hire or in the settlement of, any claim orborrow in your business or your personal affairs. "suit".E. SUPPLEMENTARY PAYMENTS – INCREASED (d)We will reimburse the "insured":LIMITS (i)For sums that the "insured"1.The following replaces Paragraph A.2.a.(2), legally must pay as damagesofSECTION II – LIABILITY COVERAGE: because of "bodily injury" or(2)Up to $3,000 for cost of bail bonds "property damage" to which this(including bonds for related traffic law insurance applies, that theviolations) required because of an "insured" pays with our consent,"accident" we cover. We do not have to but only up to the limit describedfurnish these bonds.in Paragraph C., Limit Of Insurance, of SECTION II –2.The following replaces Paragraph A.2.a.(4), LIABILITY COVERAGE;of SECTION II – LIABILITY COVERAGE: (ii)For the reasonable expenses(4)All reasonable expenses incurred by the "insured" at our request, including actual incurred with our consent for your loss of earnings up to $500 a day investigation of such claims and because of time off from work.your defense of the "insured" F. HIRED AUTO – LIMITED WORLDWIDE against any such "suit", but only COVERAGE – INDEMNITY BASIS up to and included within the limit described in Paragraph C., LimitThe following replaces Subparagraph e. in Of Insurance, of SECTION II –Paragraph B.7., Policy Term, Coverage LIABILITY COVERAGE, and notTerritory, of SECTION IV – BUSINESS AUTO CONDITIONS:in addition to such limit. Our duty to make such payments endse.Anywhere in the world, except any country or when we have used up thejurisdiction while any trade sanction, applicable limit of insurance inembargo, or similar regulation imposed by the payments for damages,United States of America applies to and settlements or defense expenses.prohibits the transaction of business with or within such country or jurisdiction, for Liability (2)This insurance is excess over any valid Coverage for any covered "auto" that you and collectible other insurance available lease, hire, rent or borrow without a driver for to the "insured" whether primary, excess a period of 30 days or less and that is not an contingent or on any other basis. "auto" you lease, hire, rent or borrow from (3)This insurance is not a substitute forany of your "employees", partners (if you are required or compulsory insurance in anya partnership), members (if you are a limited country outside the United States, its Page 2 of 4 ú 2016 The Travelers Indemnity Company. All rights reserved. CA T3 53 08 17 Includes copyrighted material of Insurance Services Office, Inc. with its permission COMMERCIAL AUTO territories and possessions, Puerto Rico Personal Effects and Canada.We will pay up to $400 for "loss" to wearing You agree to maintain all required or apparel and other personal effects which are: compulsory insurance in any such (1)Owned by an "insured"; andcountry up to the minimum limits required (2)In or on your covered "auto".by local law. Your failure to comply with compulsory insurance requirements will This coverage applies only in the event of a total not invalidate the coverage afforded by theft of your covered "auto". this policy, but we will only be liable to the No deductibles apply to this Personal Effectssame extent we would have been liable coverage.had you complied with the compulsory K. AIRBAGSinsurance requirements. (4)It is understood that we are not an The following is added to Paragraph B.3., admitted or authorized insurer outside the Exclusions, of SECTION III – PHYSICAL United States of America, its territories DAMAGE COVERAGE: and possessions, Puerto Rico and Exclusion 3.a. does not apply to "loss" to one orCanada. We assume no responsibility for more airbags in a covered "auto" you own thatthe furnishing of certificates of insurance,inflate due to a cause other than a cause of "loss"or for compliance in any way with the set forth in Paragraphs A.1.b.and A.1.c., butlaws of other countries relating to only:insurance. a.If that "auto" is a covered "auto" forG. WAIVER OF DEDUCTIBLE – GLASS Comprehensive Coverage under this policy; The following is added to Paragraph D.,b.The airbags are not covered under anyDeductible, of SECTION III – PHYSICAL warranty; andDAMAGE COVERAGE: c.The airbags were not intentionally inflated.No deductible for a covered "auto" will apply to We will pay up to a maximum of $1,000 for anyglass damage if the glass is repaired rather than one "loss".replaced. L. NOTICE AND KNOWLEDGE OF ACCIDENT ORH. HIRED AUTO PHYSICAL DAMAGE – LOSS OF LOSSUSE – INCREASED LIMIT The following is added to Paragraph A.2.a., ofThe following replaces the last sentence of SECTION IV – BUSINESS AUTO CONDITIONS:Paragraph A.4.b.,Loss Of Use Expenses, of SECTION III – PHYSICAL DAMAGE Your duty to give us or our authorized COVERAGE:representative prompt notice of the "accident" or "loss" applies only when the "accident" or "loss" isHowever, the most we will pay for any expenses known to:for loss of use is $65 per day, to a maximum of $750 for any one "accident".(a)You (if you are an individual); I. PHYSICAL DAMAGE – TRANSPORTATION (b)A partner (if you are a partnership); EXPENSES – INCREASED LIMIT (c)A member (if you are a limited liability The following replaces the first sentence in company); Paragraph A.4.a.,Transportation Expenses, of (d)An executive officer, director or insuranceSECTION III – PHYSICAL DAMAGE manager (if you are a corporation or otherCOVERAGE:organization); or We will pay up to $50 per day to a maximum of (e)Any "employee" authorized by you to give$1,500 for temporary transportation expense notice of the "accident" or "loss".incurred by you because of the total theft of a M. BLANKET WAIVER OF SUBROGATIONcovered "auto" of the private passenger type. The following replaces Paragraph A.5., TransferJ. PERSONAL EFFECTS Of Rights Of Recovery Against Others To Us,The following is added to Paragraph A.4.,of SECTION IV – BUSINESS AUTOCoverage Extensions, of SECTION III –CONDITIONS:PHYSICAL DAMAGE COVERAGE: CA T3 53 08 17 ú 2016 The Travelers Indemnity Company. All rights reserved.Page 3 of 4 Includes copyrighted material of Insurance Services Office, Inc. with its permission COMMERCIAL AUTO 5. Transfer Of Rights Of Recovery Against N. UNINTENTIONAL ERRORS OR OMISSIONS Others To Us The following is added to Paragraph B.2., We waive any right of recovery we may have Concealment, Misrepresentation, Or Fraud, of against any person or organization to the SECTION IV – BUSINESS AUTO CONDITIONS: extent required of you by a written contract The unintentional omission of, or unintentionalsigned and executed prior to any "accident"error in, any information given by you shall notor "loss", provided that the "accident" or "loss"prejudice your rights under this insurance.arises out of operations contemplated by However this provision does not affect our right tosuch contract. The waiver applies only to the collect additional premium or exercise our right ofperson or organization designated in such cancellation or non-renewal.contract. Page 4 of 4 ú 2016 The Travelers Indemnity Company. All rights reserved.CA T3 53 08 17 Includes copyrighted material of Insurance Services Office, Inc. with its permission 8104P815797 DT22CO4P888765 Judge Netting Amendment #1 for Blackberry Farms Golf Course Barrier Net Replacements Final Audit Report 2022-07-21 Created:2022-07-15 By:City of Cupertino (webmaster@cupertino.org) Status:Signed Transaction ID:CBJCHBCAABAA59k035b1bEb0RLlFbevgLzff36Wp6Ss- "Judge Netting Amendment #1 for Blackberry Farms Golf Cours e Barrier Net Replacements" History Document created by City of Cupertino (webmaster@cupertino.org) 2022-07-15 - 9:56:53 PM GMT- IP address: 35.229.54.2 Document emailed to Julia Kinst (juliak@cupertino.org) for approval 2022-07-15 - 9:58:53 PM GMT Document approved by Julia Kinst (juliak@cupertino.org) Approval Date: 2022-07-15 - 9:59:21 PM GMT - Time Source: server- IP address: 216.198.111.214 Document emailed to Araceli Alejandre (aracelia@cupertino.org) for approval 2022-07-15 - 9:59:24 PM GMT Document approved by Araceli Alejandre (aracelia@cupertino.org) Approval Date: 2022-07-19 - 0:42:32 AM GMT - Time Source: server- IP address: 73.170.27.253 Document emailed to dan@judgenetting.com for signature 2022-07-19 - 0:42:37 AM GMT Email viewed by dan@judgenetting.com 2022-07-19 - 3:32:20 AM GMT- IP address: 108.244.252.80 Signer dan@judgenetting.com entered name at signing as Daniel Judge 2022-07-19 - 11:52:43 PM GMT- IP address: 45.18.20.121 Document e-signed by Daniel Judge (dan@judgenetting.com) Signature Date: 2022-07-19 - 11:52:45 PM GMT - Time Source: server- IP address: 45.18.20.121 Document emailed to christopherj@cupertino.org for signature 2022-07-19 - 11:52:49 PM GMT Email viewed by christopherj@cupertino.org 2022-07-19 - 11:53:43 PM GMT- IP address: 104.47.73.254 Signer christopherj@cupertino.org entered name at signing as Christopher D. Jensen 2022-07-19 - 11:55:10 PM GMT- IP address: 64.165.34.3 Document e-signed by Christopher D. Jensen (christopherj@cupertino.org) Signature Date: 2022-07-19 - 11:55:12 PM GMT - Time Source: server- IP address: 64.165.34.3 Document emailed to Matt Morley (mattm@cupertino.org) for signature 2022-07-19 - 11:55:15 PM GMT Email viewed by Matt Morley (mattm@cupertino.org) 2022-07-21 - 6:10:12 PM GMT- IP address: 104.47.73.126 Document e-signed by Matt Morley (mattm@cupertino.org) Signature Date: 2022-07-21 - 6:10:41 PM GMT - Time Source: server- IP address: 66.215.119.3 Document emailed to Kirsten Squarcia (kirstens@cupertino.org) for signature 2022-07-21 - 6:10:45 PM GMT Email viewed by Kirsten Squarcia (kirstens@cupertino.org) 2022-07-21 - 6:20:38 PM GMT- IP address: 104.47.73.254 Document e-signed by Kirsten Squarcia (kirstens@cupertino.org) Signature Date: 2022-07-21 - 6:20:56 PM GMT - Time Source: server- IP address: 69.110.137.176 Agreement completed. 2022-07-21 - 6:20:56 PM GMT